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Amplify Platinum (Amplify Qantas)



Electronic Wallet Service

Important Rates


Balance Transfer

Overseas spending



Earn Rates

RateCard TypeEarnsCondition
0.5 points for $1 spentVisauncappedeligible purchases
  • Free Domestic Travel Insurance
  • Free International Travel Insurance Cover lasts for 90 days per year
  • Free Supplementary Cards
  • Extended Warranty
  • Concierge


Bank of Melbourne Amplify Platinum (Amplify Qantas) credit card features a moderately high interest rate, a moderate annual fee and a moderate number of interest-free days. It also has a moderate minimum credit limit.

Customers can earn uncapped Qantas Points for eligible purchases as part of the card’s Qantas Amplify rewards program. Points can be redeemed for flight discounts, upgrades and other rewards.

The Bank of Melbourne Amplify Platinum (Amplify Qantas) card also comes with a range of complimentary insurances, such as travel insurance, extended warranty insurance and price guarantee cover on eligible purchases.

There is no introductory balance transfer rate associated with this card, however one additional cardholder is allowed at no extra cost. Cardholders also have access to a 24-hour complimentary concierge service offering assistance with holiday bookings, gift purchases and more. 

  • Frequent flyer program
  • Complimentary insurance
  • Free additional cardholder
  • High interest rate
  • No balance transfer deal
  • Overseas transaction fees

Who is it good for?

The Bank of Melbourne Amplify Platinum (Amplify Qantas) credit card is especially suited to current Qantas Frequent Flyer members who use their credit card for regular purchases and travel frequently. For these customers, this card offers the potential to save money by earning uncapped points and redeeming them for useful rewards.

Couples and other people wishing to share a credit card could also benefit from this card’s allowance for a supplementary card at no added cost.

This card isn’t particularly good for those with existing credit card debt, as any transferred balance is subject to the standard cash advance rate from day one.

Similarly, this card has a high interest rate and moderate fees, which means it probably isn’t a suitable option for people wanting to cut down on costs or who aren’t always able to pay off their full balance on a monthly basis. 

What RateCity says

The Bank of Melbourne Amplify Platinum (Amplify Qantas) card offers specific benefits to a particular customer base – namely Qantas Frequent Flyer members or people looking to earn frequent flyer points for spending. Joint spenders could also be attracted to the potential for earning points faster by sharing an account.

As is typical for a rewards card, the Bank of Melbourne Amplify Platinum (Amplify Qantas) credit card has a high interest rate. So if this card’s rewards program doesn’t particularly appeal to you, you may be better off choosing one with a more versatile rewards program.

Likewise, this card offers few advantages in terms of money-saving potential as it doesn’t come with a balance transfer deal or a particularly low rate or fees. As such, if you’re searching for a budget card, it may be worth seeing if you can find one that offers better value for money.


To apply for the Bank of Melbourne Amplify Platinum (Amplify Qantas) card, you must be at least 18 years of age and an Australian permanent resident or citizen. When you apply, you will need to provide proof of identification, proof of income and employment (such as bank statements and payslips) and information about any financial commitments you have. Applications can be completed online or in-branch and take around 10 minutes to complete. You should receive a response on the spot. 

About Bank of Melbourne

Bank of Melbourne is owned by Westpac, which rebranded all St George Bank branches in Victoria to Bank of Melbourne in 2011. The bank offers personal finance products such as bank accounts, credit cards, home loans and personal loans. Internet banking is available through the Bank of Melbourne website and the mobile banking app. Customer support is also available via phone, in-app or by visiting one of the bank’s branches (or St George Bank branches in states other than Victoria).

​Nick Bendel is a senior property and personal finance writer for RateCity, and an experienced journalist with numerous writing credits to his name. To date. He covers property, home loans, credit cards, superannuation and other bank products, and loves getting elbow-deep in the latest ABS, APRA and RBA data.​

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