- Home
- Credit Cards
- Northern Inland
- Visa Classic Credit Card
Northern Inland Visa Classic Credit Card
- Apple & Google Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
8.99%
for up to 6 months, then 14.00%
Balance transfer rate
14%
Annual fee
$40
Northern Inland Visa Classic Credit Card
- Apple & Google Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
8.99%
for up to 6 months, then 14.00%
Balance transfer rate
14%
Annual fee
$40
Pros and Cons
For Northern Inland Visa Classic Credit Card
Benefits
- 8.99 p.a. on purchases for 6 months then 14 p.a.
- Lower than average ongoing variable purchase rate
- Lower than average annual fee
Drawbacks
- No reward program
- Does not offer free supplementary cards
Northern Inland Rate Credit Card overview
For Visa Classic Credit Card
Details
Card level
Standard
Card type
Visa
Interest free days
55
Minimum monthly repayment
2% or $20
Minimum credit limit
$1,000
Maximum credit limit
$30,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Northern Inland Credit Union to view Target Market Determination.
Fees
Annual fee
$40
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$15
Over limit fee
$15
Duplicate statement fee
$7
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
8.99%
for up to 6 months, then 14.00%
Cash advance rate
14%
Cash advance fee
$2.5
Balance Transfer
Balance transfer rate
14%
Transfer limit
$25k
max transferable limit
Balance transfer fee
Overseas spending
Foreign exchange fee
3% on Visa
Overseas charges
$2
Estimated ATM cost
$11
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Residency
Perks
Other Restrictions
The Honeymoon Rate does not apply to cardholders eligible for the Home Loan Rewards Rate. The withdrawal limit for cash advances is AUD2,000 daily. Interest accrues from the day a cash advance is made.
