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  4. Variable Personal Loan

Variable Personal Loan

  • 2 to 7 years
  • Secured
  • Variable Rate

Interest rate p.a.

9.49%

up to 29.99%

Comparison rate* p.a.

10.93%

up to 31.83%

Variable Personal Loan

  • 2 to 7 years
  • Secured
  • Variable Rate

Interest rate p.a.

9.49%

up to 29.99%

Comparison rate* p.a.

10.93%

up to 31.83%

RateCity says

"Be rewarded for your credit rating with this competitive fixed rate personal loan offering fast funding and flexible repayments."

Calculate your repayments for this loan

$

Your estimated repayment

$641

based on 20000 loan amount for 3 years at 9.49%

Pros and Cons

For Variable Personal Loan

Benefits

  • Lower than average rate
  • Flexible repayment options
  • Can apply online
  • Use the loan for any worthwhile purpose
  • Fast time to funding

Drawbacks

  • Service fee charged
  • Cannot apply in branch

Latitude Financial Services Rate Personal Loan overview

For Variable Personal Loan

Details

Total repayments
Interest rate type

Variable

Borrowing range

$5k - $100m

Security type

Secured

Loan term

2 to 7 years

Secured by

Vehicle/Property/Deposit

Loan type

Is Fully Drawn Advance

Repayment frequency

Weekly, Fortnightly, Monthly

Target Market Determination

Visit Latitude Financial Services Aus Holding Pty Ltd to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

Instant approval

Time to funding

24 hours

Fees

Upfront fee

$395

up to $395

Ongoing fee

$13 Monthly

Missed payment penalty

$40

Early exit penalty fee

$0

Permitted Loan Purposes

New car

Used car

Motorcycle

Boat

Debt consolidation

Renovation

Holidays

Medical bill

Shares

Student loan

Wedding

Other Restrictions

Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.

FAQs