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Bluey Card

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Pros and Cons

Pros:
  • No Annual Fee
Cons:

    Basic

    Electronic Wallet Service

    Important Rates

    Rates

    Balance Transfer

    Overseas spending

    Rewards

    Eligibility

    • Free Supplementary Cards

    Features

    The QBANK Bluey Visa credit card offers a moderately low interest rate and a moderate number of interest-free days with no annual fee.

    Zero per cent balance transfers are available for an introductory period. After this time, the interest rate reverts to the one moderately low interest rate which also applies to cash advances.

    Additional cardholders can be included on the primary account. There is no annual fee for the extra cards, and each person with a card needs to be at least 16 years old.

    As a cardholder, you could enjoy the benefits of a Visa card, which includes a range of security features.

    Verified by Visa protects against the unauthorised use of your credit card when shopping online at participating merchants. Contactless transactions are supported by Visa payWave. 

    Pros
    • No annual fee
    • No late payment fee
    • Extra cardholders at no cost
    Cons
    • No rewards program
    • For eligible QBANK members
    • Emergency card replacement fee

     

    Who is it good for?

    The QBANK Bluey Visa credit card is available to existing or eligible QBANK members only. If you or a member of your family do qualify, this card may appeal as a low-cost credit card.

    There’s no annual fee for the primary or additional cardholders, and the one moderately low interest rate applies to purchases, cash advances and balance transfers.

    If you’re looking to earn rewards or points for using a credit card, this may not be a suitable option.

    This credit card offers a budget-friendly option with all the benefits offered by Visa. If security is an important feature of a credit card, this card could meet that need.

    Visa uses 3-D Secure, a password-protected authentication system designed to confirm the identity of the cardholder.

    Visa Checkout is an app that offers a safe online shopping experience from any compatible device without the need for your card.

    What RateCity says

    If you’re an existing or eligible member of QBANK, the QBANK Bluey Visa credit card presents an uncomplicated option.

    With no annual fee and the one moderately low interest rate, this credit card could be an option for day-to-day use.

    There’s no rewards or points scheme attached to the card, so it may not suit someone wanting to accumulate points from their transactions.

    It doesn’t offer a complimentary emergency card replacement, and there are fees associated with its use, such as ATM fees, fees for cash withdrawals and dishonour fees.

    For online shopping and bill payments, this card could help make budgeting easier with a moderate number of interest-free days.

    Being a Visa credit card, the security features provide a safe user experience online and offline. This is available throughout the world, no matter where the card-user travels.  

    Applying/eligibility

    To apply for the QBANK Bluey Visa credit card you must be a government employee residing in Queensland. Your job must be primarily about justice and protection of life and property. You could also be a relative of a QBANK member. You must provide evidence that you meet the eligibility criteria. You can apply online, over the phone or in a branch. You must be at least 18 years old and a permanent Australian resident.

    About QBANK

    QBANK – formerly Queensland Police Credit Union - is a member-owned bank that was established in 1964 by the members of the Queensland Police Union of Employees. It provides financial and banking services to individuals and families who serve the Queensland police, emergency services, ambulance, fire, nursing and public sector. QBANK is managed by a board that is responsible for the risk management framework, ensuring that it is consistent with strategic objectives and the business plan.

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