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- Orange One Low Rate
ING Orange One Low Rate
- Apple & Google Pay
- No annual fee
Purchase rate p.a.
11.99%
Balance transfer rate
Not Applicable
Annual fee
$0
ING Orange One Low Rate
- Apple & Google Pay
- No annual fee
Purchase rate p.a.
11.99%
Balance transfer rate
Not Applicable
Annual fee
$0
RateCity says
"Aussies who want to keep credit card costs low and take advantage of long interest-free periods may enjoy this competitive low rate, low fee offer from ING."
Pros and Cons
For ING Orange One Low Rate
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- No Annual Fee
- Ability to convert large purchases into instalment plans
Drawbacks
- No reward program
- No balance transfer
- Does not offer free supplementary cards
ING Rate Credit Card overview
For Orange One Low Rate
Details
Card level
Standard
Card type
Visa
Interest free days
45
Minimum monthly repayment
5% or $100
Minimum credit limit
$1,000
Maximum credit limit
$30,000
Free supplementary cards
Instant approval
Target Market Determination
Visit ING to view Target Market Determination.
Fees
Annual fee
$0
Annual Fee Spend Waiver
Supplementary card annual fee
$10
Late payment fee
$20
Over limit fee
$0
Duplicate statement fee
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
11.99%
Cash advance rate
11.99%
Cash advance fee
3% or $3
Balance Transfer
Balance transfer rate
Not Applicable
Transfer limit
Balance transfer fee
Overseas spending
Foreign exchange fee
2.5% on Visa
Overseas charges
$2.5
Estimated ATM cost
$10
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
$36,000
Eligibility conditions
Hold an active Orange Everyday bank account
Residency
Australia CitizenPermanent Resident
Perks
Other Restrictions
Balance Transfer not available. Cash advances: 10% of the credit limit, up to a $500 maximum.
How to apply
If you'd like to apply for this product or just get more information, follow the application process on ING.More details