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- Visa Credit Card
Greater Bank Visa Credit Card
- Google Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
9.95%
Balance transfer rate
9.95%
Annual fee
$49
Greater Bank Visa Credit Card
- Google Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
9.95%
Balance transfer rate
9.95%
Annual fee
$49
Pros and Cons
For Greater Bank Visa Credit Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- Annual fee of $49 is refunded when you spend $12,000 on purchases every 12 months
- Lower than average annual fee
Drawbacks
- No reward program
- Does not offer free supplementary cards
Greater Bank Rate Credit Card overview
For Visa Credit Card
Details
Card level
Standard
Card type
Visa
Interest free days
55
Minimum monthly repayment
3% or $10
Minimum credit limit
$1,000
Maximum credit limit
$0
Free supplementary cards
Instant approval
Target Market Determination
Visit Greater Bank to view Target Market Determination.
Fees
Annual fee
$49
Annual Fee Spend Waiver
$12k
Supplementary card annual fee
$0
Late payment fee
$20
Over limit fee
Duplicate statement fee
$15
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
9.95%
Cash advance rate
9.95%
Cash advance fee
2% or $1.5
Balance Transfer
Balance transfer rate
9.95%
Transfer limit
No set max
Balance transfer fee
Overseas spending
Foreign exchange fee
3% on Visa
Overseas charges
$4
Estimated ATM cost
$13
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
$20,000
Eligibility conditions
Residency
Perks
Other Restrictions
From 1 April 2021, the interest rate will revert to 9.95%p.a.
