RateCity.com.au
  1. Home
  2. Personal Loans
  3. Pepper
  4. Personal Loan Fixed

Personal Loan Fixed

  • 2024 Award Winner
  • 1 to 7 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

Interest rate p.a.

6.75%

up to 26.95%

Comparison rate* p.a.

6.75%

up to 26.95%

Personal Loan Fixed

  • 2024 Award Winner
  • 1 to 7 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

Interest rate p.a.

6.75%

up to 26.95%

Comparison rate* p.a.

6.75%

up to 26.95%

Calculate your repayments for this loan

$

Your estimated repayment

$923

based on 30000 loan amount for 3 years at 6.75%

Pros and Cons

For Personal Loan Fixed

Benefits

  • No ongoing fees
  • Flexible repayment options
  • No security required
  • Can apply online
  • Use the loan for any worthwhile purpose
  • Fast time to funding
  • Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2024

Drawbacks

  • Cannot apply in branch

Pepper Rate Personal Loan overview

For Personal Loan Fixed

Details

Total repayments
Interest rate type

Fixed

Borrowing range

$8k - $50k

Security type

Unsecured

Loan term

1 to 7 years

Secured by

Loan type

Is Fully Drawn Advance

Repayment frequency

Weekly, Fortnightly

Target Market Determination

Visit Pepper Money to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

Instant approval

Time to funding

N/A

Fees

Upfront fee

$0

Ongoing fee

$0

Missed payment penalty

$0

Early exit penalty fee

$0

Permitted Loan Purposes

New car

Used car

Motorcycle

Boat

Debt consolidation

Renovation

Holidays

Medical bill

Shares

Student loan

Wedding

FAQs

Promoted personal loan products

OurMoneyMarket Services Pty Ltd

Low Rate Personal Loan Unsecured (Excellent Credit)

Real Time Rating™

  • 2024 Award Winner
  • 1 to 7 years
  • Unsecured
  • Fixed Rate

Interest rate p.a.

6.57%

up to 8.48%

Comparison rate* p.a.

7.19%

up to 13.58%

More detailsclick for more details

Australian Credit Licence 488228
Fees & charges apply

Product info
Harmoney Australia Limited

Unsecured Personal Loan (Excellent Credit) (Amount > $5000)

Real Time Rating™

  • 2024 Award Winner
  • 3 to 5 years
  • Unsecured
  • Fixed Rate

Interest rate p.a.

5.76%

up to 24.03%

Comparison rate* p.a.

6.55%

up to 24.99%

More detailsclick for more details

Australian Credit Licence 474726
Fees & charges apply

Product info
Liberty Financial Pty Ltd

Unsecured Personal Loan (Excellent Credit)

Real Time Rating™

  • 3 to 7 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

Interest rate p.a.

7.24%

up to 9.39%

Comparison rate* p.a.

7.24%

up to 10.31%

More detailsclick for more details

Australian Credit Licence 286596
Fees & charges apply

Product info
Wingate Consumer Finance (NOW Finance)

No Fee Personal Loan

Real Time Rating™

  • 2024 Award Winner
  • Special
  • 1 to 7 years
  • Unsecured

Interest rate p.a.

6.75%

up to 26.95%

Comparison rate* p.a.

6.75%

up to 26.95%

More detailsclick for more details

Australian Credit Licence 411227
Fees & charges apply

Product info
product data updated on

Product data updated on 27 Apr 2024