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- Visa Credit Card
Bank Australia Visa Credit Card
- Apple & Google Pay
- No annual fee
Purchase rate p.a.
12.39%
Balance transfer rate
Not Applicable
Annual fee
$0
Bank Australia Visa Credit Card
- Apple & Google Pay
- No annual fee
Purchase rate p.a.
12.39%
Balance transfer rate
Not Applicable
Annual fee
$0
Pros and Cons
For Bank Australia Visa Credit Card
Benefits
- Lower than average ongoing variable purchase rate
- No Annual Fee
Drawbacks
- No reward program
- No balance transfer
- Does not offer free supplementary cards
Bank Australia Rate Credit Card overview
For Visa Credit Card
Details
Card level
Standard
Card type
Visa
Interest free days
55
Minimum monthly repayment
2.5% or $20
Minimum credit limit
$1,000
Maximum credit limit
$30,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Bank Australia Limited to view Target Market Determination.
Fees
Annual fee
$0
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$15
Over limit fee
$20
Duplicate statement fee
$3
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
12.39%
Cash advance rate
12.39%
Cash advance fee
$3.5
Balance Transfer
Balance transfer rate
Not Applicable
Transfer limit
Balance transfer fee
Overseas spending
Foreign exchange fee
3% on Visa
Overseas charges
$3.5
Estimated ATM cost
$12.5
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Residency
Perks
Other Restrictions
Balance Transfer not available
