Excellent credit personal loans

The top-rated personal loans today for borrowers with an excellent credit score. Assumes an unsecured $20,000 loan on a 36-month loan term.

Ranking
Product
Advertised Rate
Company
Comparison Rate*
Monthly repayment
Features
1
13 position up today

4.85%

Variable up to 11.9%

Australian Military Bank

5.71%

$598

Redraw facility
Extra repayments
Fully drawn advance
Secured
2
1 position down today

5.79%

Variable

Police Bank

5.92%

$607

Redraw facility
Extra repayments
Fully drawn advance
Secured
3
1 position down today

5.99%

Variable

G&C Mutual Bank

6.20%

$608

Redraw facility
Extra repayments
Fully drawn advance
Secured
4
1 position down today

6.09%

Variable

Summerland Credit Union

6.69%

$609

Redraw facility
Extra repayments
Fully drawn advance
Secured
5
1 position down today

6.44%

Variable

First Option Bank Ltd

6.68%

$612

Redraw facility
Extra repayments
Fully drawn advance
Secured
6
1 position up today

6.95%

Fixed

Alex

6.95%

$617

Redraw facility
Extra repayments
Fully drawn advance
Secured
7
1 position down today

5.79%

Variable

Bank of Heritage Isle

5.92%

$607

Redraw facility
Extra repayments
Fully drawn advance
Secured
8
2 position up today

7.05%

Fixed up to 7.99%

OurMoneyMarket

7.40%

$618

Redraw facility
Extra repayments
Fully drawn advance
Secured
9
1 position down today

6.99%

Fixed up to 25.69%

Harmoney

7.79%

$617

Redraw facility
Extra repayments
Fully drawn advance
Secured
10
7 position up today

6.49%

Fixed up to 8.79%

Plenti

6.84%

$613

Redraw facility
Extra repayments
Fully drawn advance
Secured
11
2 position down today

5.75%

Variable up to 9.99%

Symple Loans

6.47%

$606

Redraw facility
Extra repayments
Fully drawn advance
Secured
12
5 position up today

6.99%

Fixed up to 9.49%

SocietyOne

6.99%

$617

Redraw facility
Extra repayments
Fully drawn advance
Secured
13
1 position down today

7.99%

Variable

Sydney Mutual Bank

8.20%

$627

Redraw facility
Extra repayments
Fully drawn advance
Secured
14
1 position up today

7.65%

Fixed up to 10.49%

Liberty Financial

7.65%

$624

Redraw facility
Extra repayments
Fully drawn advance
Secured
15
1 position down today

7.99%

Variable

Endeavour Mutual Bank

8.20%

$627

Redraw facility
Extra repayments
Fully drawn advance
Secured
16
1 position up today

7.65%

Fixed up to 10.49%

Money Place

7.65%

$624

Redraw facility
Extra repayments
Fully drawn advance
Secured
17
1 position down today

6.95%

Fixed up to 17.95%

Pepper

8.57%

$617

Redraw facility
Extra repayments
Fully drawn advance
Secured
18
1 position up today

6.95%

Fixed up to 17.95%

NOW FINANCE

8.57%

$617

Redraw facility
Extra repayments
Fully drawn advance
Secured
19
1 position down today

8.95%

Fixed

Greater Bank

9.34%

$636

Redraw facility
Extra repayments
Fully drawn advance
Secured
20
21 position up today

8.99%

Fixed

People's Choice Credit Union

10.73%

$636

Redraw facility
Extra repayments
Fully drawn advance
Secured

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How are Real Time Ratings™ calculated?