$1k to $50k
based on $20,000 loan amount for 3 years
- No early repayment fees
- Can apply online
- Can apply in branch
- Monthly fee charged
- Application fee charged
- Requires security to be held
- Has ongoing fees
Early Exit Penalty Fee
Missed Payment Penalty
Redraw Activation Fee
Available to 457 Visa Holders
Line Of Credit
$1k - $50k
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Queensland Country Credit Union is an independent, customer-owned credit union. It was founded in Mount Isa in 1971 as the Isa Mine Employees’ Credit Union Limited.
More recently, Queensland Country Credit Union has evolved to serve all Queenslanders. Queensland Country Credit Union operates several bank branches across Queensland, but does not run branches in other states in Australia.
Queensland Country Credit Union is a personal loan lender that offers a range of personal loans.
It can be hard to improve your credit score, as it usually requires sacrifice and discipline, but hard doesn’t necessarily mean complicated. Some simple ways you can give your credit score a boost include closing extra credit cards, reducing your credit card limit, pay off any loans and make loan repayments on time.
As a general rule, the lower your credit score, the more remedies you can apply and the greater the scope for improvement.
Some lenders will consider personal loan applications from a borrower with bad credit if the borrower has a family member with good credit willing to guarantee the loan (a guarantor).
If the borrower fails to pay back their personal loan, it will be their guarantor’s responsibility to cover the repayments.