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Take the stress out of personal loans

Australia's first personalised rates comparison engine makes it faster and easier to find a personal loan.

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Personalised results

Get personalised rate estimates from multiple lenders with one search.

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Super fast

One form, multiple lenders. See your rates before you apply.

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Easy process

Narrow down your options and search by highest chance of being approved.

How does the RateCity Personal Loan Marketplace work?

  • 1

    Check your rates

    Select your loan amount, answer a few questions and get your personalised search results.

  • 2

    View multiple lenders

    Choose your preferred lender based on your chance of being approved and personalised rate estimates.

  • 3

    Complete application

    We’ll transfer you securely to your chosen lender to complete the application process.

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Sample personal loans results

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What is a personalised interest rate?

Personal loan ads can be misleading. They can make personal loans look like one-size-fits-all products. Yet the truth is different:

  • Lenders often give different interest rates to different borrowers
  • Some lenders refuse to even do business with certain borrowers

A personalised interest rate is the opposite of a one-size-fits-all product. Based on your unique circumstances, RateCity Personal Loan Marketplace will:

  • Eliminate unsuitable options
  • Present you with a list of personal loans and interest rates you would have a realistic chance of being approved for
Check your chance of approval It won't affect your credit score

How will knowing my chance of approval help me?

The problem with personal loans is that you can waste valuable time chasing products and interest rates that sound accessible, but you actually can’t qualify for.

That’s why we invented RateCity Personal Loan Marketplace - so you can know which personal loans you would have a realistic chance of qualifying for and what interest rates you’d actually be charged.

RateCity Personal Loan Marketplace makes borrowing easier by:

  • Eliminating unrealistic loan options
  • Giving you a range of realistic options
  • Allowing you to quickly apply for your favourite
Check your chance of approval It won't affect your credit score

Take the stress out of personal loans

RateCity Personal Loan Marketplace - Australia's first personalised rates engine - makes it faster and easier to find a suitable personal loan.

  • Personalised - get unique results based on your unique circumstances

  • Fast - take action right here right now

  • Easy - narrow down your options by eliminating unsuitable lenders and products

This is the first marketplace in Australian history where you can check your interest rate BEFORE you apply for a personal loan.

The lowest rates aren’t available to most borrowers. RateCity Personal Loan Marketplace will show you personalised offers from a range of lenders who are likely to approve your loan.

Check your chance of approval It won't affect your credit score
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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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