RateCity.com.au
  1. Home
  2. Credit Cards
  3. Qantas Money
  4. Qantas Premier Platinum

Qantas Money Qantas Premier Platinum

  • Balance transfer

Purchase rate p.a.

19.99%

Balance transfer rate

0%

Annual fee

$349

for 12 months then $399 thereafter

Qantas Money Qantas Premier Platinum

  • Balance transfer

Purchase rate p.a.

19.99%

Balance transfer rate

0%

Annual fee

$349

for 12 months then $399 thereafter

Pros and Cons

For Qantas Money Qantas Premier Platinum

Benefits

  • Rewards Available through Qantas Frequent Flyer
  • Extra 80,000 points subject to eligibility conditions
  • $349 annual fee in the first 12 months and $399 p.a thereafter.
  • Ability to convert large purchases into instalment plans
  • Domestic travel insurance
  • International travel insurance
  • Concierge
  • Airport lounge
  • Fraud protection

Drawbacks

  • Higher than average ongoing variable purchase rate
  • Higher than average ongoing annual fee
  • Does not offer free supplementary cards

Qantas Money Rate Credit Card overview

For Qantas Premier Platinum

Details

Card level

Platinum

Card type

MasterCard

Interest free days

55

Minimum monthly repayment

2% or $30

Minimum credit limit

$6,000

Maximum credit limit

$100,000

Free supplementary cards

Instant approval

Target Market Determination

Visit Qantas Airways Limited (Qantas Money) to view Target Market Determination.

Fees

Annual fee

$349

for 12 months then $399 thereafter

Annual Fee Spend Waiver

Supplementary card annual fee

$50

Late payment fee

$30

Over limit fee

Duplicate statement fee

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

19.99%

Cash advance rate

21.99%

Cash advance fee

3% or $3

Balance Transfer

Balance transfer rate

0%

Transfer limit

80%

of the approved credit limit

Balance transfer fee

1%

Overseas spending

Foreign exchange fee
3% on Mastercard
Overseas charges

$5

Estimated ATM cost

$14

for AU $300 withdrawal

Rewards

Program name

Qantas Frequent Flyer

Rewards available

Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels

Eligibility

Minimum age

18

Minimum income

$35,000

Eligibility conditions

Have an Australian residential address and mobile phone. Be a Qantas Frequent Flyer member. Not already be a Qantas Premier primary cardholder.

Residency

Perks

DOMESTIC TRAVEL INSURANCE

INTERNATIONAL TRAVEL INSURANCE

CONCIERGE

The Qantas concierge service, dedicated to Qantas Premier cardholders, is just a phone call away, anytime you need assistance. It will take the load off you by helping with discounted Domestic companion-fare bookings, travel destination and shopping information, medical and travel assistance, and much more.

AIRPORT LOUNGE

You will be entitled to 2 complimentary invitations after you activate your Qantas Premier credit card.

FRAUD PROTECTION

Feel safe with the built-in protection of Mastercard Zero Liability.

Other Restrictions

No interest free days apply to retail purchases while you have a Balance Transfer