Important disclosure

National Australia Bank Limited

NAB StraightUp

  • Apple, Google & Samsung Pay
  • No annual fee

special

No interest, No use No pay, No foreign fees
Purchase Rate

0.00%

p.a

Balance Transfer Rate

Not Applicable

RateCity says

“Take avantage of a no-interest credit card from big four bank, NAB. Cardholders will not incur interest on expenses but pay a flat monthly fee, depending on the credit limit.”

Tags
  • Apple, Google & Samsung Pay
  • No annual fee
Purchase Rate

0.00%

p.a

Balance Transfer Rate

Not Applicable

Annual Fee

$0

Pros and cons

For StraightUp

Benefits

  • Ongoing variable purchase rate ranked in the best 20%
  • No Annual Fee
  • Ability to convert large purchases into instalment plans
  • Apple Pay, Google Pay and Samsung Pay available

Drawbacks

  • No reward program
  • No balance transfer
  • Does not offer free supplementary cards

NAB Rate Credit card overview

For StraightUp

Details

Card Level

Standard

Card Type

Visa

Interest Free Days

Minimum monthly repayment

Minimum credit limit

Maximum credit limit

$3k

Free supplementary cards

Instant Approval

Target Market Determination

Visit National Australia Bank Limited to view Target Market Determination.

Fees

Annual Fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

Late Payment Fee

Over limit fee

Duplicate statement fee

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

0.00%

p.a

Cash advance rate

Cash advance fee

Balance Transfer

Balance Transfer Rate

Not Applicable

Transfer Limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

Overseas charges

Estimated ATM Cost

-

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

Minimum income

Eligibility conditions

-

Residency

Specials
  • Other No interest, No use No pay, No foreign fees

Other Restrictions

Monthly Fees - $10 for a Credit Limit of $1000, $15 for Credit Limits up to $2000, $20 for Credit Limit up to $3000

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Suncorp Group Limited

Platinum Card (Qantas Rewards)

  • Samsung Pay
  • Balance transfer

Bonus Points

Earn 40k Bonus Qantas Points With $4.5 k Spend in 3 Months ($49 p.a. to Earn Qantas Points). 0% p.a. for 12 months on balance transfers - reverts to cash advance rate. T&Cs apply.
Purchase Rate

20.74%

p.a

Annual Fee

$178

Promoted

Lower Purchase Rate
ANZ Banking Group Limited

Rewards Platinum

  • Apple, Google & Samsung Pay
  • Balance transfer

Bonus Points

Earn 100,000 extra ANZ Reward Points and $50 back to your new ANZ Rewards Platinum credit card when you spend $2,000 on eligible purchases in the first 3 months from approval.*
Purchase Rate

20.99%

p.a

Annual Fee

$149

Promoted

Lower Annual Fee
Latitude Financial Services Aus Holding Pty Ltd

Latitude 28º Global Platinum Mastercard

  • Apple, Google & Samsung Pay
  • No annual fee

special

Save with 0% international transaction fees on purchases. Plus, complimentary Flight Delay Pass and global data roaming.
Purchase Rate

27.49%

p.a

Annual Fee

$0

Promoted

More Free Days
Bankwest

Qantas Platinum Mastercard

  • Google Pay
  • Balance transfer

Bonus Points

Earn up to 50,000 Bonus Qantas Points.
Purchase Rate

19.99%

p.a

Annual Fee

$160