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Amplify Classic (Amplify Qantas)

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Basic

Electronic Wallet Service

Important Rates

Rates

Balance Transfer

Overseas spending

Rewards

Eligibility

Earn Rates

RateCard TypeEarnsCondition
0.5 points for $1 spentVisauncappedeligible purchases
  • Free Supplementary Cards

Features

The Bank of Melbourne Amplify Classic credit card has a moderate annual fee, moderately high interest rates and a moderate number of interest-free days. The card also offers a moderately low missed or late payment fee. This card allows for one additional card holder (age 16 or older) at no extra cost.

The Bank of Melbourne Amplify Classic card has an associated rewards scheme that allows card holders to earn points on eligible purchases that can be redeemed with Qantas. The card earns at a rate of 0.5 points per $1 spent on all eligible spending. These points are uncapped, which means the rate will not decrease after you’ve earned a certain number of points within a spending cycle. You’ll also earn double points when you make purchases with one of the 35 Qantas Frequent Flyer Program partners.

Pros
  • Uncapped rewards potential
  • Moderately low late payment fee
  • 24/7 fraud monitoring
Cons
  • High overseas spending fees
  • Moderately high interest rates
  • Charges an annual fee

Who is it good for?

The Bank of Melbourne Amplify Classic credit card is best for consistent Qantas customers who are looking to raise their status as they spend. This card is particularly suited to current Bank of Melbourne customers who already spend money at any of Qantas’ Frequent Flyer partners, as they’ll earn double points on their purchases and be able to keep their banking under one roof.

This card may not be a good fit for anyone seeking a no-fee and low-rate card. This card charges a moderate annual fee and moderately high interest rates, with a moderate number of interest-free days. The annual fee is not waived in the first year. Potential customers who want a card that charges no annual fee and has lower interest rates may benefit from shopping around for a card that better fits their needs. 

What RateCity says

The Bank of Melbourne Amplify card offers a reasonable earning rate and the opportunity to redeem with several different brands, which allows card holders to receive more than just flights and upgrades. This card has a reasonable annual fee for a reward card, and its uncapped reward scheme is beneficial to those who spend regularly on their credit card.

However, customers of larger banks may want to keep their banking under one roof. If that is the case, you may want to contact your current bank for a card with a Qantas offering.

Though the Bank of Melbourne Amplify credit card earns points for redemption with Qantas, the card is not particularly suited for overseas use. It charges a relatively high overseas transaction fee, which may deter frequent travellers from signing up. 

Applying/eligibility

Eligible applicants must be at least 18 years old and be either an Australian citizen or Australian permanent resident. Applicants will need a form of identification to apply, as well as income and employment details and financial commitment details. You should also have your foreign tax details on hand if applicable. Customers can apply online in only 10 minutes. Bank of Melbourne’s secure online application allows you to save and return within 30 days. 

About Bank of Melbourne

The Bank of Melbourne is a bank headquartered in Melbourne, Victoria. This bank offers financial services to individuals, businesses and corporate entities. Their personal offering includes bank accounts, home loans, credit cards and personal loans. The Bank of Melbourne delivers superannuation and insurance support, payment solutions and loans to businesses. The Bank of Melbourne has 106 branches across Victoria and customers can take advantage of both online and phone banking.

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