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- Low Rate Credit Card
HSBC Low Rate Credit Card
- Balance Transfer
- Apple Pay
- Balance transfer
- Low annual fee
Balance Transfer
0% p.a. balance transfer for 20 months.
A 2% balance transfer fee applies.
Purchase rate p.a.
12.99%
Balance transfer rate
0%
Annual fee
$99
HSBC Low Rate Credit Card
- Balance Transfer
- Apple Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
12.99%
Balance transfer rate
0%
Annual fee
$99
Pros and Cons
For HSBC Low Rate Credit Card
Benefits
- Lower than average ongoing variable purchase rate
- Domestic travel insurance
- Free supplementary cards
- Partner discounts
Drawbacks
- No reward program
HSBC Rate Credit Card overview
For Low Rate Credit Card
Details
Card level
Standard
Card type
Visa
Interest free days
55
Minimum monthly repayment
3% or $30
Minimum credit limit
$1,000
Maximum credit limit
$0
Free supplementary cards
Instant approval
Target Market Determination
Visit HSBC Bank Australia Limited to view Target Market Determination.
Fees
Annual fee
$99
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$30
Over limit fee
$30
Duplicate statement fee
$8
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
12.99%
Cash advance rate
25.99%
Cash advance fee
3% or $4
Balance Transfer
Balance transfer rate
0%
Transfer limit
90%
of the approved credit limit
Balance transfer fee
2%
Overseas spending
Foreign exchange fee
$0
Overseas charges
$4
Estimated ATM cost
$4
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
$40,000
Eligibility conditions
Residency
Australia CitizenPermanent Resident
Perks
DOMESTIC TRAVEL INSURANCE
FREE SUPPLEMENTARY CARDS
PARTNER DISCOUNTS
