Everything you need to know about the 2017 Boxing Day sales

Everything you need to know about the 2017 Boxing Day sales

With the biggest shopping day of the year approaching, Australian shoppers and bargain hunters are getting ready to hit the ground running this Boxing Day.

Boxing Day is a great day to grab yourself a bargain and get the gifts you were hoping to receive this Christmas, or to prepare for the coming work or school year.

Here’s everything you need to know about the 2017 Boxing Day sales.

Sydney

Sydneysiders looking to shop up a storm have plenty of options available, with all Westfield shopping centres open across NSW. Westfield City and Westfield Bondi Junction open from 7am – 9pm on Boxing Day, with Westfield Chatswood and Westfield Warringah Mall open from 8am – 6pm. Both Myer and David Jones in the CBD will be open extended hours during Boxing Day.

If you’re in the market for homewares or furniture, Supa Centa Moore Park is open from 10am – 5pm, and is home to stores like JB Hi-Fi, Bing Lee and Toys R Us.

Melbourne

Regarded as Australia’s shopping capital, there’s no shortage of Boxing Day bargains in Melbourne. If you’re looking for something more boutique, head to the Chapel Street precinct or try Bridge Road in Richmond. There’s a variety of retailers in both locations, ranging from local designers to big brand names like Marcs. Opening hours vary from store to store, but safe to say that doors open from 10am.

If malls are more your style, head to Melbourne Central, which is open from 8am – 10pm. As one of Melbourne’s top shopping centres, you’ll find brands including Calvin Klein, Bonds and Levi’s.

Other shopping locations to note are Southgate, along the banks of the Yarra River, Chadstone Shopping Centre and shopping along Bourke Street Mall.

Canberra

There’s more to Australia’s capital than politicians and museums. For a dose of retail therapy, head to Canberra Centre from 8am – 7pm. Westfield Woden will also be open from 8am – 5:30pm, and includes stores like Adairs, Bonds and David Jones.

If the already low prices at the Canberra Outlet Centre aren’t enticing enough, there will be further discounts this Boxing Day, with stores open from 8:30am – 6:30pm.

Adelaide

Adelaide’s Rundle Mall is home to over 700 stores, so there’s bound to something for everyone. Opening hours vary from store to store, but most will be open between 11am and 5pm. If you’re looking for outlet stores, try Adelaide favourite Harbour Town Adelaide, which is open between 10am and 5pm.

Westfield Marion, Castle Plaza Shopping Centre and Elizabeth Shopping Centre are not open on Boxing Day, but do reopen on Tuesday 27 December.

Brisbane

If you’re looking for a Boxing Day bargain in Brisbane, there is no shortage of options, as many malls, centres and arcades are open. If boutique stores are more your calling, head to Brisbane Arcade between 9am and 6pm, where you’ll find jewellery, designers and plenty of fashion.

The iconic Queen Street Mall is home to big names like Myer, Zara, H&M and Country Road, and is open between 9am and 6pm on Boxing Day.

If an air-conditioned mall is more your vibe, Westfield Chermside, Carindale and North Lakes are all open between 9am and 6pm, and Westfield Garden City and Helensvale locations are open between 9am and 5:30pm.

Perth

If you’re on the west coast and looking to hit the Boxing Day sales, here’s what you need to know.

Garden City is open from 9am – 6pm and has stores like Apple, Cotton On, Country Road and David Jones.

Westfield centres like Carousel and Whitford City are also open between 8am and 6pm. With big brand names and department stores like Myer, there is something to keep everyone entertained.

Other Perth shopping spots include Karrinyup Centre, which is home to David Jones and open between 8am and 6pm. Claremont Quarter is open between 7am and 9pm on Boxing Day.

Darwin

There’s many a bargain to be had in the Top End this Boxing Day. With Darwin classics like Casuarina Shopping Square open from 8am to 6pm, you’ll find stores like Kikki.K, Cue, JB Hi-Fi, Platypus Shoes and many more.

For an outdoor shopping mall filled with fashion, arts and crafts, cafes, Aboriginal art, locally made jewellery and tropical clothing, head to Smith Street Mall. Individual store hours vary.

Hobart

With the Sydney to Hobart kicking off alongside the Boxing Day sales, Tasmanians looking for a bargain will have plenty of opportunities to shop and save.

At Centrepoint Hobart, you’ll find a range of cafes and clothing stores like Noni B and Laura Ashley. Not every store is open, so it’s best to call ahead and check.

Tasmania’s largest shopping centre, Eastlands in Hobart, is home to over 90 stores and has over 1,445 free car spaces. Stores like Cotton On, Rebel Sport, Sussan and Surf Dive N Ski are open between 8:30am – 6:00pm.

If laneways and arcades are more your style, head to Hobart’s City Centre where you’ll find boutiques, local designers and big brand names. Individual store opening hours vary.

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Learn more about credit cards

What is the CUA credit card increase limit process?

A credit limit is pre-assigned based on factors like your income, expenses, and debt by the card-issuing company. It varies from time to time based on credit utilisation and changes to your circumstances.

If your income has increased or your liabilities have reduced, you can request for an increase of your CUA credit card limit. You can lodge the request via online banking on the website, or by visiting the closest branch, or by downloading the application form and mailing it. While making the application, you may need to provide information about your income, employment status, desired limit, and the reason for the increase. The card-issuing company will assess your request before approval.

Before you apply for an increase to the credit limit, ensure your bills are paid in full and you aren’t asking for a very steep enhancement.

How to increase your Qantas Premier credit card limit

When your income or spending habits change, you might wish to increase your credit card limit. The Qantas Premier credit card allows you to do this over the phone. You can contact Qantas Premier Card Support by calling on 1300 992 700. Unlike some other credit providers, Qantas doesn’t give you the option to increase your limit online.

Qantas will only accept your application if you have a good history of repayment and have not increased your credit or bought another credit product from Qantas in the past six months.

Before approving your Qantas Premier credit card limit increase, Qantas will perform a credit assessment on your current financial circumstances and ask why you would like to increase your credit limit.

To ensure that there are no bumps in your application process, you must provide accurate and recent information about your financial situation. You should also account for any future changes you’re anticipating which could hinder your ability to repay the loan.

Once the assessment is complete, Qantas will either approve or deny your application. If they approve it, you will need to sign a credit limit increase agreement - and you can request a written copy of the credit assessment. However, if your application is rejected, Qantas can opt not to provide a copy of the assessment.

How can I increase my credit card limit on my American Express card?

If you want to increase the credit limit on your American Express (AMEX) credit card, you will need to apply through the AMEX Online Services, or by calling the number on the back of your card. You may need to share personal information that the bank can use to assess whether the requested limit is suitable for you and your current financial status. Once your application is approved, your new limit will be ready for use within an hour.

What does Westpac credit card insurance cover?

If you own a Westpac credit card, one of the perks may be  free travel insurance. If you’re eligible, you may be covered if you get sick while travelling, have lost your luggage, have to cancel a trip or have an accident while you’re on the move.

Besides these standard inclusions, the Westpac credit card insurance policy may also cover you for hospital essentials, emergency dental treatment and alternative transport if your original plans go awry. It may also cover loss of income when you get back home after being sick  overseas and your pets’ boarding costs too.

If you have any queries, the Westpac credit card insurance contact number is 1800 091 710. You can submit a claim online.

 

How to increase my Commonwealth credit card limit?

Commonwealth Bank credit cards are extremely popular in Australia for everyday purchases and big ticket items alikers. A number of the card’s functions can be customised, depending on your needs and desires. If you wish to increase your Commonwealth credit card limit using the CommBank, you can usually do so on the app or via NetBank.

In the CommBank app, tap on the ‘Cards’ icon and choose your credit card. Then, click on ‘Credit Limit’ and select the ‘Increasing your limit’ option. If you don’t have the CommBank app, you can also increase your Commonwealth Bank credit card limit through NetBank. Simply log on and go to Settings, then click on ‘Product Requests’ and then choose ‘Credit Card Limit Changes’. 

Once the bank has received your application, they will review your account and payment history. Based on this assessment, your application will either be approved or denied. If approved, your new limit will be applied to your card instantly. 

While increasing your credit card limit may be an easy process, it’s important to remember that you should only request limits that you can manage. A high limit increases the risk of having a larger debt, even with cards that provide low-interest rate options. So, it’s important to think carefully and seek advice from people you trust before increasing your Commonwealth Bank credit card limit.

Increase your credit card limit with Westpac

You can apply to increase your Westpac credit card credit limit at any time, and most credit card providers have made it really easy to do so. You can use your online banking portal, the credit card provider’s mobile app, or even the telephone. 

Applying online to increase your credit limit with Westpac is the easiest option if you’ve already activated Westpac Live Online Banking. All you need to do is fill in the required information and then hit ‘submit’ to apply for an increase in your credit card limit.

Most banks will ask for details of your financial situation at the time of applying for a credit increase. This is done to ensure your new limit meets the lender’s criteria. 

You can apply for increasing your credit limit in any of the following ways:

  1. Visiting your nearest Westpac branch
  2. Calling Westpac on 1300 651 089
  3. Logging in on Westpac Live Online Banking

How to increase the NAB credit card limit?

If you use your NAB credit card regularly, you could consider requesting a higher credit limit. The good news is that it's fairly easy to do so using either the NAB app or NAB internet banking. 

NAB app: 

  • Step 1: Download the latest version of the NAB app.
  • Step 2: Select the ‘My Cards’ menu. 
  • Step 3: Select the card you want to increase the credit limit for. 
  • Step 4: Select ‘Usage Controls’ and then click on ‘Change Credit Limit’.

NAB internet banking: 

  • Step 1: Log into your account. 
  • Step 2: Choose the ‘My Cards’ menu. 
  • Step 3: Choose the card for which you want to increase the limit. 
  • Step 4: Choose ‘Change My Credit Card Limit’.  

If you don’t have the NAB app or cannot access NAB internet banking, you can even visit your local branch or call their contact center. 

Once you’ve applied to increase your NAB credit card limit, you’re likely to be asked for your

  • current employment details  
  • total income, before and after-tax deductions  
  • assets, liabilities, and expenses information

NAB will then assess this information to determine if your current financial situation suits the increased credit limit request, and your application will either be accepted or denied.

However, this process will only work if you’re attempting to increase your personal NAB credit card limit. For a business credit card, you can contact the NAB Corporate & Business Servicing team or speak to your NAB relationship manager. 

How can I increase my Bankwest credit card limit?

When you apply for a Bankwest credit card, you get assigned a pre-set credit limit, which will end up being the most that you can spend on your credit card before having to pay it off. Your credit limit is chosen for you and your current financial situation, and you should remember not to overspend, irrespective of the limit, in order to avoid racking up a massive bill.

However, banks and lenders understand that your needs will change, and have made it possible for you to increase your credit card limit, allowing you to get extra cash when you need it most. Moreover, with a higher spending limit, you may be able to get access to certain perks and benefits with your Bankwest credit card.

To increase your Bankwest credit card limit, you can visit any of the bank’s branches or call 13 17 19 and follow the steps outlined.

What does ANZ credit card insurance cover?

ANZ offers complimentary insurance on some of its credit cards, which can provide some protection against unforeseeable incidents, like the theft of your card. Depending on the type of credit card you own, you may be eligible for different insurances. For instance, most ANZ credit card customers may qualify for Purchase Protection Insurance and Extended Warranty Insurance. Customers who own premium credit cards may also be eligible for Guaranteed Pricing, Rental Vehicle Excess, International Travel, and so on.

Consider checking your ANZ credit card insurance features listed in the Insurance Policy Information booklet to know which items are covered. Also, while ANZ issued the credit card, they are not the insurer. For this reason, you may need to send your insurance claims - and get your ANZ credit card insurance refund - to the insurance provider.

How do I apply for a BOQ credit card limit increase?

If you’re an existing BOQ customer, you can request a BOQ credit card limit increase over a phone call. However, you should remember that owning and using a credit card is a matter of financial responsibility, so it might be worth thinking this decision through. 

When requesting a credit card limit increase, you’ll need to be just as responsible in terms of how much you earn and can set aside to repay the outstanding card balance. A credit card company may approve a credit limit increase only if you can show that you have either the income or the disposable income, which is the amount you have left after all expenses have been paid out.

For this purpose, you may need to submit your latest income documents and bank statements for an increase. You may want to estimate how much you usually have left after deducting your expenses, and then use this amount to try and convince the credit card company. Also, you may prefer to pay off the card balance in full each month and thus avoid paying interest on the card, helping you back up any claims of financial responsibility, as well. 

Remember that you may not be able to apply for a credit card limit increase beyond any limitations on the type of card you own. For instance, if you own a card whose ceiling is $10,000, and your current limit is $5,000, you won't likely be able to apply for a $10,000 credit card limit increase.

How does ANZ increase my credit card limit?

If you’re the primary cardholder on an ANZ credit card, you can increase your credit limit by logging into your credit card account and choosing the “Increase your credit limit” option. You can also submit an ANZ credit card limit increase application form by visiting any ANZ branch or by mail or fax. When completing the form, it's important to remember to specify how much you want the limit increased. You can estimate this by first calculating the amount of credit card debt you can afford to repay based on your income and expenses, and then declaring that in your application. 

Irrespective of whether you’re completing your ANZ credit card limit increase application online or in print, you’ll need to provide updated employment information, income, and expenses, which the company will have to verify. You'll also need to authorise ANZ’s access to your credit history, as your current credit score and recent credit history tell the company about your financial responsibility, and whether or not you'll be able to repay the additional debt you’re applying for. 

In some cases, ANZ may ask you for additional information, or the agent processing the application may reach out to you after your application is received. After verifying your credit score as well as your personal and financial information, however, ANZ may approve a credit card limit increase proportionate to your repaying ability, though it may not be the same as the increase you requested.

Can I get a credit card on part-time/casual work?

Yes, as credit card providers look at your annual income amount as well as your occupation. Minimum income requirements tend to be between $30,000 – $40,000 for standard and rewards credit cards, however low income credit cards can have minimum income requirements as low as $15,000 per year.

How to increase a Citi credit card limit?

Before requesting an increase in the limit of your Citibank credit card, you’ll need to find out if you’re eligible for the increased limit. You can check your eligibility for a Citibank credit card limit increase by calling 13 24 84 or checking the “My Offers” section of your online Citibank account. If you are eligible and request a credit card limit increase, the company will review your income and expenses, including the repayments you make to clear other debts. Your request may be approved if Citibank can confirm that you can repay the full credit card balance, as stipulated by Australian laws, within three years.


To make sure that the company is reviewing your current earnings, you should update any income details by providing recent payslips or a tax assessment notice. In case you are still repaying other debts, consider consolidating or paying off some in full before applying for a credit limit increase. This will free up more disposable income, or earnings left over after deducting all necessary expenses, and possibly determine how much you can increase your credit card limit.

Does ING increase credit card limits?

You may want to increase your credit card limit for many reasons, such as having access to more spending money. However, if you are using the Orange One credit card issued by ING, you may not be able to do so. 

ING customers can choose a credit limit of their preference when applying for the Orange One credit card. Depending on your financial situation, this limit can be anywhere between $1,000 and $30,000. If you qualify for a Rewards Platinum card, the minimum credit card limit will likely be $6,000. 

Ideally, you should set your credit card limit knowing how much you can afford to repay each month and keep your expenses lower than this level. With most credit cards, you should have the option of requesting a credit card limit increase at a later time, although you will need to qualify for any increase. With an ING credit card, limit increases are out of the question (at the time this was published), which means you may want to apply for a higher credit card limit from the beginning. Remember that you have the option of decreasing your ING credit card limit at a later time.