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Rewards Travel Adventures Card



Electronic Wallet Service

Important Rates


Balance Transfer

Overseas spending



Earn Rates

RateCard TypeEarnsCondition
1.5 points for $1 spentVisaUp to $2,000 monthlyeligible purchases
0.5 points for $1 spentVisauncappedeligible purchases
  • Free Domestic Travel Insurance Available for up to 14 days when you use your card to pay for return domestic travel
  • Concierge
  • Special Events
  • Partner Discounts
  • Airport Lounge Spend $500 on eligible purchases in the first 3 months and get up to two entries per year into Virgin Australia domestic lounges
  • International Travel Insurance
  • Rental Vehicle Excess In Australia Insurance
  • Guaranteed Pricing Scheme
  • Transit Accident Insurance

Similar credit cards


The ANZ Rewards Travel Adventures Card features a high interest rate, moderately high annual fee and a moderately low number of interest-free days on purchases.

The ANZ Reward Points program associated with this card allows cardholders to earn points for spending to be redeemed on rewards such as entertainment, hotel stays, merchandise and gift cards. Customers also receive a complimentary domestic flight with Virgin Australia and two complimentary Virgin Australia lounge passes every year until the card is cancelled (conditions apply).

No overseas transaction fees are charged for international purchases made on the card in-store or online, but ATM operator fees may apply. This card also allows up to nine additional cardholders for a fee.

Security-wise, customers are protected by ANZ’s Fraud Money Back Guarantee, as well as ANZ Falcon, which provides 24/7 monitoring of suspicious transactions.

  • Rewards program
  • No overseas transaction fees
  • Allows additional cardholders
  • High interest rate
  • Moderately high annual fee
  • Moderately low interest-free period


Who is it good for?

The ANZ Rewards Travel Adventures Card is good for those who want to take a credit card with them while travelling without having to pay hefty overseas spending fees. It is also suitable for people who spend regularly on their card as it has good rewards-earning potential.

However, the interest rate and annual fee are high, so it’s not a particularly suitable option for people who struggle to pay off their full balance each month. Similarly, it probably isn’t appropriate for those wanting to transfer a balance from another card as it doesn’t come with a balance transfer offer.

Small businesses and other shared cardholders may also be attracted to this card due to its generous allowance for nine additional cardholders. However, it’s worth noting that there is a fee for adding additional cardholders, while other cards on the market offer supplementary cards at no extra cost. 

What RateCity says

Frequent travellers who spend regularly and pay off their balance regularly could benefit from this card’s rewards program, travel benefits and insurance coverage. The waived overseas transaction fees also make this card an especially good choice for globetrotters.

Additionally, the allowance for supplementary cardholders means points can potentially be earned quickly with more people spending on the one account.

The ANZ Rewards Travel Adventures Card comes with a high interest rate and moderately high annual fee – which is typical for a rewards card with added benefits – so it’s worth considering if the advantages outweigh the costs for your circumstances.

If you’re not confident you can pay off your card balance each month, or are looking for better value for money, it may be worth doing some further research to find a card with a lower rate and lower fees. 


To be eligible for the ANZ Rewards Travel Adventures Card, you must be at least 18 years of age and have a good credit rating. You must be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa. To apply for this card, you’ll need to provide proof of ID, details of your income, and two recent payslips as proof of employment. 

About ANZ

Australia and New Zealand Banking Group (ANZ) makes up one of the big four financial institutions in Australia and is one of the biggest banking groups in the Pacific and New Zealand Region. ANZ’s personal finance products include credit cards, personal loans, car loans and home loans. Customer service is available 24 hours a day through the bank’s online portal and phone support line. Customers can also do their banking through the ANZ website and the ANZ App*.

*The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available at and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.

Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631(trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a group policy to Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL and Australian credit licence 234527 which allow eligible ANZ account holders and cardholders to claim under the group policy as third party beneficiaries. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the Premium Cards - Insurances Policy Information booklet (PDF 366kB) and the ANZ Credit Cards Insurance Features booklet (PDF 111.5kB) which may be amended from time to time. An excess may be deducted from any benefit paid. ANZ does not guarantee this insurance. Any advice has been prepared without taking into account your objectives, financial situation or needs.  You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.

​Nick Bendel is a senior property and personal finance writer for RateCity, and an experienced journalist with numerous writing credits to his name. To date. He covers property, home loans, credit cards, superannuation and other bank products, and loves getting elbow-deep in the latest ABS, APRA and RBA data.​

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