Important disclosure

Qantas Airways Limited (Qantas Money)

Qantas Money Qantas Premier Titanium

  • Balance transfer
Purchase Rate

19.99%

p.a

Balance Transfer Rate

0%

p.a

Tags
  • Balance transfer
Purchase Rate

19.99%

p.a

Balance Transfer Rate

0%

p.a

Annual Fee

$1200

Pros and cons

For Qantas Premier Titanium

Benefits

  • Rewards Available through Qantas Frequent Flyer
  • Extra 150,000 points subject to eligibility conditions
  • Ability to convert large purchases into instalment plans
  • Domestic travel insurance
  • International travel insurance
  • Extended warranty
  • Rental car excess insurance
  • Concierge
  • Airport lounge
  • Purchase protection insurance

Drawbacks

  • Higher than average ongoing variable purchase rate
  • Higher than average ongoing annual fee
  • Does not offer free supplementary cards

Qantas Money Rate Credit card overview

For Qantas Premier Titanium

Details

Card Level

Premium

Card Type

MasterCard

Interest Free Days

55

Minimum monthly repayment

2% or $30

Minimum credit limit

$15k

Maximum credit limit

No set max

Free supplementary cards

Instant Approval

Target Market Determination

Visit Qantas Airways Limited (Qantas Money) to view Target Market Determination.

Fees

Annual Fee

$1200

Annual Fee Spend Waiver

Supplementary card annual fee

$100

Late Payment Fee

$30

Over limit fee

Duplicate statement fee

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

19.99%

p.a

Cash advance rate

21.99%

Cash advance fee

3% or $3

Balance Transfer

Balance Transfer Rate

0%

p.a

Transfer Limit

80%

of the approved credit limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

3% on Mastercard

Overseas charges

$5

Estimated ATM Cost

$14

for AU $300 withdrawal

Rewards

Program name

Qantas Frequent Flyer

Rewards Available

Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels

Eligibility

Minimum age

18

Minimum income

$200k

Eligibility conditions

Have an Australian residential address and mobile phone. Be a Qantas Frequent Flyer member.

Residency

Perks

  • DOMESTIC TRAVEL INSURANCE
  • INTERNATIONAL TRAVEL INSURANCE
  • EXTENDED WARRANTY
  • RENTAL CAR EXCESS INSURANCE
  • CONCIERGE
  • AIRPORT LOUNGE
  • PURCHASE PROTECTION INSURANCE

Promoted credit cards

Promoted

Longer Balance Transfer
National Australia Bank Limited

Qantas Rewards Premium Card

  • Apple, Google & Samsung Pay
  • Balance transfer

Bonus Points

70,000 Bonus Qantas Points. Offer applies to a new NAB Qantas Rewards Premium Card when you spend $2,000 on everyday purchases within 60 days*. Enjoy a reduced annual card fee (from $250 to $150) for the first year.
Purchase Rate

20.99%

p.a

Annual Fee

$150

for 12 months then $250 thereafter

Promoted

Lower Purchase Rate
ANZ Banking Group Limited

Rewards Black

  • Apple, Google & Samsung Pay
  • Balance transfer

Bonus Points

180,000 extra ANZ Reward Points and $150 back to your new ANZ Rewards Black credit card when you spend $3,000 on eligible purchases in the first 3 months from approval.*
Purchase Rate

20.99%

p.a

Annual Fee

$375

Promoted

Lower Annual Fee
HSBC Bank Australia Limited

Premier World Mastercard (Qantas Rewards)

  • Apple & Google Pay
  • Balance transfer
  • No annual fee
Purchase Rate

19.99%

p.a

Annual Fee

$0

Promoted

More Free Days
Bankwest

Qantas World Mastercard

  • Google Pay
  • Balance transfer
Purchase Rate

19.99%

p.a

Annual Fee

$270