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- Premium Personal Loan
Premium Personal Loan
- 1 to 7 years
- Unsecured
- Variable Rate
- No ongoing fees
Interest rate p.a.
12.24%
Comparison rate* p.a.
12.46%
Premium Personal Loan
- 1 to 7 years
- Unsecured
- Variable Rate
- No ongoing fees
Interest rate p.a.
12.24%
Comparison rate* p.a.
12.46%
Calculate your repayments for this loan
$
Your estimated repayment
$1,000
based on 30000 loan amount for 3 years at 12.24%
Pros and Cons
For Premium Personal Loan
Benefits
- No ongoing fees
- Lower than average application fees
- Unlimited extra repayments
- Redraw facility
- Flexible repayment options
- No security required
- Can apply online
- Can apply in branch
Drawbacks
Unity Bank Rate Personal Loan overview
For Premium Personal Loan
Details
Total repayments
$35,995
Interest rate type
Variable
Borrowing range
$500 - $100m
Security type
Unsecured
Loan term
1 to 7 years
Secured by
Loan type
Is Fully Drawn Advance
Repayment frequency
Weekly, Fortnightly, Monthly
Target Market Determination
Visit Unity Bank Limited to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
redraw activation fee of $25
Instant approval
Time to funding
N/A
Fees
Upfront fee
$150
Ongoing fee
$0
Missed payment penalty
$20
Early exit penalty fee
$0
Permitted Loan Purposes
New car
Used car
Motorcycle
Boat
Debt consolidation
Renovation
Holidays
Medical bill
Shares
Student loan
Wedding
Other Restrictions
Must have an existing home loan, be a home owner or have a term deposit of $20k or more.
