Important disclosure

Bankwest

Bankwest Zero Platinum Mastercard

  • Google Pay
  • Balance transfer
  • No annual fee

Balance Transfer

0% p.a. on balance transfers for 28 months.
Purchase Rate

14.99%

p.a

Balance Transfer Rate

0%

p.a

Tags
  • Google Pay
  • Balance transfer
  • No annual fee
Purchase Rate

14.99%

p.a

Balance Transfer Rate

0%

p.a

Annual Fee

$0

Pros and cons

For Zero Platinum Mastercard

Benefits

  • Lower than average ongoing variable purchase rate
  • No Annual Fee
  • Ability to convert large purchases into instalment plans
  • Domestic travel insurance
  • International travel insurance
  • Free supplementary cards
  • Price guarantee

Drawbacks

  • No reward program

Bankwest Rate Credit card overview

For Zero Platinum Mastercard

Details

Card Level

Platinum

Card Type

MasterCard

Interest Free Days

55

Minimum monthly repayment

2% or $20

Minimum credit limit

$6k

Maximum credit limit

No set max

Free supplementary cards

Instant Approval

Target Market Determination

Visit Bankwest to view Target Market Determination.

Fees

Annual Fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$25

Over limit fee

$10

Duplicate statement fee

$1.25

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

14.99%

p.a

Cash advance rate

21.99%

Cash advance fee

3% or $4

Balance Transfer

Balance Transfer Rate

0%

p.a

Transfer Limit

95%

of the approved credit limit

Balance Transfer Fee

3%

Overseas spending

Foreign Exchange Fee

Overseas charges

Estimated ATM Cost

-

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

-

Residency

Perks

  • DOMESTIC TRAVEL INSURANCE
  • INTERNATIONAL TRAVEL INSURANCE Cover lasts for 180 days per year
  • FREE SUPPLEMENTARY CARDS
  • PRICE GUARANTEE If you purchase personal goods in Australia and then find the same product advertised later in a printed catalogue at a cheaper price within 21 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is more than $75 and less than $1000.
Specials
  • Balance Transfer 0% p.a. on balance transfers for 28 months.

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  • Apple, Google & Samsung Pay
  • No annual fee

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Save with 0% international transaction fees on purchases. Plus, complimentary Flight Delay Pass and global data roaming.
Purchase Rate

27.49%

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Annual Fee

$0

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National Australia Bank Limited

Low Fee Platinum

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Balance Transfer

0% p.a. on balance transfers for 12 months (3% BT fee applies).
Purchase Rate

19.74%

p.a

Annual Fee

$90

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Bendigo & Adelaide Bank Ltd

Ready Credit Card

  • Apple, Google & Samsung Pay
  • Balance transfer
  • No annual fee
Purchase Rate

19.99%

p.a

Annual Fee

$0