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- Southern Cross Credit Union
- Fully Secured Personal Loan
Fully Secured Personal Loan
- 3 to 7 years
- Secured
- Fixed Rate
Interest rate p.a.
7.99%
Comparison rate* p.a.
8.90%
Fully Secured Personal Loan
- 3 to 7 years
- Secured
- Fixed Rate
Interest rate p.a.
7.99%
Comparison rate* p.a.
8.90%
Calculate your repayments for this loan
Your estimated repayment
$940
based on 30000 loan amount for 3 years at 7.99%
Pros and Cons
For Fully Secured Personal Loan
Benefits
- Lower than average rate
- No early exit penalty
- Flexible repayment options
- Can apply online
- Can apply in branch
- Use the loan for any worthwhile purpose
Drawbacks
- Service fee charged
- Higher than average application fee
Southern Cross Credit Union Rate Personal Loan overview
For Fully Secured Personal Loan
Details
Total repayments
$33,838
Interest rate type
Fixed
Borrowing range
$5k - $150k
Security type
Secured
Loan term
3 to 7 years
Secured by
Vehicle
Loan type
Is Fully Drawn Advance
Repayment frequency
Weekly, Fortnightly, Monthly
Target Market Determination
Visit Southern Cross Credit Union to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
Instant approval
Time to funding
N/A
Fees
Upfront fee
$250
Ongoing fee
$8 Monthly
Missed payment penalty
$0
Early exit penalty fee
$0
Permitted Loan Purposes
New car
Used car
Motorcycle
Boat
Debt consolidation
Renovation
Holidays
Medical bill
Shares
Student loan
Wedding
Promoted personal loan products
Low Rate Personal Loan Unsecured (Excellent Credit)
Real Time Rating™
1 to 7 years
Unsecured
Fixed Rate
No ongoing fees
Interest rate p.a.
6.57%
up to 8.48%
Comparison rate* p.a.
7.19%
up to 13.58%
Australian Credit Licence 488228
Product info
Unsecured Personal Loan (Excellent Credit) (Amount > $5000)
Real Time Rating™
3 to 5 years
Unsecured
Fixed Rate
No ongoing fees
Interest rate p.a.
5.76%
up to 24.03%
Comparison rate* p.a.
6.55%
up to 24.99%
Australian Credit Licence 474726
Product info
Unsecured Personal Loan (Excellent Credit)
Real Time Rating™
3 to 7 years
Unsecured
Fixed Rate
No ongoing fees
Interest rate p.a.
7.24%
up to 9.39%
Comparison rate* p.a.
7.24%
up to 10.31%
Australian Credit Licence 286596
Product info
No Fee Personal Loan
Real Time Rating™
1 to 7 years
Unsecured
Fixed Rate
Interest rate p.a.
6.75%
up to 26.95%
Comparison rate* p.a.
6.75%
up to 26.95%
Australian Credit Licence 411227
Product info
Product data updated on 19 Apr 2024