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Amplify Classic (Amplify Qantas)



Electronic Wallet Service

Important Rates


Balance Transfer

Overseas spending



Earn Rates

RateCard TypeEarnsCondition
0.5 points for $1 spentVisauncappedeligible transactions
  • Free Supplementary Cards


The BankSA Amplify Classic is a rewards credit card. It has a moderate annual fee, moderately high interest rates and a moderate number of interest-free days. While the late payment fee is moderately low, the annual fee is not waived in the first year like some other credit cards. The card offers one additional card holder (age 16 or older) at no extra cost.

Employing the Amplify rewards program, customers earn 1 point per $1 spent on eligible purchases. Amplify Points can be redeemed on frequent flyer programs, gift cards, retail vouchers, products and travel perks.

The BankSA Amplify Classic card offers a balance transfer deal of 0 per cent interest for 18 months for customers who want to transfer existing debt, though a 1 per cent fee applies at the time of the transfer.

  • Free additional cardholder
  • Earns Amplify Points
  • Moderate interest-free period
  • Moderately high interest rates
  • Annual fee charged
  • Late payment fee charged

Who is it good for?

The BankSA Amplify credit card is best for customers who want plenty of choice in their rewards program. You can redeem your Amplify Points for a wide range of benefits, including frequent flyer points, gift cards, vouchers and homewares. The rewards program makes this card better suited to customers who spend regularly on their card each month. Because of its moderately high interest rates, this card is particularly well suited to card holders who pay their bill on time and in full each month.

With a moderate annual fee and moderately high interest rates, the BankSA Amplify Classic card may not be a good fit for budget card holders. Those looking for a card with low interest rates and no annual fee should shop the market for a no-fee and low-rate card that better fits their needs.

What RateCity says

The BankSA Amplify reward card is a reasonable choice for existing BankSA customers looking to be rewarded for their spending. The card provides a program for earning rewards and allows you to choose from a wide variety of products and perks. The card has a reasonable annual fee for a rewards card.

However, customers of other banks may find little benefit in the BankSA Amplify Classic credit card. The card is on par with many other credit cards in terms of fees, rates and rewards, so if you want to keep your banking within one institution, it may be best to talk with your current bank about credit card options.

Though the balance transfer deal of 0 per cent interest for 18 months may incentivise some customers to sign up for this card, they may find that the fees and rewards don’t suit them after the introductory deal ends.


Customers must be at least 18 years old to apply for the BankSA Amplify Classic credit card. Applicants must be either an Australian citizen or Australian permanent resident. To apply, you’ll need a form of identification, such as an Australian driver’s licence, as well as details of your income and employment, such as recent payslips or bank statements. You do not need to visit a bank branch to apply; you can apply online using a secure application.

About BankSA

BankSA is a regional financial services company based in South Australia. The bank was founded in 1848 in Adelaide as the Savings Bank of South Australia. BankSA offers personal, business and corporate banking. Their offering includes bank accounts, home loans, credit cards, personal loans, investments and superannuation. They also deliver business solutions to corporate clients. Following Westpac’s merger with St. George, BankSA is now a division of Westpac Banking Corporation.

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