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- Ready Credit Personal Loan
Ready Credit Personal Loan
- Special
- 3 to 5 years
- Unsecured
- Variable Rate
- No ongoing fees
Special
3.99% p.a. on initial balance for first 3 years
Interest rate p.a.
20.49%
Comparison rate* p.a.
9.19%
Ready Credit Personal Loan
- Special
- 3 to 5 years
- Unsecured
- Variable Rate
- No ongoing fees
Interest rate p.a.
20.49%
Comparison rate* p.a.
9.19%
Calculate your repayments for this loan
$
Your estimated repayment
$1,122
based on 30000 loan amount for 3 years at 20.49%
Pros and Cons
For Ready Credit Personal Loan
Benefits
- No ongoing fees
- Unlimited extra repayments
- No security required
- Can apply online
- Use the loan for any worthwhile purpose
Drawbacks
- Higher than average application fee
- Monthly repayments only
- Cannot apply in branch
Citi Rate Personal Loan overview
For Ready Credit Personal Loan
Details
Total repayments
$40,407
Interest rate type
Variable
Borrowing range
$5k - $75k
Security type
Unsecured
Loan term
3 to 5 years
Secured by
Loan type
Repayment frequency
Monthly
Target Market Determination
Visit Citi to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
redraw activation fee of $0
Instant approval
Time to funding
N/A
Fees
Upfront fee
$199
Ongoing fee
$0
Missed payment penalty
$15
Early exit penalty fee
$0
Permitted Loan Purposes
New car
Used car
Motorcycle
Boat
Debt consolidation
Renovation
Holidays
Medical bill
Shares
Student loan
Wedding
Other Restrictions
Must be a permanent Australian resident, 18+ years and earn an income of $40,000 p.a. or more
