Important disclosure

Plenti Pty Limited

Plenti Unsecured Personal Loan (Fixed) (Average Credit)

Real Time Rating™

  • 3 to 7 years
  • Unsecured
  • Fixed Rate
  • Instant approval
Interest Rate

14.99%

p.a

up to 17.99%

Comparison Rate*

From

15.73%

p.a

up to 18.76%

Real Time Rating™
Tags
  • 3 to 7 years
  • Unsecured
  • Fixed Rate
  • Instant approval
Interest Rate

14.99%

p.a

up to 17.99%

Comparison Rate*

From

15.73%

p.a

up to 18.76%

Calculate your repayments for this loan

$

Your estimated repayment

$1,040

based on $30,000 loan amount for 3 years at 14.99%

Pros and cons

For Plenti Unsecured Personal Loan (Fixed) (Average Credit)

Benefits

  • No ongoing fees
  • No security required
  • Can apply online
  • Use the loan for any worthwhile purpose
  • Fast time to funding
  • Approval is instant

Drawbacks

  • Monthly repayments only
  • Cannot apply in branch

Plenti Rate Personal loan overview

For Plenti Unsecured Personal Loan (Fixed) (Average Credit)

Details

Total repayments

Interest rate type

Fixed

Borrowing range

$2k - $30k

Security type

Unsecured

Loan term

3 to 7 years

Secured by

Loan type

Is Fully Drawn Advance

Repayment frequency

Monthly

Target Market Determination

Visit Plenti Pty Limited to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

Instant approval

Time to funding

24 hours

Fees

Upfront Fee

$195

up to $495

Ongoing Fee

$0

Missed Payment Penalty

$25

Early Exit Penalty Fee

$0

Permitted Loan Purposes

New Car

Used Car

Motorcycle

Boat

Debt Consolidation

Renovation

Holidays

Medical Bill

Shares

Student Loan

Wedding

Other Restrictions

Comparison rate is based on a $10,000 unsecured personal loan over 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Interest rates are based on annual percentage rates. Plenti RE Limited ABN 57 166 646 635 holds Australian Financial Services Licence number 449176, Australian Credit Licence number 449176 and is a member of the Australian Financial Complaints Authority (AFCA). Rates assume a customer with an excellent credit history. Rates, repayments and fees are estimates and are subject to change at any time. Credit subject to approval. Terms, conditions, fees and charges apply.

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  • 3 to 5 years
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2024 Award Winner

Interest Rate

5.76%

p.a

up to 24.03%

Comparison Rate*

From

6.55%

p.a

up to 24.99%

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Low Rate Personal Loan Secured (Excellent Credit)

Real Time Rating™
  • 1 to 7 years
  • Secured
  • Fixed Rate
  • No ongoing fees
Interest Rate

6.57%

p.a

up to 8.48%

Comparison Rate*

From

7.19%

p.a

up to 13.58%

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Low Rate Personal Loan Unsecured (Excellent Credit)

Real Time Rating™
  • 1 to 7 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

2024 Award Winner

Interest Rate

6.57%

p.a

up to 8.48%

Comparison Rate*

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7.19%

p.a

up to 13.58%

FAQs

How long are $3000 loans?

Medium amount loans can be repaid between 16 days and 2 years. Many personal loans have terms between 1 year and 5 years, though some are as short as 6 months while others last for 10 years.

Generally, the shorter a loan’s term, the more expensive your regular repayments may be, but the less total interest you’ll pay. Loans with longer terms mean more affordable repayments, but more interest charges over the full term.