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Kia started in the 1940s making bicycle parts, and today is South Korea’s second-largest automobile manufacturer, partially owned by Hyundai. Kia is known around the world, including in Australia, for its series of simple and reliable passenger vehicles.

Kia’s modern vehicles come from automotive designer, Peter Schreyer, who previously worked on the Audi TT and Volkswagen New Beetle. These contemporary designs include the iconic “tiger nose” grille, so you can always recognise a Kia on the road.

About Kia cars

Kia cars include:

  • Kia Picanto – a micro car with a sporty design and features for urban use, from $14,790
  • Kia Rio – a small car designed for all-around performance on city or country roads, from $17,590
  • Kia Cerato – available in sedan and hatch, this design was awarded Australia’s Best Small Car in 2016, from $19,990
  • Kia Soul – a small car with a distinct design, emphasising safety and comfort, from $28,587.70
  • Kia Optima – designed for business customers, combining stability, comfort and performance – from $38,631.70
  • Kia Sportage – designed with premium comfort for growing families, from $33,996.70
  • Kia Sorento – awarded Australia’s Best AWD SUV for 2018, from $43,990
  • Kia Rondo – a European-styled family car with room for five or seven, from $30,906.70
  • Kia Carnival – voted Australia’s Best Family Wagon two years running, from $46,871.70
  • Kia Stinger – a high-performance sports sedan, from $50,496.50

Kia review

Frankfurt, Deutschland - September 16, 2015: 2016 Kia Sportage presented on the 66th International Motor Show in the Messe Frankfurt

Kia’s small and medium passenger cars are known for offering value for money, starting with budget pricing and moving up to the mid-range. In 2014, Kia became the only car brand in Australia to offer a seven-year, unlimited-kilometre factory warranty, which could extend up to 10 years at some point in the future.

In terms of its Australian market share, Kia is a mid-tier player. While Kia is primarily known in Australia for passenger cars, there are plans to develop Kia utes and other light commercial vehicles for the range in the future. Electric vehicles, such as the Kia e-Niro, have been developed overseas, and may be arriving in Australia in the near future.

The Kia Stinger high-performance sedan has been adopted as a pursuit vehicle by the police in both Queensland and Western Australia, with other states understood to be considering following suit.

How can I get a Kia car loan?

When you’re ready to buy at a Kia dealership, you aren’t required to take the dealer finance option. If you need money to buy a Kia, there are a variety of car loans to choose from, which you can compare side by side using a comparison website.

If you’re happy to use your Kia as collateral, a secured car loan may offer a lower interest rate, though you may lose the car if you don’t keep up with the repayments. Choosing an unsecured loan doesn’t risk your vehicle, though you may pay more in interest.

Borrowing more than the price of your new Kia could help you pay for insurance and other costs, though paying this back over the long term may cost more. How much you can borrow will depend on how much you can comfortably afford to repay.  

How much does a Kia car loan cost?


Here are the approximate running costs for three different Kia models, based on RACQ category averages:

Model Category Cents/km Average $ per week
Kia Rio Light Car 46.2c $133.38
Kia Stinger Large Car 86.9c $250.73
Kia Carnival People Mover 83.4c $240.47

Here’s how much a five-year loan will cost for three different Kia models if you borrow 100 per cent of the purchase price over five years:

Model Price/loan Total repayments at 6% Total repayments at 8% Total repayments at 10%
Kia Rio $17,590


$21,400 $22,424
Kia Stinger $50,497 $58,575 $61,434 $64,375
Kia Carnival $46,872 $54,370 $57,024 $59,753


Frequently asked questions

How to get a chattel mortgage?

Both businesses and individuals may use a chattel mortgage, provided that the car is being used predominantly for business purposes. 

To apply for a chattel mortgage, you need to first consider your options and choose a suitable lender that meets your requirements. Once you have selected a lender, you can apply for the loan online by filling out a form. If the lender doesn’t offer an online application process, you can either call them or visit their nearest branch. 

After you’ve applied, the lender will ask you to supply documents that confirm your identification, income, job profile, etc. If everything is in order, most lenders will arrange the loan’s settlement, so all you need to do is pick up your car!

How much is your car worth?

If you already own a car, you could potentially bring down the cost by selling your car in the process. Before that happens, though, you’ll need to find out how much your car is worth.

One of the first places to find this value is to research the value of your current car, giving you an idea of roughly how much it’s worth in its peak condition.

There are plenty of websites that offer a free online valuation, allowing you to enter your car’s make, model, year, badge and description, with results listing a price guide based on both selling your car privately and through a dealership.

Of course, dealerships will try to profit on your trade-in by buying it for less than they can sell it, making it highly unlikely that you’ll get the same price selling a car to a dealer as you would selling a car privately.

However, private car sales can be costly and can take months to sell, making car trading more convenient with a guaranteed return, even if you may not be able to realise the total value of your car’s worth.

Remember that everything is negotiable. If the dealership is offering you less for your trade than you wanted, try to negotiate elsewhere to gain that money back. Start by negotiating on the price of the trade and then ask them if they can give you a further discount on your new car.

How much is my car worth?

If you own a car, it may be something that can help you bring down the cost of your next vehicle purchase through its sale. However, before you can do that you’ll want to find out how much your car is worth.

Your car’s worth can depend upon various aspects, including:

  • Age
  • Condition
  • Model and make

A great starting place for aspects of this includes websites that offer online valuations, allowing you to enter your car’s make, model, year, badge and description, with the listed results displaying a price guide based on both selling your car privately and through a dealership.

Both have pros and cons, as cars can be very profitable, something that will no doubt impact any chance you have to make the most of your car’s value upon sale. Dealerships will try to profit on your trade-in by buying it for less than they can sell it for, so you shouldn’t expect the same price selling a car to a dealer that you would necessarily get selling a car privately.

What is a secured car loan?

A secured car loan is a loan that is connected to a form of security, or collateral. Generally, the security for a car loan is the car itself. If you fail to repay the loan, the lender might seize your car, sell it and then use the proceeds to recover their debt.