Important disclosure

QPCU Limited

QBANK Bluey Card

  • Balance transfer
  • No annual fee

Balance Transfer

0% balance transfer for 12 months

After 12 months you simply revert to a Bluey Credit Card low interest rate.

Purchase Rate

12.49%

p.a

Balance Transfer Rate

0%

p.a

Tags
  • Balance transfer
  • No annual fee
Purchase Rate

12.49%

p.a

Balance Transfer Rate

0%

p.a

Annual Fee

$0

Pros and cons

For Bluey Card

Benefits

  • Lower than average ongoing variable purchase rate
  • No Annual Fee
  • Free supplementary cards

Drawbacks

  • No reward program

QBANK Rate Credit card overview

For Bluey Card

Details

Card Level

Standard

Card Type

Visa

Interest Free Days

55

Minimum monthly repayment

2% or $25

Minimum credit limit

$1k

Maximum credit limit

No set max

Free supplementary cards

Instant Approval

Target Market Determination

Visit QPCU Limited to view Target Market Determination.

Fees

Annual Fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$8

Over limit fee

$8

Duplicate statement fee

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

12.49%

p.a

Cash advance rate

12.49%

Cash advance fee

$4

Balance Transfer

Balance Transfer Rate

0%

p.a

Transfer Limit

95%

of the approved credit limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

3.65% on Visa

Overseas charges

$5

Estimated ATM Cost

$15.95

for AU $300 withdrawal

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

18

Minimum income

$20k

Eligibility conditions

-

Residency

Perks

  • FREE SUPPLEMENTARY CARDS
Specials
  • Balance Transfer 0% balance transfer for 12 months
    After 12 months you simply revert to a Bluey Credit Card low interest rate.

Promoted credit cards

Promoted

Longer Balance Transfer
Geelong Bank

Amigo Credit Card

  • Balance transfer
  • Low annual fee
Purchase Rate

11.99%

p.a

Annual Fee

$49

Promoted

Lower Fee Balance Transfer
Qudos Mutual Limited T/A Qudos Bank

Lifestyle

  • Apple & Google Pay
  • Balance transfer
  • No annual fee
Purchase Rate

4.99%

p.a

for up to 5 months, then 12.84%

Annual Fee

$0

Promoted

Lower Purchase Rate
ING

Orange One Low Rate

  • Apple & Google Pay
  • No annual fee
Purchase Rate

11.99%

p.a

Annual Fee

$0

Promoted

Lower Annual Fee
Australian Mutual Bank Ltd

Low Rate Visa Credit Card

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee
Purchase Rate

10.49%

p.a

Annual Fee

$30