Important disclosure

Qantas Airways Limited (Qantas Money)

Qantas Money Qantas Premier Platinum

  • Balance transfer
Purchase Rate

19.99%

p.a

Balance Transfer Rate

0%

p.a

Tags
  • Balance transfer
Purchase Rate

19.99%

p.a

Balance Transfer Rate

0%

p.a

Annual Fee

$349

for 12 months then $399 thereafter

Pros and cons

For Qantas Premier Platinum

Benefits

  • Rewards Available through Qantas Frequent Flyer
  • Extra 80,000 points subject to eligibility conditions
  • $349 annual fee in the first 12 months and $399 p.a thereafter.
  • Ability to convert large purchases into instalment plans
  • Domestic travel insurance
  • International travel insurance
  • Concierge
  • Airport lounge
  • Fraud protection

Drawbacks

  • Higher than average ongoing variable purchase rate
  • Higher than average ongoing annual fee
  • Does not offer free supplementary cards

Qantas Money Rate Credit card overview

For Qantas Premier Platinum

Details

Card Level

Platinum

Card Type

MasterCard

Interest Free Days

55

Minimum monthly repayment

2% or $30

Minimum credit limit

$6k

Maximum credit limit

$100k

Free supplementary cards

Instant Approval

Target Market Determination

Visit Qantas Airways Limited (Qantas Money) to view Target Market Determination.

Fees

Annual Fee

$349

for 12 months then $399 thereafter

Annual Fee Spend Waiver

Supplementary card annual fee

$50

Late Payment Fee

$30

Over limit fee

Duplicate statement fee

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

19.99%

p.a

Cash advance rate

21.99%

Cash advance fee

3% or $3

Balance Transfer

Balance Transfer Rate

0%

p.a

Transfer Limit

80%

of the approved credit limit

Balance Transfer Fee

1%

Overseas spending

Foreign Exchange Fee

3% on Mastercard

Overseas charges

$5

Estimated ATM Cost

$14

for AU $300 withdrawal

Rewards

Program name

Qantas Frequent Flyer

Rewards Available

Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels

Eligibility

Minimum age

18

Minimum income

$35k

Eligibility conditions

Have an Australian residential address and mobile phone. Be a Qantas Frequent Flyer member. Not already be a Qantas Premier primary cardholder.

..read more

Residency

Perks

  • DOMESTIC TRAVEL INSURANCE
  • INTERNATIONAL TRAVEL INSURANCE
  • CONCIERGE The Qantas concierge service, dedicated to Qantas Premier cardholders, is just a phone call away, anytime you need assistance. It will take the load off you by helping with discounted Domestic companion-fare bookings, travel destination and shopping information, medical and travel assistance, and much more.
  • AIRPORT LOUNGE You will be entitled to 2 complimentary invitations after you activate your Qantas Premier credit card.
  • FRAUD PROTECTION Feel safe with the built-in protection of Mastercard Zero Liability.

Other Restrictions

No interest free days apply to retail purchases while you have a Balance Transfer

Promoted credit cards

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Qudos Mutual Limited T/A Qudos Bank

Visa Platinum Credit Card

  • Balance transfer
Purchase Rate

4.99%

p.a

for up to 5 months, then 19.49%

Annual Fee

$199

Promoted

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ANZ Banking Group Limited

Rewards Platinum

  • Apple, Google & Samsung Pay
  • Balance transfer

Bonus Points

Earn 100,000 extra ANZ Reward Points and $50 back to your new ANZ Rewards Platinum credit card when you spend $2,000 on eligible purchases in the first 3 months from approval.*
Purchase Rate

20.99%

p.a

Annual Fee

$149

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ANZ Banking Group Limited

Platinum

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Cashback

Earn $300 back to your new ANZ Platinum card when you spend $1,500 on eligible purchases in the first 3 months from approval.*
Purchase Rate

20.99%

p.a

Annual Fee

$0

for 12 months then $87 thereafter

Promoted

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Westpac Banking Corporation Ltd

Altitude Platinum (Altitude Qantas)

  • Apple, Google & Samsung Pay
  • Balance transfer

Bonus Points

Earn 80,000 bonus Qantas Points and a reduced first year annual card fee.
Purchase Rate

19.99%

p.a

Annual Fee

$99

for 12 months then $175 thereafter