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- Fixed Secured Personal Loan
Fixed Secured Personal Loan
- 1 to 7 years
- Secured
- Fixed Rate
Interest rate p.a.
8.24%
Comparison rate* p.a.
8.90%
up to 8.9%
Fixed Secured Personal Loan
- 1 to 7 years
- Secured
- Fixed Rate
Interest rate p.a.
8.24%
Comparison rate* p.a.
8.90%
up to 8.9%
Calculate your repayments for this loan
$
Your estimated repayment
$629
based on 20000 loan amount for 3 years at 8.24%
Pros and Cons
For Fixed Secured Personal Loan
Benefits
- Lower than average rate
- No early exit penalty
- Unlimited extra repayments
- Flexible repayment options
- Can apply online
- Can apply in branch
- Use the loan for any worthwhile purpose
Drawbacks
- Service fee charged
- Higher than average application fee
P&N Bank Rate Personal Loan overview
For Fixed Secured Personal Loan
Details
Total repayments
$22,642
Interest rate type
Fixed
Borrowing range
$5k - $150k
Security type
Secured
Loan term
1 to 7 years
Secured by
Vehicle
Loan type
Is Fully Drawn Advance
Repayment frequency
Weekly, Fortnightly, Monthly
Target Market Determination
Visit P&N Bank to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
redraw activation fee of $0
Instant approval
Time to funding
N/A
Fees
Upfront fee
$199
Ongoing fee
$5 Monthly
Missed payment penalty
$5
Early exit penalty fee
$0
