Important disclosure

Bankwest

Bankwest Breeze Classic Mastercard

  • Google Pay
  • Balance transfer
  • Low annual fee

Balance Transfer

0% on purchases and balance transfers for 12 months.

Limited time, new Breeze Mastercard® customers only. 2% balance transfer fee, plus other fees and charges.

Purchase Rate

0.00%

p.a

for up to 12 months, then 12.99%

Balance Transfer Rate

0%

p.a

Tags
  • Google Pay
  • Balance transfer
  • Low annual fee
Purchase Rate

0.00%

p.a

for up to 12 months, then 12.99%

Balance Transfer Rate

0%

p.a

Annual Fee

$49

Pros and cons

For Breeze Classic Mastercard

Benefits

  • Lower than average ongoing variable purchase rate
  • Lower than average annual fee
  • Ability to convert large purchases into instalment plans
  • Free supplementary cards

Drawbacks

  • No reward program

Bankwest Rate Credit card overview

For Breeze Classic Mastercard

Details

Card Level

Gold

Card Type

MasterCard

Interest Free Days

55

Minimum monthly repayment

2% or $20

Minimum credit limit

$1k

Maximum credit limit

No set max

Free supplementary cards

Instant Approval

Target Market Determination

Visit Bankwest to view Target Market Determination.

Fees

Annual Fee

$49

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$25

Over limit fee

$10

Duplicate statement fee

$1.25

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

0.00%

p.a

for up to 12 months, then 12.99%

Cash advance rate

21.99%

Cash advance fee

3% or $4

Balance Transfer

Balance Transfer Rate

0%

p.a

Transfer Limit

95%

of the approved credit limit

Balance Transfer Fee

2%

Overseas spending

Foreign Exchange Fee

2.95% on Mastercard

Overseas charges

$5

Estimated ATM Cost

$13.85

for AU $300 withdrawal

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

-

Residency

Perks

  • FREE SUPPLEMENTARY CARDS
Specials
  • Balance TransferPurchase OffersOther 0% on purchases and balance transfers for 12 months.
    Limited time, new Breeze Mastercard® customers only. 2% balance transfer fee, plus other fees and charges.

Promoted credit cards

Promoted

Lower Purchase Rate
Heritage Bank, a trading name of Heritage and People’s Choice Limited

Gold Low Rate

  • Apple, Google & Samsung Pay
  • Balance transfer
  • No annual fee

Balance Transfer

0% on Balance Transfers for 12 months
Purchase Rate

11.80%

p.a

Annual Fee

$0