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Amplify Platinum (Amplify Qantas)

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Basic

Electronic Wallet Service

Important Rates

Rates

Balance Transfer

Overseas spending

Rewards

Eligibility

Earn Rates

RateCard TypeEarnsCondition
0.5 points for $1 spentVisauncappedeligible domestic and international transactions
  • Free Domestic Travel Insurance
  • Free International Travel Insurance Cover lasts for 180 days per year
  • Free Supplementary Cards
  • Extended Warranty
  • Concierge

Features

The St.George Amplify Platinum (Amplify Qantas) credit card comes with a moderately high interest rate, a moderate interest-free period and a moderate annual fee. The minimum credit limit is also moderate.

Customers can earn Qantas Points for eligible purchases as part of the Qantas Frequent Flyer program. Points can be redeemed for flight discounts and upgrades with Qantas and their partner airlines, as well as other rewards. Points can also be earned twice on eligible purchases made with Qantas Frequent Flyer partners – once with the card and once with the program partner.

There are various complimentary insurances that come with the St.George Amplify Platinum (Amplify Qantas) card, including travel insurance and extended warranty insurance (conditions apply). One additional cardholder (aged 16 years and over) is also allowed at no extra cost.

Pros
  • Frequent flyer program
  • Complimentary insurance
  • Free additional cardholder
Cons
  • Moderately high interest rate
  • No balance transfer deal
  • Overseas transaction fees

 

Who is it good for?

This card might best suit current Qantas Frequent Flyer members (or partner airline members) who regularly make purchases on their credit card and travel frequently.

For these customers, the St.George Amplify Platinum (Amplify Qantas) card offers the potential to save money on flights and travel insurance. However, it’s not the best option for overseas spending as it comes with international transaction fees and charges.

Couples and other people wishing to share a credit card would also benefit from this card’s allowance for a supplementary card at no added cost.

Transferred balances are subject to the cash advance rate immediately on this card, so it doesn’t seem like the best choice for people with existing debt. Likewise, it has a moderately high interest rate, so it may not be suitable for people who aren’t able to pay their card’s balance each month. 

What RateCity says

The St.George Amplify Platinum (Amplify Qantas) card is geared towards high-spending frequent travellers, and for those customers, it offers several benefits such as the ability to earn double points for certain purchases and take advantage of complimentary travel insurance.

The allowance for an additional cardholder also means points can potentially be earned faster with two people spending on the one account.

Additionally, the complimentary extended warranty insurance is nice to have for peace of mind about bigger purchases like electronics.

However, this card offers few advantages for people wanting to cut down on costs as it doesn’t come with a balance transfer deal and has a moderately high interest rate. With this in mind, it may be worth shopping around further for a lower-rate card if you’re on a tight budget.

Applying/eligibility

To be eligible for the St.George Amplify Platinum (Amplify Qantas) card, you must be at least 18 years old and an Australian permanent resident or citizen. When you apply, you will need to provide proof of ID, proof of income and employment (such as bank statements and payslips) and information about any financial commitments you have. Applications can be completed at the St.George website or in-branch, and you should receive a response on the spot.

About St.George Bank

St.George Bank was established in 1937 and in 2008 became part of the Westpac Group. The majority of the bank’s customer base is in New South Wales and South Australia (via its subsidiary, BankSA). The bank provides a range of personal finance products like credit cards, personal loans, bank accounts and home loans, as well as various business and corporate finance products. Customers can manage their banking through St.George’s internet banking portal, the mobile banking app or in-branch.


​Nick Bendel is a senior property and personal finance writer for RateCity, and an experienced journalist with numerous writing credits to his name. To date. He covers property, home loans, credit cards, superannuation and other bank products, and loves getting elbow-deep in the latest ABS, APRA and RBA data.​


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