Low Rate First Mastercard
Balance Transfer
0% Balance Transfer for 6 monthsVirgin Money Virgin Australia Velocity Flyer Card (Balance Transfer Offer)
Balance Transfer
0% p.a. for 22 months on balance transfers. Earn 3 additional bonus Velocity Points per $1 on your everyday spend in the first 3 months (capped at 10,000 points per month).
Purchase Rate
Purchase Rate
20.74%
Annual Fee
Annual Fee
$129
Purchase Rate
Purchase Rate
11.99%
Balance Transfer Rate
Balance Transfer Rate
0%
for 6 months then 11.99%
Annual Fee
Annual Fee
$29
Max Free Days
Max Free Days
55
Late Payment Fee
$15
Basic
Card Level Standard | Number free supplementary |
Interest Free Days Interest Free Days 55 | Annual Fee Annual Fee $29 |
Maximum credit limit $0 | Late Payment Fee $15 |
Minimum credit limit $500 | Over limit fee |
Minimum repayment dollars $10 | Duplicate statement fee |
Minimum repayment percent 3% | Supplementary card annual fee |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 11.99% |
Cash advance rate 13.99% |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 0% for 6 months then 11.99% |
Transfer Limit No set max |
Balance Transfer Fee $0 |
Overseas spending
Foreign Exchange Fee |
Overseas charges Overseas charges |
Estimated ATM Cost - |
Rewards
Program name |
Rewards Available |
Eligibility
Minimum age 18 |
Minimum income $0 |
Eligibility conditions Exclusive for customers aged 18-25 years |
Residency |
Specials
- Balance Transfer 0% Balance Transfer for 6 months
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In 2007 Bendigo Bank merged with Adelaide Bank to form the Bendigo and Adelaide Bank Group of companies or what is commonly known as Bendigo Bank today. The unique strengths of Adelaide Bank in wholesale finance and Bendigo in retail banking have combined and grown to be one of Australia’s largest retail banks, now servicing over 300 communities, families and businesses and over 1.3 million customers. Their head office is located in the central Victorian city of Bendigo, with business operating dominantly in Victoria and Queensland. The bank has extensive experiences in communities and joint ventures as it continues its tradition of providing its customers with quality personal service and a broad selection of home loan products and advice to match. Bendigo Bank is now a publicly-listed company on the Australian Stock Exchange.
