product logo

Discounted Personal Loan

Compare

Customise your loan summary by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Discounted Personal Loan Pros and Cons

Pros:
  • No ongoing fees
  • No early exit penalty
  • Can apply online
  • Can apply in branch
Cons:
  • Application fee charged
  • Requires security to be held

People's Choice Credit Union Discounted Personal Loan Fees and Features

New Car
New Car
Used Car
Used Car
Motorcycle
Motorcycle
Boat
Boat
Student Loan
Student Loan
Debt Consolidation
Debt Consolidation
Renovation
Renovation
Shares
Shares
Holidays
Holidays
Medical Bill
Medical Bill
Wedding
Wedding
Upfront Fee
Upfront Fee
$250
Ongoing Fee
Ongoing Fee
$0
Early Exit Penalty Fee
Early Exit Penalty Fee
$0
Missed Payment Penalty
Missed Payment Penalty
$25
Redraw Activation Fee
Redraw Activation Fee
$0
Repayment Type
Repayment Type
Fixed
Loan Type
Loan Type
Secured
Secured by vehicle
Secured by vehicle
Secured by property
Secured by property
Security by bank deposits
Security by bank deposits
Available to 457 Visa Holders
Available to 457 Visa Holders
Redraw Facility
Redraw Facility
Extra Repayments
Extra Repayments
Line of Credit
Line of Credit
New Car
New Car
Used Car
Used Car
Motorcycle
Motorcycle
Boat
Boat
Student Loan
Student Loan
Debt Consolidation
Debt Consolidation
Renovation
Renovation
Shares
Shares
Holidays
Holidays
Medical Bill
Medical Bill
Wedding
Wedding
Upfront Fee
Upfront Fee
$250
Ongoing Fee
Ongoing Fee
$0
Early Exit Penalty Fee
Early Exit Penalty Fee
$0
Missed Payment Penalty
Missed Payment Penalty
$25
Redraw Activation Fee
Redraw Activation Fee
$0
Repayment Type
Repayment Type
Fixed
Loan Type
Loan Type
Secured
Secured by vehicle
Secured by vehicle
Secured by property
Secured by property
Security by bank deposits
Security by bank deposits
Available to 457 Visa Holders
Available to 457 Visa Holders
Redraw Facility
Redraw Facility
Extra Repayments
Extra Repayments
Line of Credit
Line of Credit
Other Benefits
LVR of up to 250% allowed

Compare and review personal loans with similar features

Latitude Financial Services

Secured Personal Loan

Interest Rates
Advertised Rate
Advertised Rate
From
12.99%
fixed
Advertised Rate
From
7.50%
fixed
Advertised Rate
8.69%
fixed
Advertised Rate
From
6.99%
fixed
Comparison Rate
Comparison Rate
14.20%
Comparison Rate
7.92%
Comparison Rate
11.24%*
Comparison Rate
7.69%
Monthly Repayment
Monthly Repayment
$1011
Monthly Repayment
$933
Monthly Repayment
$950
Monthly Repayment
$926
Total Repayments
Total Repayments
$36,396
Total Repayments
$33,588
Total Repayments
$34,200
Total Repayments
$33,336
Loan amount
Loan amount
From $4k
Loan amount
$5k to $50k
Loan amount
$2k to $45k
Loan amount
$5k to $70k
Suitable For
Student Loan
Student Loan
Student Loan
Student Loan
Student Loan
Shares
Shares
Shares
Shares
Shares
Loan Fees
Upfront Fee
Upfront Fee
$250
Upfront Fee
3%
of loan amount
Upfront Fee
$220
Upfront Fee
$500
Ongoing Fee
Ongoing Fee
$13 monthly
Ongoing Fee
$0
Ongoing Fee
$5 monthly
Ongoing Fee
$0
Early Exit Penalty Fee
Early Exit Penalty Fee
$300
Early Exit Penalty Fee
$0
Early Exit Penalty Fee
$0
Early Exit Penalty Fee
$0
Missed Payment Penalty
Missed Payment Penalty
$35
Missed Payment Penalty
$35
Missed Payment Penalty
$25
Missed Payment Penalty
$15
Loan Profile
Loan Type
Loan Type
Secured
Loan Type
Unsecured
Loan Type
Unsecured
Loan Type
Unsecured
Secured by vehicle
Secured by vehicle
Secured by vehicle
Secured by vehicle
Secured by vehicle
Go to siteGo to siteGo to siteGo to site

People’s Choice Credit Union is one of Australia’s largest credit unions and has provided financial assistance to customers since 1949.

People’s Choice Credit Union has over 1,000 employees serving more than 350,000 members around Australia, and 40 branches to visit (mostly located in South Australia).

Members have access to banking products such as personal loans, savings accounts, everyday banking, credit cards, home loans, term deposits and financial planning services.

Compare your product with the big 4 banks, or add more products to compare
As seen on