CUA Low Rate Credit Card

Medium low rate credit card

Good For

Low Rates Balance Transfer Offers Special Offers Max Interest Free Days Max Credit Limit

  • Type: MasterCard
  • Level: Standard

All Offers

Balance Transfers Offers 0% p.a. for 13 months then 21.74%
Introductory Offers N/A
Special Offers Earn $100 cashback when you spend $1,500 on eligible purchases within the first 3 months from card approval.

(until 16 February 2018)

Rates & Fees

Ongoing Purchase Interest Rate 11.99% p.a
Annual Fee $49 waived in first year
Maximum free days Up to 55
Late Payment Fee $12.5
Over Limit Fee $0

Overseas Spending

Currency Conversion Fee 3.4%
Overseas ATM Charges $3.5 or 2% (the higher of)
Estimated ATM Cost for AU$300 withdrawal $16.20


Travel Insurance N/A

Repayment Details

$ Minimum Repayment $35
% Minimum Repayment 3%

Application Requirements

Minimum Credit Limit $500
Maximum Credit Limit No Limit

Earn $100 cashback on your CUA Low Rate card when you spend $1,500 on eligible retail purchases within 3 months from card approval. Cash advances, balance transfers, interest charges, government charges, bank fees, gambling, charge backs, refunds and card account adjustments resulting from disputed transactions are not eligible retail purchases. Cashback will be added to your CUA Everyday Account, within 10 weeks of the 3 month period ending.

Offer is available to members who are approved for a CUA Low Rate Credit Card between 03/10/2017 until 16/02/2018.