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- Citi Clear Card (Balance Transfer offer)
Citi Citi Clear Card (Balance Transfer offer)
- Balance Transfer
- Apple & Samsung Pay
- Balance transfer
- Low annual fee
0% p.a. for 28 months on balance transfers
0% p.a. for 28 months on balance transfers. 2% balance transfer fee applies. Reverts to cash advance rate.
Purchase rate p.a.
14.99%
Balance transfer rate
0%
Annual fee
$99
Citi Citi Clear Card (Balance Transfer offer)
- Balance Transfer
- Apple & Samsung Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
14.99%
Balance transfer rate
0%
Annual fee
$99
RateCity says
"Enjoy complimentary purchase cover insurance and extended warranty insurance, plus free wine when you dine with the Citibank Dining Program."
Pros and Cons
For Citi Citi Clear Card (Balance Transfer offer)
Benefits
- Lower than average ongoing variable purchase rate
- Free supplementary cards
- Price guarantee
- Extended warranty
- Concierge
- Special events
- Partner discounts
- Purchase protection insurance
Drawbacks
- No reward program
Citi Rate Credit Card overview
For Citi Clear Card (Balance Transfer offer)
Details
Card level
Platinum
Card type
MasterCard
Interest free days
55
Minimum monthly repayment
2% or $30
Minimum credit limit
$2,000
Maximum credit limit
$100,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Citi to view Target Market Determination.
Fees
Annual fee
$99
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$30
Over limit fee
Duplicate statement fee
$0
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
14.99%
Cash advance rate
22.24%
Cash advance fee
3.5% or $3.5
Balance Transfer
Balance transfer rate
0%
Transfer limit
80%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
Overseas charges
$5
Estimated ATM cost
$15.2
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
$35,000
Eligibility conditions
Residency
Perks
If you purchase personal goods in Australia and then find the same product advertised later at a cheaper price within 60 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is less than $500.
Each event will be subject to separate terms and conditions
Covers up to $10,000 per item and $200,000 per year
Other Restrictions
Late Payment Fee of $30 each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account.