Compare Jaguar car loans

Jaguar, renowned for its elegance, sophistication, and undeniable power, has been captivating hearts and turning heads on Australian roads for decades. Jaguar started in Blackpool, England in 1922, and while it is currently owned by Indian Corporation, Tata Motors, it is headquartered in Coventry, England. 

Whether you're considering a sleek sports car like the F-Type, a luxurious sedan such as the XJ, or an all-electric marvel like the I-PACE, a Jaguar car loan may help you drive away today with your dream car.

The cost of a Jaguar car will depend on a range of factors such as the model, trim level, optional features, and customisations. That being said, Jaguar cars fall into the category of luxury vehicles in Australia, placing them on the higher end of the price spectrum. Jaguar is known for its craftsmanship, advanced technologies, and high-performance capabilities: all of which contribute to their premium pricing.

While Jaguar offers a range of models with varying price points, it's important to note that luxury vehicles, including Jaguars, typically fall under the category of ‘luxury vehicles’, and incur the luxury car tax (LCT) as a result. 

As outlined by the Australian Taxation Office, the LCT is a tax imposed on cars with a value that exceeds the specified LCT threshold -  including Goods and Services Tax (GST). For the 2022-23 financial year, the LCT threshold stands at $84,916 for fuel-efficient vehicles and $71,849 for other vehicle types.

Jaguar ownership may be made more accessible through utilising a car loan that may suit your budget and goals. A car loan may help you break down the overall cost into manageable monthly payments, allowing you to spread the financial impact over a set period.

At the time of writing, this is the range of Jaguar car prices in Australia:

• Jaguar F-Type - from $166,048 to $284,550 for the 2023 range of models in Convertible and Coupe body types.
• Jaguar F-Pace - from $82,200 to $155,100 for the 2023 range of models in SUV body types.
• Jaguar E-Pace - from $69,000 to $84,500 for the 2023 range of models in SUV body types.
• Jaguar I-Pace - from $142,580 to $165,600 for the 2023 range of models in SUV body types.
• Jaguar XE - from $79,825 to $79,825 for the 2023 range of models in Sedan body types.
• Jaguar XF - from $115,360 for the 2023 range of models in Sedan body types.

Source: carsguide.com.au

It’s no secret that purchasing a Jaguar vehicle outright can cost a pretty penny. Whether you’re on the hunt for your dream car or looking to add to your collection, but do not have the funds to purchase it outright, you may be interested in comparing Jaguar car loan options.

There is no ‘one size fits all’ best car loan, it’s crucial you compare a range of car loan options carefully. The cost and value of your Jaguar car loan may depend on a range of factors, including:

• Interest rate: The rate of interest charged on top of your car loan amount. A higher interest rate typically means higher ongoing interest charges, which can increase the overall cost of your Jaguar loan.
• Fees: These fees may include upfront fees, annual fees, and other ongoing charges.
• Features: Car loan features, like making extra repayments and redraw facilities, may be
• Loan term: Car loan terms are typically 1-5 years. Opting for a shorter loan term may mean higher monthly repayments but lower total interest charges, and vice versa for a longer loan term.

RateCity offers a number of tools that may be helpful in comparing car loan options for your Jaguar purchase.

Comparison tables

Comparison tables can help you to compare apples with apples. Simply enter the amount you want to borrow and the loan term and then filter down your loan options based on the features in the above table. You’ll then view options side by side to see how they stack up on several factors, including interest rate, monthly repayments, and Real Time RatingsTM score.

Comparison rate

Sometimes a car loan can advertise a low interest rate but charge high ongoing fees. This is where a comparison rate comes in. The comparison rate combines interest costs with most standard fees and charges, providing a more comprehensive assessment of the total cost of the loan. 

Repayment Calculator

Once you have a short list of car loan options, you may want to see how they stack up against your budget. RateCity’s Repayment Calculator may help here, as you can enter in a car loan’s details and repayment frequency to see how much loan repayments could cost you.

Real Time Ratings

Real Time Ratings is RateCity’s world-first rating system that ranks personal loans based on your individual requirements. Unlike other comparison pages which rank their products once or twice a year, Real Time Ratings results are calculated live, so they are as up-to-date as possible. Each car loan is given a score out of five, based on loan costs and flexibility. Real Time Ratings may help you to narrow down your shortlist of car loan options.