product logo

Discounted Personal Loan

Compare

Customise your loan summary by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Discounted Personal Loan Pros and Cons

Pros:
  • No ongoing fees
  • No early exit penalty
  • Can apply online
  • Can apply in branch
Cons:
  • Application fee charged
  • Requires security to be held
Advertisement
Advertisement

People's Choice Credit Union Discounted Personal Loan Fees and Features

New Car
New Car
Used Car
Used Car
Motorcycle
Motorcycle
Boat
Boat
Student Loan
Student Loan
Debt Consolidation
Debt Consolidation
Renovation
Renovation
Shares
Shares
Holidays
Holidays
Medical Bill
Medical Bill
Wedding
Wedding
Upfront Fee
Upfront Fee
$250
Ongoing Fee
Ongoing Fee
$0
Borrowing range
Borrowing range
$10k - $100k
Total Repayments
Total Repayments
$33,840
Early Exit Penalty Fee
Early Exit Penalty Fee
$0
Missed Payment Penalty
Missed Payment Penalty
$25
Redraw Activation Fee
Redraw Activation Fee
$0
Repayment Type
Repayment Type
Fixed
Loan Type
Loan Type
Secured
Secured by vehicle
Secured by vehicle
Secured by property
Secured by property
Security by bank deposits
Security by bank deposits
Available to 457 Visa Holders
Available to 457 Visa Holders
Redraw Facility
Redraw Facility
Extra Repayments
Extra Repayments
Line of Credit
Line of Credit
New Car
New Car
Used Car
Used Car
Motorcycle
Motorcycle
Boat
Boat
Student Loan
Student Loan
Debt Consolidation
Debt Consolidation
Renovation
Renovation
Shares
Shares
Holidays
Holidays
Medical Bill
Medical Bill
Wedding
Wedding
Upfront Fee
Upfront Fee
$250
Ongoing Fee
Ongoing Fee
$0
Borrowing range
Borrowing range
$10k - $100k
Total Repayments
Total Repayments
$33,840
Early Exit Penalty Fee
Early Exit Penalty Fee
$0
Missed Payment Penalty
Missed Payment Penalty
$25
Redraw Activation Fee
Redraw Activation Fee
$0
Repayment Type
Repayment Type
Fixed
Loan Type
Loan Type
Secured
Secured by vehicle
Secured by vehicle
Secured by property
Secured by property
Security by bank deposits
Security by bank deposits
Available to 457 Visa Holders
Available to 457 Visa Holders
Redraw Facility
Redraw Facility
Extra Repayments
Extra Repayments
Line of Credit
Line of Credit
Other Benefits
LVR of up to 200% allowed
Other Restrictions
Secured by a vehicle which is less than 7 years old (minimum security value of $5,000) or has a security value of $10,000 or more. As the interest rate will be based on various factors such as loan criteria and assessment of the application, a different rate may apply if the vehicle used as security is more than 7 years old and is less than the minimum security value of $10,000. Fixed for 5 years then reverts to a variable rate for remaining term up to 10 years. Minimum redraw amount is $250. Redraws are only available if sufficient extra repayments have been made against the loan account.

People’s Choice Credit Union is one of Australia’s largest credit unions and has provided financial assistance to customers since 1949.

People’s Choice Credit Union has over 1,000 employees serving more than 350,000 members around Australia, and 40 branches to visit (mostly located in South Australia).

Members have access to banking products such as personal loans, savings accounts, everyday banking, credit cards, home loans, term deposits and financial planning services.

Compare your product with the big 4 banks, or add more products to compare
As seen on