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- More Platinum Mastercard
Bankwest More Platinum Mastercard
- Google Pay
- Balance transfer
Purchase rate p.a.
19.99%
Balance transfer rate
0%
Annual fee
$160
Bankwest More Platinum Mastercard
- Google Pay
- Balance transfer
Purchase rate p.a.
19.99%
Balance transfer rate
0%
Annual fee
$160
Pros and Cons
For Bankwest More Platinum Mastercard
Benefits
- Rewards Available through Bankwest More Rewards
- Extra 75,000 points subject to eligibility conditions
- Ability to convert large purchases into instalment plans
- Domestic travel insurance
- International travel insurance
- Free supplementary cards
- Price guarantee
- Extended warranty
Drawbacks
- Higher than average ongoing variable purchase rate
- Higher than average ongoing annual fee
Bankwest Rate Credit Card overview
For More Platinum Mastercard
Details
Card level
Platinum
Card type
MasterCard
Interest free days
44
Minimum monthly repayment
2% or $20
Minimum credit limit
$6,000
Maximum credit limit
$0
Free supplementary cards
Instant approval
Target Market Determination
Visit Bankwest to view Target Market Determination.
Fees
Annual fee
$160
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$25
Over limit fee
$10
Duplicate statement fee
$1.3
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
19.99%
Cash advance rate
21.99%
Cash advance fee
3% or $4
Balance Transfer
Balance transfer rate
0%
Transfer limit
95%
of the approved credit limit
Balance transfer fee
1%
Overseas spending
Foreign exchange fee
Overseas charges
$5
Estimated ATM cost
$5
for AU $300 withdrawal
Rewards
Program name
Bankwest More Rewards
Rewards available
Gift Card, Cash Back
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Residency
Perks
If you purchase personal goods in Australia and then find the same product advertised later in a printed catalogue at a cheaper price within 21 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is more than $75 and less than $1000.
Warranty is extended for the same duration as the original warranty up to 1 year.