Important disclosure
Calculate your repayments for this loan
Your estimated repayment
$940
based on $30,000 loan amount for 3 years at 7.99%
Pros and cons
For Plenti Unsecured Personal Loan (Variable) (Excellent Credit)
Benefits
- Lower than average rate
- No ongoing fees
- Application fees starting from $0
- No security required
- Can apply online
- Use the loan for any worthwhile purpose
- Fast time to funding
- Approval is instant
Drawbacks
- Monthly repayments only
- Cannot apply in branch
Plenti Rate Personal loan overview
For Plenti Unsecured Personal Loan (Variable) (Excellent Credit)
Details
Total repayments $33,838 | Interest rate type Variable |
Borrowing range $2k - $50k | Security type Unsecured |
Loan term 1 to 3 years | Secured by |
Loan type Is Fully Drawn Advance | Repayment frequency Monthly |
Target Market Determination Visit Plenti Pty Limited to view Target Market Determination. |
Features
Extra repayments Yes | Redraw facility |
Instant approval | Time to funding 24 hours |
Fees
Upfront Fee $0 up to $595 | Ongoing Fee $0 |
Missed Payment Penalty $25 | Early Exit Penalty Fee $0 |
Permitted Loan Purposes
New Car | Used Car |
Motorcycle | Boat |
Debt Consolidation | Renovation |
Holidays | Medical Bill |
Shares | Student Loan |
Wedding |
FAQs
How long are $3000 loans?
Medium amount loans can be repaid between 16 days and 2 years. Many personal loans have terms between 1 year and 5 years, though some are as short as 6 months while others last for 10 years.
Generally, the shorter a loan’s term, the more expensive your regular repayments may be, but the less total interest you’ll pay. Loans with longer terms mean more affordable repayments, but more interest charges over the full term.