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Best Excellent credit personal loans
The top-rated personal loans today for borrowers with an excellent credit score. Assumes an unsecured $20,000 loan on a 36-month loan term.
Ranking 1 1 position up today | Product Unsecured Personal Loan (Excellent Credit) (Amount > $5000) Real Time Rating™ Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 | Interest Rate  5.35 % p.a Fixed up to 24.79% | Comparison Rate* 6.14 % p.a Fixed up to 25.74% | Company | Monthly repayment $904 36 months | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site |  Total repayments for a 3-year, $30,000 loan at 6.14% would be $32,539*. Terms from - years | Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 |
Ranking 2 1 position up today | Product Low Rate Personal Loan Real Time Rating™ Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 | Interest Rate 5.79 % p.a Variable | Comparison Rate* 5.92 % p.a Variable | Company | Monthly repayment $910 36 months | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a 3-year, $30,000 loan at 5.92% would be $32,753*. Terms from - years | Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 |
Ranking 3 1 position up today | Product Low Rate Personal Loan Real Time Rating™ Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 | Interest Rate 5.79 % p.a Variable | Comparison Rate* 5.92 % p.a Variable | Company | Monthly repayment $910 36 months | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a 3-year, $30,000 loan at 5.92% would be $32,753*. Terms from - years | Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 |
Ranking 4 1 position up today | Product Fair Rate Personal Loan Diamond Real Time Rating™ Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 | Interest Rate 5.99 % p.a Variable | Comparison Rate* 6.20 % p.a Variable | Company | Monthly repayment $913 36 months | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a 3-year, $30,000 loan at 6.20% would be $32,851*. Terms from - years | Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 |
Ranking 5 1 position up today | Product Low Rate Personal Loan Unsecured (Excellent Credit) Real Time Rating™ Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 | Interest Rate 6.25 % p.a Fixed up to 8.99% | Comparison Rate* 6.88 % p.a Fixed up to 9.63% | Company | Monthly repayment $916 36 months | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a 3-year, $30,000 loan at 6.88% would be $32,978*. Terms from - years | special No extra repayment or early exit fees. Funding approved in 24 hours. Up to $75,000 loan amountWinner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 |
Ranking 6 1 position down today | Product Equity Plus Personal Loan Unsecured Real Time Rating™ Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 | Interest Rate 6.34 % p.a Variable | Comparison Rate* 6.94 % p.a Variable | Company | Monthly repayment $917 36 months | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a 3-year, $30,000 loan at 6.94% would be $33,022*. Terms from - years | Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 |
Ranking 7 6 position down today | Product Personal Loan - Outstanding Credit Real Time Rating™ Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 | Interest Rate 6.95 % p.a Fixed | Comparison Rate* 6.95 % p.a Fixed | Company | Monthly repayment $926 36 months | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a 3-year, $30,000 loan at 6.95% would be $33,323*. Terms from - years | Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 |
Ranking 8 1 position up today | Product Personal Loan Fixed Real Time Rating™ Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 | Interest Rate 6.75 % p.a Fixed up to 19.95% | Comparison Rate* 6.75 % p.a Fixed up to 19.95% | Company | Monthly repayment $923 36 months | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a 3-year, $30,000 loan at 6.75% would be $33,224*. Terms from - years | Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 |
Ranking 9 1 position up today | Product Unsecured Personal Loan Real Time Rating™ | Interest Rate 5.75 % p.a Variable up to 25.99% | Comparison Rate* 6.68 % p.a Variable up to 29.2% | Company | Monthly repayment $909 36 months | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a 3-year, $30,000 loan at 6.68% would be $32,733*. Terms from - years | |
Ranking 10 1 position up today | Product Liberty Personal Loan (Excellent Credit History) Real Time Rating™ Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 | Interest Rate 6.95 % p.a Fixed up to 8.74% | Comparison Rate* 6.95 % p.a Fixed up to 8.74% | Company | Monthly repayment $926 36 months | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a 3-year, $30,000 loan at 6.95% would be $33,323*. Terms from - years | Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 |
Ranking 11 1 position up today | Product Unsecured Loan (Excellent Credit) Real Time Rating™ Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 | Interest Rate 6.95 % p.a Fixed up to 10.49% | Comparison Rate* 6.95 % p.a Fixed up to 11.42% | Company | Monthly repayment $926 36 months | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a 3-year, $30,000 loan at 6.95% would be $33,323*. Terms from - years | Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 |
Ranking 12 1 position up today | Product Personal Loan Variable (Excellent Credit) Real Time Rating™ | Interest Rate 6.49 % p.a Variable up to 15.99% | Comparison Rate* 7.41 % p.a Variable up to 16.84% | Company | Monthly repayment $919 36 months | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a 3-year, $30,000 loan at 7.41% would be $33,096*. Terms from - years | |
Ranking 13 1 position up today | Product Personal Loan Real Time Rating™ Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 | Interest Rate 6.85 % p.a Variable up to 13.4% | Comparison Rate* 7.72 % p.a Variable up to 14.83% | Company | Monthly repayment $924 36 months | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a 3-year, $30,000 loan at 7.72% would be $33,273*. Terms from - years | Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 |
Ranking 14 1 position up today | Product No Fee Joint Personal Loan Real Time Rating™ | Interest Rate 6.75 % p.a Fixed up to 19.95% | Comparison Rate* 6.75 % p.a Fixed up to 19.95% | Company | Monthly repayment $923 36 months | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a 3-year, $30,000 loan at 6.75% would be $33,224*. Terms from - years | special Pay no fees over the lifetime of your loan with NOW Finance. T&C’s apply. |
Ranking 15 1 position up today | Product Unsecured Personal Loan Real Time Rating™ | Interest Rate 6.99 % p.a Variable up to 18.99% | Comparison Rate* 7.91 % p.a Variable up to 19.83% | Company | Monthly repayment $926 36 months | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a 3-year, $30,000 loan at 7.91% would be $33,342*. Terms from - years | special Borrow from $5,000 to $55,000 with a 1 - 7 year flexible loan term with NAB. Plus enjoy no fees for extra repayments and no early exit fees. |
Ranking 16 1 position up today | Product VIP Personal Loan (existing HL customer) Real Time Rating™ | Interest Rate 7.49 % p.a Variable | Comparison Rate* 7.49 % p.a Variable | Company | Monthly repayment $933 36 months | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a 3-year, $30,000 loan at 7.49% would be $33,590*. Terms from - years | |
Ranking 17 1 position up today | Product Fixed Rate Personal Loan Real Time Rating™ | Interest Rate 6.99 % p.a Fixed up to 10.99% | Comparison Rate* 7.20 % p.a Fixed up to 11.21% | Company | Monthly repayment $926 36 months | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a 3-year, $30,000 loan at 7.20% would be $33,342*. Terms from - years | special $100 establishment fee is waived for ING customers |
Ranking 18 1 position up today | Product Unsecured Personal Loan Real Time Rating™ | Interest Rate 7.99 % p.a Variable | Comparison Rate* 8.20 % p.a Variable | Company | Monthly repayment $940 36 months | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a 3-year, $30,000 loan at 8.20% would be $33,838*. Terms from - years | |
Ranking 19 1 position up today | Product Money Me - Personal Loan - Good Credit Real Time Rating™ | Interest Rate 6.95 % p.a Fixed up to 19.95% | Comparison Rate* 7.64 % p.a Fixed up to 21.36% | Company | Monthly repayment $926 36 months | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a 3-year, $30,000 loan at 7.64% would be $33,323*. Terms from - years | special Money can be available in your bank account in as little as 60 minutes. Easy online application with low rates, fast approvals, and no early exit fees. Thousands of 5-star customer reviews. Must be employed, with decent credit history. |
Ranking 20 1 position up today | Product Personal Loan Real Time Rating™ | Interest Rate 6.99 % p.a Variable up to 28% | Comparison Rate* 7.30 % p.a Variable up to 28.38% | Company | Monthly repayment $926 36 months | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a 3-year, $30,000 loan at 7.30% would be $33,342*. Terms from - years |