- Home
- Personal Loans
- P&N Bank
- Fixed Unsecured Personal Loan
Fixed Unsecured Personal Loan
- 1 to 7 years
- Unsecured
- Variable Rate
Interest rate p.a.
9.99%
Comparison rate* p.a.
10.65%
Fixed Unsecured Personal Loan
- 1 to 7 years
- Unsecured
- Variable Rate
Interest rate p.a.
9.99%
Comparison rate* p.a.
10.65%
Calculate your repayments for this loan
$
Your estimated repayment
$645
based on 20000 loan amount for 3 years at 9.99%
Pros and Cons
For Fixed Unsecured Personal Loan
Benefits
- No early exit penalty
- Unlimited extra repayments
- Flexible repayment options
- No security required
- Can apply online
- Can apply in branch
- Use the loan for any worthwhile purpose
Drawbacks
- Service fee charged
- Higher than average application fee
P&N Bank Rate Personal Loan overview
For Fixed Unsecured Personal Loan
Details
Total repayments
$23,229
Interest rate type
Variable
Borrowing range
$5k - $100k
Security type
Unsecured
Loan term
1 to 7 years
Secured by
Loan type
Is Fully Drawn Advance
Repayment frequency
Weekly, Fortnightly, Monthly
Target Market Determination
Visit P&N Bank to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
redraw activation fee of $0
Instant approval
Time to funding
N/A
Fees
Upfront fee
$199
Ongoing fee
$5 Monthly
Missed payment penalty
$5
Early exit penalty fee
$0
