Important disclosure

National Australia Bank Limited

NAB Qantas Rewards Signature Card

  • Apple, Google & Samsung Pay
  • Balance transfer

Bonus Points

Earn up to 120,000 Bonus Qantas Points on a new NAB Qantas Signature Card. Min $3,000 spend on everyday purchases in first 60 days and keep your card open for 12 months.

The 120,000 bonus Qantas Points offer is only available to members who apply for a new NAB Qantas Rewards Signature Card. 0% p.a. for 12 months standard balance transfer (BT) rate. 3% BT fee applies. Unpaid BT reverts to variable cash advance rate. Reduced annual fee for the first year from $395 to $295

Purchase Rate

20.99%

p.a

Balance Transfer Rate

0%

p.a

Tags
  • Apple, Google & Samsung Pay
  • Balance transfer
Purchase Rate

20.99%

p.a

Balance Transfer Rate

0%

p.a

Annual Fee

$295

for 12 months then $395 thereafter

Pros and cons

For Qantas Rewards Signature Card

Benefits

  • Rewards Available through Qantas Frequent Flyer
  • Extra 120,000 points subject to eligibility conditions
  • $295 annual fee in the first 12 months and $395 p.a thereafter.
  • Apple Pay, Google Pay and Samsung Pay available
  • Domestic travel insurance
  • International travel insurance
  • Free supplementary cards
  • Price guarantee
  • Extended warranty
  • Concierge
  • Fraud protection
  • Rental vehicle excess in Australia insurance
  • Transit accident insurance
  • Purchase protection insurance

Drawbacks

  • Higher than average ongoing variable purchase rate
  • Higher than average ongoing annual fee

NAB Rate Credit card overview

For Qantas Rewards Signature Card

Details

Card Level

Premium

Card Type

Visa

Interest Free Days

44

Minimum monthly repayment

2% or $25

Minimum credit limit

$15k

Maximum credit limit

No set max

Free supplementary cards

Instant Approval

Target Market Determination

Visit National Australia Bank Limited to view Target Market Determination.

Fees

Annual Fee

$295

for 12 months then $395 thereafter

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$15

Over limit fee

$0

Duplicate statement fee

$7

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

20.99%

p.a

Cash advance rate

21.74%

Cash advance fee

3% or $3

Balance Transfer

Balance Transfer Rate

0%

p.a

Transfer Limit

90%

of the approved credit limit

Balance Transfer Fee

3%

Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

$5

Estimated ATM Cost

$14

for AU $300 withdrawal

Rewards

Program name

Qantas Frequent Flyer

Rewards Available

Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

-

Residency

Perks

  • DOMESTIC TRAVEL INSURANCE A qualifying purchase is required.
  • INTERNATIONAL TRAVEL INSURANCE A qualifying purchase is required.
  • FREE SUPPLEMENTARY CARDS Add an additional cardholder at no extra cost. Supplementary cardholder must be over 16 years of age.
  • PRICE GUARANTEE If you purchase personal goods in Australia and then find the same product advertised later in a printed catalogue at a cheaper price within 21 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is more than $75.
  • EXTENDED WARRANTY
  • CONCIERGE
  • FRAUD PROTECTION
  • RENTAL VEHICLE EXCESS IN AUSTRALIA INSURANCE
  • TRANSIT ACCIDENT INSURANCE
  • PURCHASE PROTECTION INSURANCE
Specials
  • Bonus PointsBalance Transfer Earn up to 120,000 Bonus Qantas Points on a new NAB Qantas Signature Card. Min $3,000 spend on everyday purchases in first 60 days and keep your card open for 12 months.
    The 120,000 bonus Qantas Points offer is only available to members who apply for a new NAB Qantas Rewards Signature Card. 0% p.a. for 12 months standard balance transfer (BT) rate. 3% BT fee applies. Unpaid BT reverts to variable cash advance rate. Reduced annual fee for the first year from $395 to $295

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  • Apple, Google & Samsung Pay
  • Balance transfer

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for 12 months then $295 thereafter

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  • Google Pay
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