Bank Australia is a customer-owned alternative to the big four banks. In addition to personal loans, Bank Australia also offers a range of banking products such as home loans, credit cards, savings accounts, insurance and financial planning. Bank Australia can be contacted via phone or email and has a small number of branches to visit across several states of Australia.
Lifestyle Personal Loan - Property Owner
For any query, Call: 1300 001 153
Unsecured Personal Loan
Calculate your personalised rate and repayment estimate in just 1 minute.
*Comparison rate is calculated based on a loan of $10,000 over 3 years.
Advertised Rate
Comparison Rate*
8.95%
9.55%*
Unsecured Personal Loan (3 Year...
- No early exit penalty
- Can apply online
Promoted
Advertised Rate
7.89%
variable
Comparison Rate
8.10%
monthly Repayment
$0
Customise your loan summary by entering your details:
Lifestyle Personal Loan - Property Owner Pros and Cons
Pros:
- No ongoing fees
- No early exit penalty
- Can apply online
- Can apply in branch
- Available for 457 visa holders
Cons:
- Application fee charged
- Requires security to be held
Bank Australia Lifestyle Personal Loan - Property Owner Fees and Features
New Car | New Car |
|---|---|
Used Car | Used Car |
Motorcycle | Motorcycle |
Boat | Boat |
Student Loan | Student Loan |
Debt Consolidation | Debt Consolidation |
Renovation | Renovation |
Shares | Shares |
Holidays | Holidays |
Medical Bill | Medical Bill |
Wedding | Wedding |
Upfront Fee | Upfront Fee $150 |
Ongoing Fee | Ongoing Fee $0 |
Early Exit Penalty Fee | Early Exit Penalty Fee $0 |
Missed Payment Penalty | Missed Payment Penalty $15 |
Redraw Activation Fee | Redraw Activation Fee $0 |
Repayment Type | Repayment Type Variable |
Loan Type | Loan Type Secured |
Secured by vehicle | Secured by vehicle |
Secured by property | Secured by property |
Security by bank deposits | Security by bank deposits |
Available to 457 Visa Holders | Available to 457 Visa Holders |
Redraw Facility | Redraw Facility |
Extra Repayments | Extra Repayments |
Line of Credit | Line of Credit |
New Car | New Car |
|---|---|
Used Car | Used Car |
Motorcycle | Motorcycle |
Boat | Boat |
Student Loan | Student Loan |
Debt Consolidation | Debt Consolidation |
Renovation | Renovation |
Shares | Shares |
Holidays | Holidays |
Medical Bill | Medical Bill |
Wedding | Wedding |
Upfront Fee | Upfront Fee $150 |
Ongoing Fee | Ongoing Fee $0 |
Early Exit Penalty Fee | Early Exit Penalty Fee $0 |
|---|---|
Missed Payment Penalty | Missed Payment Penalty $15 |
Redraw Activation Fee | Redraw Activation Fee $0 |
Repayment Type | Repayment Type Variable |
Loan Type | Loan Type Secured |
Secured by vehicle | Secured by vehicle |
Secured by property | Secured by property |
Security by bank deposits | Security by bank deposits |
Available to 457 Visa Holders | Available to 457 Visa Holders |
Redraw Facility | Redraw Facility |
Extra Repayments | Extra Repayments |
Line of Credit | Line of Credit |
Compare and review personal loans with similar features
| Interest Rates | ||||
|---|---|---|---|---|
| Advertised Rate | Advertised Rate 7.99% variable | Advertised Rate 9.49% variable | Advertised Rate 7.99% variable | Advertised Rate 11.89% variable |
| Comparison Rate | Comparison Rate 8.97% | Comparison Rate 10.46% | Comparison Rate 8.13% | Comparison Rate 11.89% |
| Monthly Repayment | Monthly Repayment $940 | Monthly Repayment $961 | Monthly Repayment $940 | Monthly Repayment $995 |
| Total Repayments | Total Repayments $33,840 | Total Repayments $34,596 | Total Repayments $33,840 | Total Repayments $35,820 |
| Loan amount | Loan amount $10k to $75k | Loan amount $10k to $75k | Loan amount $2k to $30k | Loan amount $5k to $60k |
| Suitable For | ||||
| Debt Consolidation | Debt Consolidation | Debt Consolidation | Debt Consolidation | Debt Consolidation |
| Loan Fees | ||||
| Upfront Fee | Upfront Fee $200 | Upfront Fee $200 | Upfront Fee $100 | Upfront Fee $0 |
| Ongoing Fee | Ongoing Fee $10 monthly | Ongoing Fee $10 monthly | Ongoing Fee $0 | Ongoing Fee $0 |
| Missed Payment Penalty | Missed Payment Penalty $30 | Missed Payment Penalty $30 | Missed Payment Penalty $25 | Missed Payment Penalty $0 |
| Redraw Activation Fee | Redraw Activation Fee $0 | Redraw Activation Fee $0 | Redraw Activation Fee $20 | Redraw Activation Fee $0 |
| Loan Profile | ||||
| Loan Type | Loan Type Secured | Loan Type Secured | Loan Type Unsecured | Loan Type Unsecured |
| Secured by vehicle | Secured by vehicle | Secured by vehicle | Secured by vehicle | Secured by vehicle |
| Go to site | Go to site | Go to site | Go to site | |
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