Home Loans

A home equity loan can help put the value of your property to work for you. Whether used to access a flexible line of credit, or to secure a mortgage over an investment property, your home equity can prove a useful tool for reaching your personal and financial goals.

Mark Bristow -

12 Jul, 2021 -

3 min read

Home Loans

If you’ve owned your home for long enough, you’re likely to have built some equity in it, giving you several options for financing your second home or rental property. For instance, you can leverage your home equity by refinancing your home loan for a higher amount, or take out a second mortgage using the same property as collateral. 

Jodie Humphries -

01 Jul, 2021 -

4 min read

Home Loans

Buying an investment property may require an upfront deposit of 20 per cent of the property’s value. If you haven’t saved up enough cash to afford a deposit, there may be other options available to help you invest in property.

Mark Bristow -

18 Jan, 2023 -

5 min read

Credit Cards

Like a set of keys, there is no one-size-fits-all credit card. What's important to one person won't be for the next so in order to hunt down your plastic companion you need to take a look at your spending habits, as this will shine a light on what's really important.

Credit Cards

Most credit cards cannot be used until they are activated, but leaving a card unactivated also carries some fraud risk. Check if you can cancel the card.

Vidhu Bajaj -

09 Jun, 2022 -

4 min read

Credit Cards

It may be worthwhile paying off your credit card debt before buying a house, as this may make your mortgage application look better to a lender, and potentially improve your credit score.

Alex Ritchie -

12 Jul, 2023 -

5 min read

Energy

What is the average price of natural gas in Australia? This will depend on where you live, but understanding the average gas bill may help you find a better deal for your household.

Peter Terlato -

24 Nov, 2022 -

6 min read

Energy

Tracking and comparing energy prices can help you lower your energy expenses and decide if you need to switch to another retailer. 

Jodie Humphries -

11 Jun, 2021 -

4 min read

Energy

Gas prices in Australia are affected by several factors, including network and costs and transportation. The price you pay for gas can depend on where you live and how many people in your region opt for a gas connection.

Jodie Humphries -

15 Jun, 2021 -

4 min read

Savings Accounts

Get back in the black this party season

Laine Gordon -

15 Dec, 2011 -

3 min read

Savings Accounts

Make your body and your wallet fit this summer by checking out the latest savings accounts. Thanks to our recovering economy, interest rates are increasing - good news if your money is sitting in a high interest savings account.

Laine Gordon -

25 Nov, 2009 -

3 min read

Savings Accounts

Make Your Wedding Savings Worth It!

Laine Gordon -

30 Aug, 2009 -

3 min read

Credit Score

Food delivery services can feel like a life saver when the fridge is bare or you’re simply lacking motivation to cook, but can frequent use affect your credit score?

Georgia Brown -

10 Jun, 2023 -

3 min read

Credit Score

Australian credit reporting bureau Equifax has credit score system that could mean your credit behaviours are better reflected.

Eden Radford -

28 Jan, 2024 -

4 min read

Bank Accounts

Switching bank accounts can be especially difficult if you have several automatic transfers, deposits and payments set-up from that account. With the current state of the financial market, interest rates on deposit accounts declining by the day, and monthly account keeping fees eating into our hard earned savings, there's no better time than now to switch accounts. The Federal Government has been working on making it easier for consumers to switch banks if they are not happy with their current provider

Laine Gordon -

17 Oct, 2008 -

4 min read

Bank Accounts

Beat the heat, cheap, keeping costs down while staying cool

Mark Bristow -

15 Jan, 2018 -

5 min read

Bank Accounts

If you're a seasoned traveller, you'll already know that as soon as you touch down in your overseas destination, money starts flying out of your wallet.

Cryptocurrency

SolarCoin, a blockchain-based cryptocurrency, claims to incentivise the transition by rewarding solar installations.

Vidhu Bajaj -

06 Mar, 2023 -

6 min read

Car Insurance

Even if you buy comprehensive car insurance, some incidents may not be covered, such as breakdowns. Consider checking all exclusions when purchasing the policy.

Alex Ritchie -

14 Aug, 2023 -

4 min read

Car Insurance

Pay As You Drive insurance works by allowing customers to only pay for the kilometres they drive instead of paying a fixed premium. Pay As You Drive policies aim to provide a more individualised approach to calculating insurance costs. 

Alex Ritchie -

30 Nov, 2023 -

4 min read

Car Insurance

5 Ways to Reduce Your Car Insurance Premiums

Laine Gordon -

14 Jan, 2009 -

4 min read

Home Insurance

Leaving your home unoccupied beyond a certain length of time can have consequences for your home and contents insurance coverage. If you are planning on spending an extended period away from home, or know in advance that your house will be empty, then unoccupied home insurance may be worth considering.

Mark Bristow -

09 Feb, 2024 -

4 min read

Personal Loans

You love the area you live in, but your family has outgrown the house. Rather than packing up and moving into new digs, you can renovate your current home to meet your needs and avoid compromising on location.

Mark Bristow -

05 Sep, 2022 -

4 min read

Personal Loans

Some lenders may have a more intense process of verification, but overall, most lenders will ask for the following documents...

Alex Ritchie -

04 Aug, 2017 -

2 min read

Investment Funds

ETF's are one of the fastest growing investment products on the market due to their low cost and diversification benefits. They behave like any other shares but when you buy an ETF you're buying a broad selection of stocks depending on your personal goals.

RateCity -

29 Jan, 2014 -

3 min read