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- Amplify Platinum (Amplify Qantas)
Bank of Melbourne Amplify Platinum (Amplify Qantas)
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
Earn 70,000 Bonus Qantas Points and 0% p.a. for 24 months on balance transfers.
~ Ends in 3 months60,000 Qantas Points in year 1 when you spend $3k+ on eligible purchases in the first 90 days from new card approval and an extra 10,000 points after your first eligible purchase in year 2~. Plus, $99 card fee for the first year (reverts to $124) 0% p.a. interest on balance transfers for 24 months. When requested at card application. 1% balance transfer fee applies if you make a balance transfer. The variable cash advance rate will apply after the promotional period
Purchase rate p.a.
19.49%
Balance transfer rate
0%
Annual fee
$99
for 12 months then $124 thereafter
Bank of Melbourne Amplify Platinum (Amplify Qantas)
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
Purchase rate p.a.
19.49%
Balance transfer rate
0%
Annual fee
$99
for 12 months then $124 thereafter
Pros and Cons
For Bank of Melbourne Amplify Platinum (Amplify Qantas)
Benefits
- Rewards Available through Qantas Frequent Flyer
- Extra 60,000 points subject to eligibility conditions
- $99 annual fee in the first 12 months and $124 p.a thereafter.
- Apple Pay, Google Pay and Samsung Pay available
- Domestic travel insurance
- International travel insurance
- Free supplementary cards
- Extended warranty
- Rental vehicle excess in Australia insurance
- Purchase protection insurance
Drawbacks
Bank of Melbourne Rate Credit Card overview
For Amplify Platinum (Amplify Qantas)
Details
Card level
Platinum
Card type
Visa
Interest free days
55
Minimum monthly repayment
2% or $10
Minimum credit limit
$6,000
Maximum credit limit
$80,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Bank of Melbourne to view Target Market Determination.
Fees
Annual fee
$99
for 12 months then $124 thereafter
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$15
Over limit fee
$15
Duplicate statement fee
$2
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
19.49%
Cash advance rate
21.49%
Cash advance fee
3% or $2.5
Balance Transfer
Balance transfer rate
0%
Transfer limit
80%
of the approved credit limit
Balance transfer fee
1%
Overseas spending
Foreign exchange fee
Overseas charges
$5
Estimated ATM cost
$14
for AU $300 withdrawal
Rewards
Program name
Qantas Frequent Flyer
Rewards available
Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Regular, verifiable income
Residency
Australia CitizenPermanent ResidentTemporary Visa 12 Months Valid
