Everything you need to know about the 2017 Boxing Day sales

Everything you need to know about the 2017 Boxing Day sales

With the biggest shopping day of the year approaching, Australian shoppers and bargain hunters are getting ready to hit the ground running this Boxing Day.

Boxing Day is a great day to grab yourself a bargain and get the gifts you were hoping to receive this Christmas, or to prepare for the coming work or school year.

Here’s everything you need to know about the 2017 Boxing Day sales.


Sydneysiders looking to shop up a storm have plenty of options available, with all Westfield shopping centres open across NSW. Westfield City and Westfield Bondi Junction open from 7am – 9pm on Boxing Day, with Westfield Chatswood and Westfield Warringah Mall open from 8am – 6pm. Both Myer and David Jones in the CBD will be open extended hours during Boxing Day.

If you’re in the market for homewares or furniture, Supa Centa Moore Park is open from 10am – 5pm, and is home to stores like JB Hi-Fi, Bing Lee and Toys R Us.


Regarded as Australia’s shopping capital, there’s no shortage of Boxing Day bargains in Melbourne. If you’re looking for something more boutique, head to the Chapel Street precinct or try Bridge Road in Richmond. There’s a variety of retailers in both locations, ranging from local designers to big brand names like Marcs. Opening hours vary from store to store, but safe to say that doors open from 10am.

If malls are more your style, head to Melbourne Central, which is open from 8am – 10pm. As one of Melbourne’s top shopping centres, you’ll find brands including Calvin Klein, Bonds and Levi’s.

Other shopping locations to note are Southgate, along the banks of the Yarra River, Chadstone Shopping Centre and shopping along Bourke Street Mall.


There’s more to Australia’s capital than politicians and museums. For a dose of retail therapy, head to Canberra Centre from 8am – 7pm. Westfield Woden will also be open from 8am – 5:30pm, and includes stores like Adairs, Bonds and David Jones.

If the already low prices at the Canberra Outlet Centre aren’t enticing enough, there will be further discounts this Boxing Day, with stores open from 8:30am – 6:30pm.


Adelaide’s Rundle Mall is home to over 700 stores, so there’s bound to something for everyone. Opening hours vary from store to store, but most will be open between 11am and 5pm. If you’re looking for outlet stores, try Adelaide favourite Harbour Town Adelaide, which is open between 10am and 5pm.

Westfield Marion, Castle Plaza Shopping Centre and Elizabeth Shopping Centre are not open on Boxing Day, but do reopen on Tuesday 27 December.


If you’re looking for a Boxing Day bargain in Brisbane, there is no shortage of options, as many malls, centres and arcades are open. If boutique stores are more your calling, head to Brisbane Arcade between 9am and 6pm, where you’ll find jewellery, designers and plenty of fashion.

The iconic Queen Street Mall is home to big names like Myer, Zara, H&M and Country Road, and is open between 9am and 6pm on Boxing Day.

If an air-conditioned mall is more your vibe, Westfield Chermside, Carindale and North Lakes are all open between 9am and 6pm, and Westfield Garden City and Helensvale locations are open between 9am and 5:30pm.


If you’re on the west coast and looking to hit the Boxing Day sales, here’s what you need to know.

Garden City is open from 9am – 6pm and has stores like Apple, Cotton On, Country Road and David Jones.

Westfield centres like Carousel and Whitford City are also open between 8am and 6pm. With big brand names and department stores like Myer, there is something to keep everyone entertained.

Other Perth shopping spots include Karrinyup Centre, which is home to David Jones and open between 8am and 6pm. Claremont Quarter is open between 7am and 9pm on Boxing Day.


There’s many a bargain to be had in the Top End this Boxing Day. With Darwin classics like Casuarina Shopping Square open from 8am to 6pm, you’ll find stores like Kikki.K, Cue, JB Hi-Fi, Platypus Shoes and many more.

For an outdoor shopping mall filled with fashion, arts and crafts, cafes, Aboriginal art, locally made jewellery and tropical clothing, head to Smith Street Mall. Individual store hours vary.


With the Sydney to Hobart kicking off alongside the Boxing Day sales, Tasmanians looking for a bargain will have plenty of opportunities to shop and save.

At Centrepoint Hobart, you’ll find a range of cafes and clothing stores like Noni B and Laura Ashley. Not every store is open, so it’s best to call ahead and check.

Tasmania’s largest shopping centre, Eastlands in Hobart, is home to over 90 stores and has over 1,445 free car spaces. Stores like Cotton On, Rebel Sport, Sussan and Surf Dive N Ski are open between 8:30am – 6:00pm.

If laneways and arcades are more your style, head to Hobart’s City Centre where you’ll find boutiques, local designers and big brand names. Individual store opening hours vary.

Did you find this helpful? Why not share this news?



Money Health Newsletter

Subscribe for news, tips and expert opinions to help you make smarter financial decisions

By submitting this form, you agree to the RateCity Privacy Policy, Terms of Use and Disclaimer.


Learn more about credit cards

How do you apply for a credit card?

You can apply for a credit card online, over the phone or in person at the bank. Once you’ve compared the current credit card offers, the application process is quick and easy. Before you get your application started, you’ll need to gather your personal information like proof of ID, payslips and bank statements, proof of employment and details of your income, assets and liabilities. To be eligible for a credit card, you’ll need to be an Australian citizen over 18 and earn a minimum of $15,000 each year. Once you’ve applied for a credit card, you should get a response fairly instantly. If your credit card application has been approved, you should receive a welcome pack with your new credit card within 10-15 days.

Are there credit cards for students?

Yes, there are credit cards available with students in mind. These can help young Australians to build their credit report and learn crucial life skills around budgeting and managing personal finances.

How do credit cards work?

Think of credit cards as a short-term loan where you use the bank’s money to buy something up front and then pay for it later. Unlike a debit card which uses your own money to pay, a credit card essentially borrows the bank’s money to fund the purchase. When you apply for a credit card, the bank assesses your income and assigns you a credit limit based on what you can afford to pay back. At the end of each billing cycle, which is usually monthly, the bank will send you a statement showing the minimum amount you have to pay back, including any interest payable on the balance.

How do you use credit cards?

A credit card can be an easy way to make purchases online, in person or over the phone. When used properly, a credit card can even help you manage your cash flow. But before applying for a credit card, it’s good to know how they work. A credit card is essentially a personal line of credit which lets you buy things and pay for them later. As a card holder, you’ll be given a credit limit and (potentially) charged interest on the money the bank lends you. At the end of each billing period, the bank will send you a statement which shows your outstanding balance and the minimum amount you need to pay back. If you don’t pay back the full balance amount, the bank will begin charging you interest.

What is the lowest monthly repayment on my credit card?

As a rule of thumb, this tends to be around 2-3 per cent of the outstanding balance. You can choose how much you want to repay each billing period as long as it is higher than this minimum required amount.

How long does it take to get a credit card?

There are a few stages you need to go through to get a credit card; each one takes a different length of time.

Applying for the card online, over the phone or in person is the fastest step. This usually takes around 15 minutes, provided you have all of your documents handy.

After submitting your application, it usually takes between one to 10 business days for the lender to assess your eligibility. Some lenders offer instant approval, although you will need to send supporting documents before it is official.

Once your application has been approved, expect to wait between one to 14 days to receive your card in the mail. Keep in mind that delays can happen during busy periods, such as if the lender has launched a special deal.

What is a credit card?

A credit card is a payment method which lets you pay for goods and services without using your own money. It’s essentially a short-term loan which lets you borrow the bank’s money to pay for things which you can pay back – potentially with interest – at a later date. Credit cards can also be used to withdraw money from an ATM, which is known as a cash advance. Because you’re borrowing money from a bank, credit cards charge you interest on the money you use (unless you repay the entire debt during the interest-free period). When you apply for a credit card, the bank gives you a credit limit which sets the maximum amount you can borrow using your card. Credit cards are one of the most popular methods of payments and can be a convenient way of paying for goods and services in store, online and all around the globe.

What should you do if your credit card is compromised?

Credit card fraud is a serious problem. If your credit card is compromised and you’re wondering what to do, here are a few precautionary steps to take.

Contact you credit provider – Get in touch will your credit card provider. If you feel your card has been compromised, you should be able to lock or block it.

Monitor your accounts – Keep an eye on your credit card accounts. Any unauthorised transactions could be a sign your credit card has been compromised.

Check your credit rating – It’s also important to check your credit rating, to ensure you’re not a victim of identity theft or some other financial mischief.

How does credit card interest work?

Generally, when we talk about credit card interest, we mean the purchase interest rate, which is the interest charged on purchases you make with your credit card.

If you don’t pay your full balance each month (or even if you pay the minimum amount), you are charged interest on all the outstanding transactions and the remaining balance. However, interest is also charged on cash advances, balance transfers, special rate offers and, in some cases, even the fees charged by the company.

The interest rate can vary, depending on the credit card. Some have an interest-free period, otherwise you start paying interest from the day you make a purchase or from the day your monthly statement is issued. So avoid interest by paying the full amount promptly.

Can we pay stamp duty by credit card?

Different states also have different rules about whether you can pay stamp duty with a credit card. Check the payment options for stamp duty on your local state revenue office website.

Some allow payments only from a savings or chequing account, whereas others allow payment through BPAY using your credit card. Also read the fine print to see if BPAY payments on your credit card are considered cash advances, as this could attract a higher interest rate.

How to pay a credit card from another bank

Paying or transferring debt from one lender to the other is called a balance transfer. This involves transferring part or all of the debt from a credit card with one lender to a credit card with another. As part of the process, your new lender will pay out the old lender, so that you now owe the same amount of money but to a new institution.

Many credit card providers offer an interest-free period on balance transfers to help new applicants better handle their debt. During this period, cardholders are not required to pay interest on the debt they brought over from the other card. This can be a great opportunity for consumers to pay off credit card debt with no interest. There are often fees associated with balance transfers; normally, these are a percentage of the amount transferred.

So make sure you read the terms and conditions of the card before transferring any debt across.

How to calculate credit card interest

Credit card interest can quickly turn a manageable balance into unmovable debt. So being able to understand how interest rates translate into dollars is an important skill to acquire.

The common mistake people make is focusing on the credit card’s annual percentage rate (APR), which often sits between 15 and 20 per cent. While the APR does provide a rough idea of how much interest you’ll pay, it’s not entirely accurate.

This is because you actually accrue interest on your balance daily, not annually. So, you need to work out your daily periodic rate (DPR). To do this, divide your card’s APR by the number of days in a year (e.g. 16.9 per cent divided by 365, or 0.05 per cent). You can then apply this figure to the daily balance on your credit card.

How to get a free credit card

There's no such thing as a free lunch. All credit cards come with associated costs when used to make purchases, even if it’s simply the cost of making repayments.

However, many lenders offer incentives for customers such as a $0 annual fee or 0 per cent interest on purchases during an introductory period. Additionally, paying off your balance in full during an interest-free period means you could only have to pay back the cost of purchases without interest. You could also be eligible for additional rewards such as cashback during that time, saving you more money.

How do you use a credit card?

Credit cards are a quick and convenient way to pay for items in store, online or over the phone. You can use a credit card as a cashless way to pay for goods or services, both locally and overseas. You can also use a credit card to make a cash advance, which gives you the flexibility to withdraw cash from your credit card account. Because a credit card uses the bank’s funds instead of your own, you will be charged interest on the money you spend – unless you pay off the entire debt within the interest-free period. If you pay the minimum monthly repayment, you will be charged interest. There are many different credit card options on the market, all offering different interest rates and reward options.