Home Insurance

Standard home insurance might not cover plumbing problems that could have been prevented with maintenance, or damage caused by negligence. However, if you have a surprise leak at home, or a burst tap or an overflowing toilet, you still might be able to claim on your insurance if the damage was sudden and accidental.

Vidhu Bajaj -

06 May, 2024 -

5 min read

Home Insurance

Many apartments are already covered by strata insurance, so you may not need to apply for a traditional home insurance policy to cover damage to the property. However, strata insurance may not always offer the cover you need. If you’re one of the 10% of Australians who live in apartments, it could be worth comparing contents insurance policies and other options.

Mark Bristow -

26 Apr, 2024 -

4 min read

Home Insurance

Whether you're the owner of a luxury watch or a collection of prized timepieces, you may want the peace of mind that comes with knowing you’re covered in the event of loss or damage. Knowing some key facts about watch insurance, and being aware of some important limitations, can help make sure you’re not left high and dry.

Mark Bristow -

20 Feb, 2024 -

3 min read

Credit Score

Shoppers find the buy now, pay later services quite attractive but before you jump in, you should know how these services work and if they impact your credit score.

Vidhu Bajaj -

15 Mar, 2024 -

5 min read

Credit Score

Being mindful of your financial habits can make a big difference to how easy or hard it is to keep your credit score at the top end of the band. Here are four of the top ways to maintain or grow a good credit score:

Mark Bristow -

15 Feb, 2024 -

4 min read

Credit Score

Is there such a thing as 'good debt' and what could it mean for your financial future?

Mark Bristow -

16 Feb, 2024 -

4 min read

Home Loans

Choosing your mortgage provider can sometimes involve as much research as locating your ideal property. After all, you wouldn’t purchase the first property you saw without looking inside, so why would you treat your mortgage this way?

Alex Ritchie -

05 Mar, 2024 -

6 min read

Home Loans

By making your home more energy efficient, save on energy bills while also doing your part to protect the environment.

Vidhu Bajaj -

07 Nov, 2023 -

5 min read

Home Loans

Redraw facilities are a way to access any additional payments you make on your mortgage but are they worth it? Weigh up the pros and cons.

Vidhu Bajaj -

11 May, 2023 -

7 min read

Car Loans

If you want to keep your car running smoothly and avoid costly mechanic bills, then choosing the right fuel is important. In Australia, regular unleaded petrol (91), premium unleaded (95 and 98) and E10 are among the most common petrol choices for motorists. If you’ve seen these names on the petrol bowser without fully understanding what they mean, here are the basics to help you make a more informed choice the next time you fill up your car.

Mark Bristow -

20 Feb, 2024 -

5 min read

Car Loans

Read three common reasons why car loans are generally rejected and what you can do to increase your chances of approval next time.

Vidhu Bajaj -

04 Oct, 2023 -

10 min read

Car Loans

If you’re looking for a new set of wheels and want something with a bit more flash or luxury, then the luxury car market might have something for you.

Vidhu Bajaj -

04 Sep, 2023 -

9 min read

Credit Cards

There are numerous ways Velocity frequent flyer members can earn Velocity Points. Find out how you can maximise your earning potential when spending and accruing points.

Peter Terlato -

08 May, 2023 -

6 min read

Credit Cards

Was your credit card application declined? Here are some reasons why that may have happened and what you can do about it.

Vidhu Bajaj -

22 Aug, 2023 -

7 min read

Credit Cards

Not quite ready for a platinum account but want more rewards than your standard credit card? A gold credit card could be what you’re looking for.

Mark Bristow -

29 May, 2023 -

3 min read

Energy

Whether you’re trying to be more environmentally conscious, or are sick of paying through the teeth for your utilities, Australian homeowners are increasingly seeking ways to trim down their electricity and gas expenses.  

Alex Ritchie -

17 Nov, 2023 -

4 min read

Energy

If you are looking to switch to a new energy supplier without paying a penalty, here are a few tips to keep in mind. There are many reasons people might want to switch from their current energy supplier to a new one, from high prices to poor service.

Mark Bristow -

02 Nov, 2023 -

5 min read

Term Deposits

Each year Australians look for ways to accrue, save and invest their money, with many turning to term deposits for their investments.

Bank Accounts

You don’t need a bank account to send or receive money through PayPal. However, you do need a bank account if you want to withdraw money from your PayPal account.

Alex Ritchie -

17 Aug, 2023 -

4 min read

Bank Accounts

If you’ve ever opened more than one bank account in the past, could you have forgotten about some money that you’ve left behind, which is still waiting to be claimed? And if you think you might have, or if you’re not quite sure, how can you go about finding these outstanding accounts and claiming this unclaimed money?

Mark Bristow -

29 Jun, 2023 -

4 min read

Bank Accounts

Not sure what to do with your loose change and spare cash? Most banks will let you deposit change or cash into your bank account by visiting a branch and doing so in person or using a deposit ATM.

Alex Ritchie -

27 Jun, 2023 -

3 min read

bnpl

Thinking about making a pricey purchase but don’t want to splash all your cash at once? Buy now pay later (BNPL) and personal loans are two alternatives to choose from.

Vidhu Bajaj -

13 Jun, 2023 -

6 min read

bnpl

Buy now pay later (BNPL) may appear as a more manageable way of buying big-ticket items, but you need to be aware of maintaining your credit score and overall financial health.

Vidhu Bajaj -

14 Jun, 2023 -

6 min read

bnpl

Both Afterpay and LatitudePay are popular buy now, pay later (BNPL) services, but they have different terms and conditions you should learn about before choosing either.

Vidhu Bajaj -

20 Jun, 2023 -

9 min read

Car Insurance

Car insurance is usually more expensive for young drivers, as insurers consider them to be more at risk of being in an accident. But there are ways you can try to lower the cost.

Mark Bristow -

15 Aug, 2023 -

4 min read

Car Insurance

While you can buy car insurance the same day you purchase a vehicle, the coverage may not always take effect immediately. It’s important to know whether any waiting periods may apply, so you aren’t unknowingly driving around without an active car insurance policy.

Mark Bristow -

10 Oct, 2023 -

2 min read

Car Insurance

When looking for car insurance, the two main factors you may consider are how much coverage you want, and how much different coverage options may cost. Compulsory third-party insurance (CTP) is a legal requirement when registering your car, but any cover beyond that is optional. This means you may only buy the cover you can afford, rather than the cover you need.

Mark Bristow -

29 Aug, 2023 -

4 min read

Personal Loans

A personal loan is a simple way to borrow money to pay for a major purchase, or to cover the costs of a personal project. When you apply for a personal loan, you may be able to choose between a secured loan and an unsecured loan. A secured personal loan uses an asset, such as a car, as security. In contrast, an unsecured personal loan doesn’t require any collateral or assets to secure it.

Mark Bristow -

02 Nov, 2023 -

4 min read

Savings Accounts

Want financial stability? Watch these jobs!

Savings Accounts

From reusing tea bags to freezing credit cards in a brick of ice - these tips could help you save money, and even win some!

Laine Gordon -

20 Jan, 2014 -

4 min read

Savings Accounts

RateCity has put together a list of our top 15 water saving times in time for summer.

Jodie Humphries -

26 Nov, 2015 -

3 min read

Investment Funds

An exchange-traded fund or ETF is like a managed fund that's traded on an exchange, such as the Australian Securities Exchange (ASX) or Cboe Australia (CXA).

Vidhu Bajaj -

06 Sep, 2023 -

5 min read