Which banks allow free ATM withdrawals?

Nick BendelSep 29, 2017( 1 min read )

Commonwealth Bank caused a stir on 24 September when it eliminated ATM withdrawal fees for non-customers – forcing other lenders to follow its lead.

ANZ, NAB and Westpac responded later that day by also removing ATM fees for non-customers.

Since then, other lenders have done the same.

Below is a list – regularly updated – of which lenders allow non-customers to use their ATMs for free.

Lender	Effective from	Number of ATMs (approximately)	Conditions
ANZ	Early October 2017	2,300	Excludes overseas cardholders
Bank of Queensland	1 October 2017	192	Only applies to ATMs at BoQ branches
Bankwest	Early October 2017	297	Excludes overseas cardholders and anyone using ATMs in 7-Eleven stores
Commonwealth Bank	September 2017	3,400	Excludes overseas cardholders
NAB	October 2017	1,300	Excludes overseas cardholders and anyone using NAB-branded rediATM machines
Suncorp	Early December	380
Westpac Group (Westpac, St George, Bank of Melbourne, BankSA)	October 2017	2,925	Excludes overseas cardholders

Nick BendelProperty Personal Finance Writer

A property and personal finance writer, Nick Bendel covers property, loans, credit cards, superannuation, and other bank products. Nick has previously written for The Adviser, Mortgage Business, Lifehacker, Business Insider, Yahoo Finance, and InvestorDaily, and loves getting elbow-deep in the latest ABS, APRA and RBA data.

Advertisement

Share this article

Advertisement

Related articles

Similar bank accounts searches

westpac bank accounts

choice f t tertiary student westpac bank accounts

access advantage anz bank accounts

access account amp bank bank accounts

Today's top bank accounts products

Everyday Global Account

Account Keeping Fees

$0

Monthly

$0

Over 13,000 ATMs customers can use in Australia with no ATM fees

Maximum Interest rate

Visa

Cashback

$100 Bonus for new HSBC customers and 2% cashback (upto AUD 50/month) on tap and pay (payWave, Apple Pay and Google Pay) for purchases under $100.

Xinja Bank Account

Account Keeping Fees

$0

Monthly

$0

Online only

Maximum Interest rate

MasterCard

$0 account keeping fee
App banking available
Apple Pay, Google Pay available

Access Advantage

Account Keeping Fees

$5*

Monthly

$0

Maximum Interest rate

Visa

*Fees waived when deposit $2,000 Monthly

Linked Visa debit card available

Glide Account

Account Keeping Fees

$0

Monthly

$0

Over 3,000 rediATMs

Maximum Interest rate

Visa

special

No monthly account keeping fees. Apple Pay, Google Pay and Samsung Pay. Make and receive payments in seconds using a mobile or email with PayID

FAQs

Transferring money from PayPal to an Australian bank account is simple. Just follow these three steps:

Go to your Wallet
Click ‘Transfer Money’
Follow the instructions

The money will take three to seven business days to reach your bank account.

Once you’ve made the transfer request, it can’t be withdrawn.

Yes, Australian bank accounts are frozen when someone dies. If you want to close the account of somebody who has died, you might have to provide proof of death and a copy of the will. You might also have to prove your relationship to the deceased person.

If you have a joint bank account with somebody who has died, you will generally be entitled to all the money in the account. Again, you might have to provide proof of death if you want to change the bank account from a joint account to a one-person account.

If you’re under 18 and you want to open an Australian bank account, you will need your passport or birth certificate. (Some lenders might require just a Medicare card or driver’s licence.) You can apply online or at a branch. If you’re 13 or under, you will probably need a parent to accompany you to a branch.

Unfortunately, there’s no definitive answer to the question of which bank is best for business accounts. That’s because ‘best’ will differ from customer to customer, depending on their unique circumstances. These include not only your company’s financial position, but also its size, its age and the sector in which it operates. Another factor to consider is what features you want in a bank account. Your business may require different features than another business; and your business may require different features tomorrow than it does today.

The best thing to do is to thoroughly research the market before opening a business account. And when you do open an account, you should reassess your options every year or two, because the market moves quickly. A particular bank might offer the best account today, but be surpassed by one or several rivals tomorrow.

To open a company bank account, you will probably have to provide 100 points of ID, an ABN and an ACN. You will probably have to provide the details of all signatories as well.

Many Australian lenders allow foreigners to open bank accounts in Australia. Often, this can be done before you arrive in the country – with no Australian address required. When you get to Australia, you can pick up your debit card, using your passport as identification.

Yes, you can find your bank account number by logging into your online banking and clicking on the relevant account.

You don’t need a bank account to send or receive money through PayPal. However, you do need a bank account if you want to withdraw money from your PayPal account.

Most Australia-based lenders will allow you to set up a bank account online. Requirements vary from lender to lender, but you will probably need to provide a passport or birth certificate, as well as a driver’s licence, Medicare card or another form of secondary ID.

Yes, most lenders that operate in Australia will let you set up a bank account online. The process is usually simple and takes five to 10 minutes. You will probably need to provide a passport or birth certificate, as well as a driver’s licence, Medicare card or another form of secondary identification. Requirements differ from lender to lender, so some institutions might ask for more or different forms of ID.

Yes. Some payday lenders are willing to transfer loans to prepaid debit cards instead of bank accounts.

Yes, you can open a bank account at 16, or even younger. If you’re 13 or under, you will probably need a parent to accompany you to a branch.

You don’t need a bank account to sell on eBay. But if you don’t have a bank account, you must provide either a credit card or debit card.

To get a credit card, you need to show proof of income, which will almost certainly require you to have a bank account.

The traditional way to deposit cash into your bank account is to go to a branch and give it to a teller. These days, many banks will allow you to make deposits through an ATM as well.

To find ‘live’ bank accounts in your name, you’ll have to ask individual lenders, which involves contacting them one by one and proving your identity each time. To find ‘unclaimed’ bank accounts (those that have been inactive for at least seven years), you can use this website.

You can wire money to an Australian bank account either through your own bank or by using a money transfer company such as Western Union or MoneyGram. Either way, you’ll need the other person’s name, BSB number and account number. If you use a money transfer company, you might also need to provide the recipient’s address for large payments.

You can cash a cheque without a bank account if you visit the bank that issued the cheque. For example, if somebody sends you a cheque from Bank X (as written on the cheque) and you visit Bank X, it’s likely that Bank X will let you cash the cheque – provided the person who wrote the cheque has enough money in their account. Bank X would probably charge you a fee for the service.

Checking your bank account balance online is a simple process. Once you’ve logged in to your online banking, clock on the relevant account and the balance should be visible.

You can close your Commonwealth Bank account at any branch, provided you have appropriate identification. You can also close your account over the phone, by calling 132 221, 24 hours a day.