Excellent credit personal loans

The top-rated personal loans today for borrowers with an excellent credit score. Assumes an unsecured $20,000 loan on a 36-month loan term.

Ranking
Product
Advertised Rate
Comparison Rate*
Company
Monthly repayment
Features
1
13 position up today

5.35%

Variable up to 12.4%

6.21%

Australian Military Bank

$603

Redraw facility
Extra repayments
Fully drawn advance
Secured
2
1 position down today

5.79%

Variable

5.92%

Police Bank

$607

Redraw facility
Extra repayments
Fully drawn advance
Secured
3
5 position up today

5.79%

Variable

5.92%

Bank of Heritage Isle

$607

Redraw facility
Extra repayments
Fully drawn advance
Secured
4
1 position down today

5.99%

Variable

6.20%

G&C Mutual Bank

$608

Redraw facility
Extra repayments
Fully drawn advance
Secured
5
1 position down today

6.09%

Variable

6.69%

Summerland Credit Union

$609

Redraw facility
Extra repayments
Fully drawn advance
Secured
6
1 position down today

6.44%

Variable

6.68%

First Option Bank Ltd

$612

Redraw facility
Extra repayments
Fully drawn advance
Secured
7
9 position up today

6.45%

Fixed up to 10.49%

6.45%

Liberty Financial

$613

Redraw facility
Extra repayments
Fully drawn advance
Secured
8
10 position up today

6.45%

Fixed up to 10.49%

6.45%

Money Place

$613

Redraw facility
Extra repayments
Fully drawn advance
Secured
9
2 position down today

6.95%

Fixed

6.95%

Alex

$617

Redraw facility
Extra repayments
Fully drawn advance
Secured
10
2 position down today

6.25%

Variable up to 29.99%

7.64%

Money Me

$611

Redraw facility
Extra repayments
Fully drawn advance
Secured
11
2 position down today

6.75%

Fixed

7.10%

OurMoneyMarket

$615

Redraw facility
Extra repayments
Fully drawn advance
Secured
12
2 position down today

6.99%

Fixed up to 25.69%

7.79%

Harmoney

$617

Redraw facility
Extra repayments
Fully drawn advance
Secured
13
2 position down today

6.49%

Fixed up to 8.99%

6.84%

Plenti

$613

Redraw facility
Extra repayments
Fully drawn advance
Secured
14
2 position down today

5.75%

Variable

6.47%

Symple Loans

$606

Redraw facility
Extra repayments
Fully drawn advance
Secured
15
6 position up today

6.95%

Fixed up to 17.95%

6.95%

NOW Finance

$617

Redraw facility
Extra repayments
Fully drawn advance
Secured
16
3 position down today

6.99%

Fixed up to 9.49%

6.99%

SocietyOne

$617

Redraw facility
Extra repayments
Fully drawn advance
Secured
17
3 position down today

7.99%

Variable

8.20%

Sydney Mutual Bank

$627

Redraw facility
Extra repayments
Fully drawn advance
Secured
18
3 position down today

7.99%

Variable

8.20%

Endeavour Mutual Bank

$627

Redraw facility
Extra repayments
Fully drawn advance
Secured
19
2 position down today

6.99%

Variable up to 28%

7.30%

Total Lifestyle Credit

$617

Redraw facility
Extra repayments
Fully drawn advance
Secured
20
1 position down today

6.95%

Fixed up to 17.95%

8.57%

Pepper

$617

Redraw facility
Extra repayments
Fully drawn advance
Secured

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How are Real Time Ratings™ calculated?