Important disclosure
Calculate your repayments for this loan
Your estimated repayment
$1,040
based on $30,000 loan amount for 3 years at 14.99%
Pros and cons
For Plenti Unsecured Personal Loan (Fixed) (Average Credit)
Benefits
- No ongoing fees
- No security required
- Can apply online
- Use the loan for any worthwhile purpose
- Fast time to funding
- Approval is instant
Drawbacks
- Monthly repayments only
- Cannot apply in branch
Plenti Rate Personal loan overview
For Plenti Unsecured Personal Loan (Fixed) (Average Credit)
Details
Total repayments $37,433 | Interest rate type Fixed |
Borrowing range $2k - $30k | Security type Unsecured |
Loan term 3 to 7 years | Secured by |
Loan type Is Fully Drawn Advance | Repayment frequency Monthly |
Target Market Determination Visit Plenti Pty Limited to view Target Market Determination. |
Features
Extra repayments Yes | Redraw facility |
Instant approval | Time to funding 24 hours |
Fees
Upfront Fee $195 up to $495 | Ongoing Fee $0 |
Missed Payment Penalty $25 | Early Exit Penalty Fee $0 |
Permitted Loan Purposes
New Car | Used Car |
Motorcycle | Boat |
Debt Consolidation | Renovation |
Holidays | Medical Bill |
Shares | Student Loan |
Wedding |
Other Restrictions
Comparison rate is based on a $10,000 unsecured personal loan over 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Interest rates are based on annual percentage rates. Plenti RE Limited ABN 57 166 646 635 holds Australian Financial Services Licence number 449176, Australian Credit Licence number 449176 and is a member of the Australian Financial Complaints Authority (AFCA). Rates assume a customer with an excellent credit history. Rates, repayments and fees are estimates and are subject to change at any time. Credit subject to approval. Terms, conditions, fees and charges apply.
FAQs
How long are $3000 loans?
Medium amount loans can be repaid between 16 days and 2 years. Many personal loans have terms between 1 year and 5 years, though some are as short as 6 months while others last for 10 years.
Generally, the shorter a loan’s term, the more expensive your regular repayments may be, but the less total interest you’ll pay. Loans with longer terms mean more affordable repayments, but more interest charges over the full term.