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Bankwest More Platinum Mastercard

  • Google Pay
  • Balance transfer

Purchase rate p.a.

19.99%

Balance transfer rate

0%

Annual fee

$160

Bankwest More Platinum Mastercard

  • Google Pay
  • Balance transfer

Purchase rate p.a.

19.99%

Balance transfer rate

0%

Annual fee

$160

Pros and Cons

For Bankwest More Platinum Mastercard

Benefits

  • Rewards Available through Bankwest More Rewards
  • Extra 75,000 points subject to eligibility conditions
  • Ability to convert large purchases into instalment plans
  • Domestic travel insurance
  • International travel insurance
  • Free supplementary cards
  • Price guarantee
  • Extended warranty

Drawbacks

  • Higher than average ongoing variable purchase rate
  • Higher than average ongoing annual fee

Bankwest Rate Credit Card overview

For More Platinum Mastercard

Details

Card level

Platinum

Card type

MasterCard

Interest free days

44

Minimum monthly repayment

2% or $20

Minimum credit limit

$6,000

Maximum credit limit

$0

Free supplementary cards

Instant approval

Target Market Determination

Visit Bankwest to view Target Market Determination.

Fees

Annual fee

$160

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late payment fee

$25

Over limit fee

$10

Duplicate statement fee

$1.3

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

19.99%

Cash advance rate

21.99%

Cash advance fee

3% or $4

Balance Transfer

Balance transfer rate

0%

Transfer limit

95%

of the approved credit limit

Balance transfer fee

1%

Overseas spending

Foreign exchange fee
$0
Overseas charges

$5

Estimated ATM cost

$5

for AU $300 withdrawal

Rewards

Program name

Bankwest More Rewards

Rewards available

Gift Card, Cash Back

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Residency

Perks

DOMESTIC TRAVEL INSURANCE

INTERNATIONAL TRAVEL INSURANCE

FREE SUPPLEMENTARY CARDS

PRICE GUARANTEE

If you purchase personal goods in Australia and then find the same product advertised later in a printed catalogue at a cheaper price within 21 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is more than $75 and less than $1000.

EXTENDED WARRANTY

Warranty is extended for the same duration as the original warranty up to 1 year.