Important disclosure
Pros and cons
For Qantas Premier Titanium
Benefits
- Rewards Available through Qantas Frequent Flyer
- Extra 150,000 points subject to eligibility conditions
- Ability to convert large purchases into instalment plans
- Domestic travel insurance
- International travel insurance
- Extended warranty
- Rental car excess insurance
- Concierge
- Airport lounge
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
- Higher than average ongoing annual fee
- Does not offer free supplementary cards
Qantas Money Rate Credit card overview
For Qantas Premier Titanium
Details
Card Level Premium | Card Type MasterCard |
Interest Free Days 55 | Minimum monthly repayment 2% or $30 |
Minimum credit limit $15k | Maximum credit limit No set max |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Qantas Airways Limited (Qantas Money) to view Target Market Determination. |
Fees
Annual Fee $1200 | Annual Fee Spend Waiver |
Supplementary card annual fee $100 | Late Payment Fee $30 |
Over limit fee | Duplicate statement fee |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate 19.99% p.a |
Cash advance rate 21.99% |
Cash advance fee 3% or $3 |
Balance Transfer
Balance Transfer Rate 0% p.a |
Transfer Limit 80% of the approved credit limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 3% on Mastercard |
Overseas charges $5 |
Estimated ATM Cost $14 for AU $300 withdrawal |
Rewards
Program name Qantas Frequent Flyer |
Rewards Available Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels |
Eligibility
Minimum age 18 |
Minimum income $200k |
Eligibility conditions Have an Australian residential address and mobile phone. Be a Qantas Frequent Flyer member. |
Residency |
Perks
- DOMESTIC TRAVEL INSURANCE
- INTERNATIONAL TRAVEL INSURANCE
- EXTENDED WARRANTY
- RENTAL CAR EXCESS INSURANCE
- CONCIERGE
- AIRPORT LOUNGE
- PURCHASE PROTECTION INSURANCE