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How August’s top personal loans could help you plan for the future
With much of the population in lockdown under public health orders, many Aussies are battling an ongoing feeling of uncertainty.
But while we might be restricted in what we can do today, or even this month, there’s no reason why we can’t look to the future by locking in some plans.
Perhaps you’re newly engaged and want to take the opportunity to start planning your dream wedding. Or you’re eager to put in a new back deck to enjoy in the warmer months ahead. Maybe you’re simply ready to research and book in a long-awaited and well-deserved summer holiday – even if it is likely to be domestic at this point.
Plans to look forward to can look different for everyone. But believe it or not, personal loans can be used to fund all of these objectives and more – including:
- buying a car;
- cosmetic surgery;
- veterinary bills;
- rooftop solar panels;
- student fees, and;
- much more.
If you’re in the market for a personal loan but don’t quite know where to start your comparison, RateCity has put together the top-rated personal loans for August 2021.
RateCity’s personal loan leaderboard ranks the top five personal loans using Real Time RatingsTM, a rating system that gives loan products a score out of five, based on cost and flexibility.
It’s important to keep in mind, however, that a personal loan is a financial commitment that can often take a number of years to pay off. Consider using RateCity’s personal loan calculator for a repayment estimate to make sure they’ll fit comfortably within your budget.
(Rankings are correct at the time of publishing. Please note lenders may trade places on the list as interest rates and fees change and RateCity’s tracker reflects these movements.)
Top rated excellent credit personal loans
Top rated green personal loans
Disclaimer
This article is over two years old, last updated on August 20, 2021. While RateCity makes best efforts to update every important article regularly, the information in this piece may not be as relevant as it once was. Alternatively, please consider checking recent personal loans articles.
Compare personal loans
6.57%
up to 8.48%
7.19%
up to 13.58%
$920
Australian Credit Licence 488228
Fees & charges apply
- 2024 Award Winner
- 1 to 7 years
- Unsecured
- Fixed Rate
- No ongoing fees
5.76%
up to 24.03%
6.55%
up to 24.99%
$909
Australian Credit Licence 474726
Fees & charges apply
- 2024 Award Winner
- 3 to 5 years
- Unsecured
- Fixed Rate
- No ongoing fees
7.24%
up to 9.39%
7.24%
up to 10.31%
$930
Australian Credit Licence 286596
Fees & charges apply
- 3 to 7 years
- Unsecured
- Fixed Rate
- No ongoing fees
6.75%
up to 26.95%
6.75%
up to 26.95%
$923
Australian Credit Licence 411227
Fees & charges apply
- 2024 Award Winner
- Special
- 1 to 7 years
- Unsecured
- Fixed Rate
7.49%
up to 13.95%
8.33%
up to 17.58%
$933
Australian Credit Licence 393845
Fees & charges apply
- Via broker
- 1 to 7 years
- Secured
- Fixed Rate
9.49%
up to 9.99%
9.92%
up to 10.42%
$961
Australian Credit Licence 517589
Fees & charges apply
- 2024 Award Winner
- 1 to 5 years
- Unsecured
- Fixed Rate
- No ongoing fees
6.57%
up to 8.48%
7.19%
up to 13.58%
$920
Australian Credit Licence 488228
Fees & charges apply
- 1 to 7 years
- Secured
- Fixed Rate
- No ongoing fees
11.99%
12.57%
up to 12.57%
$996
Australian Credit Licence 517589
Fees & charges apply
- 1 to 3 years
- Unsecured
- Fixed Rate
- No ongoing fees
Product database updated 26 Apr, 2024
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