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- Qantas Rewards Signature Card
NAB Qantas Rewards Signature Card
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
Earn up to 120,000 Bonus Qantas Points on a new NAB Qantas Signature Card. Min $3,000 spend on everyday purchases in first 60 days and keep your card open for 12 months.
The 120,000 bonus Qantas Points offer is only available to members who apply for a new NAB Qantas Rewards Signature Card. 0% p.a. for 12 months standard balance transfer (BT) rate. 3% BT fee applies. Unpaid BT reverts to variable cash advance rate. Reduced annual fee for the first year from $395 to $295
Purchase rate p.a.
20.99%
Balance transfer rate
0%
Annual fee
$295
for 12 months then $395 thereafter
NAB Qantas Rewards Signature Card
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
Purchase rate p.a.
20.99%
Balance transfer rate
0%
Annual fee
$295
for 12 months then $395 thereafter
Pros and Cons
For NAB Qantas Rewards Signature Card
Benefits
- Rewards Available through Qantas Frequent Flyer
- Extra 120,000 points subject to eligibility conditions
- $295 annual fee in the first 12 months and $395 p.a thereafter.
- Apple Pay, Google Pay and Samsung Pay available
- Domestic travel insurance
- International travel insurance
- Free supplementary cards
- Price guarantee
- Extended warranty
- Concierge
- Fraud protection
- Rental vehicle excess in Australia insurance
- Transit accident insurance
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
- Higher than average ongoing annual fee
NAB Rate Credit Card overview
For Qantas Rewards Signature Card
Details
Card level
Premium
Card type
Visa
Interest free days
44
Minimum monthly repayment
2% or $25
Minimum credit limit
$15,000
Maximum credit limit
$0
Free supplementary cards
Instant approval
Target Market Determination
Visit National Australia Bank Limited to view Target Market Determination.
Fees
Annual fee
$295
for 12 months then $395 thereafter
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$15
Over limit fee
$0
Duplicate statement fee
$7
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
20.99%
Cash advance rate
21.74%
Cash advance fee
3% or $3
Balance Transfer
Balance transfer rate
0%
Transfer limit
90%
of the approved credit limit
Balance transfer fee
3%
Overseas spending
Foreign exchange fee
Overseas charges
$5
Estimated ATM cost
$14
for AU $300 withdrawal
Rewards
Program name
Qantas Frequent Flyer
Rewards available
Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Residency
Perks
A qualifying purchase is required.
A qualifying purchase is required.
Add an additional cardholder at no extra cost. Supplementary cardholder must be over 16 years of age.
If you purchase personal goods in Australia and then find the same product advertised later in a printed catalogue at a cheaper price within 21 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is more than $75.
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Annual fee
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Product data updated on 20 Apr 2024