Important disclosure

Citi

Citi Citi Prestige Card (Citi Rewards Program)

  • Apple & Samsung Pay
  • Balance transfer

Bonus Points

Receive 275,000 bonus Citi reward Points when you spend $10,000 within 90 days from approval.

Conditions apply.

Purchase Rate

21.49%

p.a

Balance Transfer Rate

0%

p.a

Tags
  • Apple & Samsung Pay
  • Balance transfer
Purchase Rate

21.49%

p.a

Balance Transfer Rate

0%

p.a

Annual Fee

$700

Pros and cons

For Citi Prestige Card (Citi Rewards Program)

Benefits

  • Rewards Available through Citi Rewards Program
  • Extra 275,000 points subject to eligibility conditions
  • Domestic travel insurance
  • International travel insurance
  • Free supplementary cards
  • Price guarantee
  • Extended warranty
  • Concierge
  • Special events
  • Partner discounts
  • Airport lounge
  • Purchase protection insurance

Drawbacks

  • Higher than average ongoing variable purchase rate
  • Higher than average ongoing annual fee

Citi Rate Credit card overview

For Citi Prestige Card (Citi Rewards Program)

Details

Card Level

Premium

Card Type

MasterCard

Interest Free Days

44

Minimum monthly repayment

2% or $30

Minimum credit limit

$20k

Maximum credit limit

$100k

Free supplementary cards

Instant Approval

Target Market Determination

Visit Citi to view Target Market Determination.

Fees

Annual Fee

$700

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$30

Over limit fee

Duplicate statement fee

$0

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

21.49%

p.a

Cash advance rate

22.24%

Cash advance fee

3.5% or $3.5

Balance Transfer

Balance Transfer Rate

0%

p.a

Transfer Limit

80%

of the approved credit limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

3.4% on Mastercard

Overseas charges

$5

Estimated ATM Cost

$15.2

for AU $300 withdrawal

Rewards

Program name

Citi Rewards Program

Rewards Available

Gift Card, Cash Back

Eligibility

Minimum age

18

Minimum income

$150k

Eligibility conditions

-

Residency

Australia Citizen, Permanent Resident

Perks

  • DOMESTIC TRAVEL INSURANCE Cover lasts for 14 days for domestic travel
  • INTERNATIONAL TRAVEL INSURANCE Available when you use your Card to pay for return international travel
  • FREE SUPPLEMENTARY CARDS
  • PRICE GUARANTEE If you purchase personal goods in Australia and then find the same product advertised later at a cheaper price within 60 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is less than $500.
  • EXTENDED WARRANTY
  • CONCIERGE
  • SPECIAL EVENTS Each event will be subject to separate terms and conditions
  • PARTNER DISCOUNTS
  • AIRPORT LOUNGE Unlimited complimentary access to over 1,500 Priority Pass™ lounges around the world for you and one guest
  • PURCHASE PROTECTION INSURANCE Covers up to $10,000 per item and $200,000 per year
Specials
  • Bonus Points Receive 275,000 bonus Citi reward Points when you spend $10,000 within 90 days from approval.
    Conditions apply.

Other Restrictions

Late Payment Fee of $30 each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account.

Disclaimer

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Citi branded financial and credit products. NAB has acquired the business relating to these products from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to provide transitional services.

“Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities.

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