Personal Loans Smart Search

Includes a free credit score check

Rate estimates based on the credit score range

Products filtered based on approval chance

By using smart search, you agree to the ratecity.com.au Privacy Policy, Terms of Use and Disclaimer.

Featured Personal Loans

Promoted

Low Rate Personal Loan Unsecured (Excellent Credit)

Real Time Rating™
  • 1 to 7 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

2024 Award Winner

Interest Rate

6.57%

p.a

up to 8.48%

Comparison Rate*

From

7.19%

p.a

up to 13.58%

Promoted

Unsecured Personal Loan (Excellent Credit)

Real Time Rating™
  • 3 to 7 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees
Interest Rate

7.24%

p.a

up to 9.39%

Comparison Rate*

From

7.24%

p.a

up to 10.31%

Promoted

No Fee Personal Loan

Real Time Rating™
  • 1 to 7 years
  • Unsecured
  • Fixed Rate

2024 Award Winner

special

Pay no fees over the lifetime of your loan with NOW Finance. T&C’s apply.
Interest Rate

6.75%

p.a

up to 26.95%

Comparison Rate*

From

6.75%

p.a

up to 26.95%

Promoted

Unsecured Personal Loan (Excellent Credit) (Amount > $5000)

Real Time Rating™
  • 3 to 5 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

2024 Award Winner

Interest Rate

5.76%

p.a

up to 24.03%

Comparison Rate*

From

6.55%

p.a

up to 24.99%

Browse more products here