Best Excellent credit personal loans

The top-rated personal loans today for borrowers with an excellent credit score. Assumes an unsecured $20,000 loan on a 36-month loan term.

Ranking
1
13 position up today
Advertised Rate

5.35%

Variable up to 12.4%

Comparison Rate*

6.21%

Company
Australian Military Bank
Monthly repayment

$603

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Ranking
2
1 position down today
Advertised Rate

5.79%

Variable

Comparison Rate*

5.92%

Company
Police Bank
Monthly repayment

$607

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Ranking
3
5 position up today
Advertised Rate

5.79%

Variable

Comparison Rate*

5.92%

Company
Bank of Heritage Isle
Monthly repayment

$607

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Ranking
4
1 position down today
Advertised Rate

5.99%

Variable

Comparison Rate*

6.20%

Company
G&C Mutual Bank
Monthly repayment

$608

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Ranking
5
5 position down today
Advertised Rate

5.99%

Fixed

Comparison Rate*

6.62%

Company
WAW Credit Union
Monthly repayment

$608

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Ranking
6
1 position down today
Advertised Rate

6.09%

Variable

Comparison Rate*

6.69%

Company
Summerland Credit Union
Monthly repayment

$609

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Ranking
7
1 position down today
Advertised Rate

6.44%

Variable

Comparison Rate*

6.68%

Company
First Option Bank Ltd
Monthly repayment

$612

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Ranking
8
9 position up today
Advertised Rate

5.95%

Fixed up to 17.95%

Comparison Rate*

5.95%

Company
NOW Finance
Monthly repayment

$608

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Ranking
9
1 position down today
Advertised Rate

6.45%

Fixed up to 10.49%

Comparison Rate*

6.45%

Company
Liberty Financial
Monthly repayment

$613

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Ranking
10
1 position down today
Advertised Rate

6.45%

Fixed up to 10.49%

Comparison Rate*

6.45%

Company
Money Place
Monthly repayment

$613

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Ranking
11
1 position down today
Advertised Rate

6.95%

Fixed up to 8.99%

Comparison Rate*

6.95%

Company
Alex
Monthly repayment

$617

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Ranking
12
1 position up today
Advertised Rate

6.75%

Fixed up to 7.05%

Comparison Rate*

7.10%

Company
OurMoneyMarket
Monthly repayment

$615

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Ranking
13
1 position down today
Advertised Rate

6.25%

Fixed up to 19.95%

Comparison Rate*

7.64%

Company
MoneyMe
Monthly repayment

$611

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Ranking
14
1 position down today
Advertised Rate

6.95%

Fixed up to 17.95%

Comparison Rate*

6.95%

Company
Pepper
Monthly repayment

$617

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Ranking
15
1 position down today
Advertised Rate

6.99%

Fixed up to 24.79%

Comparison Rate*

7.79%

Company
Harmoney
Monthly repayment

$617

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Ranking
16
1 position down today
Advertised Rate

6.39%

Variable up to 7.89%

Comparison Rate*

6.39%*

Company
Plenti
Monthly repayment

$612

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Ranking
17
1 position down today
Advertised Rate

5.75%

Variable up to 7.99%

Comparison Rate*

6.47%

Company
Symple Loans
Monthly repayment

$606

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Ranking
18
1 position down today
Advertised Rate

7.99%

Variable

Comparison Rate*

8.20%

Company
Sydney Mutual Bank
Monthly repayment

$627

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Ranking
19
1 position down today
Advertised Rate

6.49%

Fixed up to 8.5%

Comparison Rate*

7.14%

Company
Wisr
Monthly repayment

$613

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Ranking
20
1 position down today
Advertised Rate

7.99%

Variable

Comparison Rate*

8.20%

Company
Endeavour Mutual Bank
Monthly repayment

$627

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured

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How are Real Time Ratings™ calculated?