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- Personal Loan
Personal Loan
- 0 to 7 years
- Unsecured
- Variable Rate
- No ongoing fees
Interest rate p.a.
9.95%
up to 12.95%
Comparison rate* p.a.
10.27%
up to 13.28%
Personal Loan
- 0 to 7 years
- Unsecured
- Variable Rate
- No ongoing fees
Interest rate p.a.
9.95%
up to 12.95%
Comparison rate* p.a.
10.27%
up to 13.28%
Calculate your repayments for this loan
$
Your estimated repayment
$967
based on 30000 loan amount for 3 years at 9.95%
Pros and Cons
For Personal Loan
Benefits
- Lower than average rate
- No ongoing fees
- Unlimited extra repayments
- Flexible repayment options
- No security required
- Can apply online
- Can apply in branch
- Use the loan for any worthwhile purpose
Drawbacks
- Higher than average application fee
Geelong Bank Rate Personal Loan overview
For Personal Loan
Details
Total repayments
$34,823
Interest rate type
Variable
Borrowing range
$1k - $50k
Security type
Unsecured
Loan term
0 to 7 years
Secured by
Loan type
Is Fully Drawn Advance
Repayment frequency
Weekly, Fortnightly, Monthly
Target Market Determination
Visit Geelong Bank to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
redraw activation fee of $0
Instant approval
Time to funding
N/A
Fees
Upfront fee
$220
Ongoing fee
$0
Missed payment penalty
$30
Early exit penalty fee
$0
Permitted Loan Purposes
New car
Used car
Motorcycle
Boat
Debt consolidation
Renovation
Holidays
Medical bill
Shares
Student loan
Wedding
Other Restrictions
Must be a Geelong Bank member to take out loan. Personal loan rate applies if vehicles are >5 years old.
