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![Vidhu Bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj
Personal Finance Writer
Travel money card vs credit card vs debit card: which should you choose?
Explore the top spending options for Australian travelers: travel money cards, credit cards, and debit cards. Discover which is best for your travels.
Credit Cards
13 Jun, 2024
11 min read
![Travel money card vs credit card vs debit card: which should you choose?](https://images.ratecity.com.au/large/20240613/travel-money-card-vs-credit-card-vs-debit-card-jzHMZ1VOU.jpg)
![Vidhu Bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj
Personal Finance Writer
How do you make a balance transfer?
Learn how to make a successful credit card balance transfer to save on interest and streamline debt repayment effectively.
Credit Cards
24 Nov, 2023
7 min read
![How do you make a balance transfer?](https://images.ratecity.com.au/large/20231124/how-do-you-make-a-balance-transfer-lDrnumW6S.jpg)
![Alex Ritchie](https://images.ratecity.com.au/large/20190930/author-alex-512-7pFMYD0mE.jpeg)
Alex Ritchie
Personal Finance Editor
Increasing your chance of credit card approval
Gaining credit card approval can often be an uncertain process. The good news is that there are steps you can take to increase your chances of approval for a credit card.
Credit Cards
26 Oct, 2023
5 min read
![Increasing your chance of credit card approval](https://images.ratecity.com.au/large/20231016/how-to-apply-for-a-personal-loan-uJ7IVEUU_.jpg)
![Alex Ritchie](https://images.ratecity.com.au/large/20190930/author-alex-512-7pFMYD0mE.jpeg)
Alex Ritchie
Personal Finance Editor
How does credit card insurance work?
Oftentimes, credit cards will come with complimentary insurances and warranties designed to offer peace of mind and greater protection for cardholders. Explore how credit card insurances work and what your card may offer.
Credit Cards
26 Oct, 2023
4 min read
![How does credit card insurance work?](https://images.ratecity.com.au/large/20230814/low-rate-happy-credit-card-UfQPlIhAU.jpg)
![Alex Ritchie](https://images.ratecity.com.au/large/20190930/author-alex-512-7pFMYD0mE.jpeg)
Alex Ritchie
Personal Finance Editor
Can my credit card points expire?
Here is everything you need to know about how credit card points can be limited and even removed by your card provider.
Credit Cards
01 Sep, 2023
4 min read
![Can my credit card points expire?](https://images.ratecity.com.au/large/20180816114552/travel-credit-card-1024x683.jpg)
![Vidhu Bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj
Personal Finance Writer
Can you use a business card for personal expenses?
Getting a business credit card can be easier than a personal credit card. But can you put personal expenses on a business credit card?
Credit Cards
28 Aug, 2023
8 min read
![Can you use a business card for personal expenses?](https://images.ratecity.com.au/large/20201217/i-stock-1156899951-9bMqJqjAr.jpg)
![Peter Terlato](https://images.ratecity.com.au/large/20230908/peter-terlato-headshot-2-AGkJIEq9u.jpg)
Peter Terlato
Personal Finance Editor
What is the purchase rate on a credit card?
The purchase rate is the interest you’ll pay on the overdue balance of credit card purchases, made in-store or online.
Credit Cards
25 Aug, 2023
4 min read
![What is the purchase rate on a credit card?](https://images.ratecity.com.au/large/20230316/credit-card-transaction-C9mcAJlzY.jpg)
![Alex Ritchie](https://images.ratecity.com.au/large/20190930/author-alex-512-7pFMYD0mE.jpeg)
Alex Ritchie
Personal Finance Editor
How to claim Qantas frequent flyer points on Emirates
Qantas and Emirates combined network is one of the most extensive across the world. The good news for frequent flyers is that Qantas frequent flyer points may be earned from Emirates flights, depending on the destination and the fare.
Credit Cards
24 Aug, 2023
3 min read
![How to claim Qantas frequent flyer points on Emirates](https://images.ratecity.com.au/large/20180718113937/Qantas-flight-1024x683.jpg)
![Peter Terlato](https://images.ratecity.com.au/large/20230908/peter-terlato-headshot-2-AGkJIEq9u.jpg)
Peter Terlato
Personal Finance Editor
How do credit card refunds work?
You may wonder how to get a refund processed and how long it might take to appear on your credit card statement. We've got the answers to all this and more.
Credit Cards
23 Aug, 2023
7 min read
![How do credit card refunds work?](https://images.ratecity.com.au/large/20230823/woman-looking-at-credit-card-statement-paper-wJnBwnGNI.jpg)
![Vidhu Bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj
Personal Finance Writer
What should you do if your credit card application is rejected?
Was your credit card application declined? Here are some reasons why that may have happened and what you can do about it.
Credit Cards
22 Aug, 2023
7 min read
![What should you do if your credit card application is rejected?](https://images.ratecity.com.au/large/20230822/woman-checking-credit-card-application-4prdopXOt.jpg)
![Peter Terlato](https://images.ratecity.com.au/large/20230908/peter-terlato-headshot-2-AGkJIEq9u.jpg)
Peter Terlato
Personal Finance Editor
How to read your credit card statement
f you’ve ever pondered all the figures, limits, summaries and warnings that are often included on your monthly credit card statement, we’ve put together a simple guide to help decipher this document.
Credit Cards
21 Aug, 2023
6 min read
![How to read your credit card statement](https://images.ratecity.com.au/large/20230412/closeup-accountant-hands-counting-calculator-1-RjLYvUlgf.jpg)
![Peter Terlato](https://images.ratecity.com.au/large/20230908/peter-terlato-headshot-2-AGkJIEq9u.jpg)
Peter Terlato
Personal Finance Editor
What is a honeymoon credit card rate? Here's how they work
Fancy a financial honeymoon? While it doesn't involve being whisked off to an exotic destination, a credit card honeymoon period can offer an appealing introductory interest rate.
Credit Cards
18 Aug, 2023
4 min read
![What is a honeymoon credit card rate? Here's how they work](https://images.ratecity.com.au/large/20230818/hapy-couple-computer-credit-card-MJOade7bp.jpg)
Trending articles
![Alex Ritchie](https://images.ratecity.com.au/large/20190930/author-alex-512-7pFMYD0mE.jpeg)
Alex Ritchie
Personal Finance Editor
25 Jul, 2024
How to claim Qantas frequent flyer points on Emirates
![Vidhu Bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj
Personal Finance Writer
13 Jun, 2024
Travel money card vs credit card vs debit card: which should you choose?
![Vidhu Bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj
Personal Finance Writer
24 Nov, 2023
How do you make a balance transfer?
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