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Amplify Platinum (Amplify Rewards)



Electronic Wallet Service

Important Rates


Balance Transfer

Overseas spending



Earn Rates

RateCard TypeEarnsCondition
1 point for $1 spentVisauncappedeligible domestic and international transactions
  • Free Domestic Travel Insurance
  • Free International Travel Insurance Cover lasts for 180 days per year
  • Free Supplementary Cards
  • Extended Warranty
  • Concierge


The St George Bank Amplify Platinum Visa card has a moderately high interest rate, a moderate number of interest-free days and a moderate annual fee.

You can opt to have additional cards at no extra cost, and each cardholder needs to be at least 16 years old.

The St George Bank Amplify Platinum Visa lets you earn points for purchases and payments, while providing extra benefits such as extended warranties and travel insurance.

Points can be redeemed on these frequent flyer programs: Virgin Australia’s Velocity, Malaysia Airlines’ Enrich and Singapore Airlines’ KrisFlyer programs.

An auto-redemption facility lets you opt-in to automatically convert Amplify points to Velocity Frequent Flyer points.

You can use the St George Amplify Platinum Visa to make payWave contactless payments for transactions under $100. Your transactions are protected by 24/7 fraud monitoring.

  • Earn points overseas
  • Complimentary travel insurance
  • Free additional cardholders
  • No balance transfers
  • Late payment fee charged
  • Dishonour fee charged


Who is it good for?

The St George Bank Amplify Platinum Visa might suit travellers wanting to build on and reap the benefits of their reward points.

If you prefer using a credit card over cash, you could benefit from the flexibility offered by the Amplify Rewards program. 

The points you earn on your card provide access to Amplify Travel, where you can use your Amplify points to book domestic and international flights.

You can choose from all major Australian airlines, and choose any seat on any flight, with no restrictions. You can also book and pay for your accommodation using Amplify points.

You could book travel for friends, family members – and if you're a frequent flyer member, you'll still earn points with the relevant airline on eligible flights.

Complimentary travel insurance is provided on trips of up to three months for St George Bank Amplify Platinum Visa cardholders and their immediate family.

What RateCity says

St George’s Amplify Platinum Visa card focuses on amplifying reward points for cardholders. It offers a flexible program where customers can transfer points to third-party programs.

In addition to points earned through payments and purchases, customers are rewarded with fringe benefits such as complimentary travel and credit card insurance.

In exchange for a moderately high interest rate and a moderate number of interest-free days, customers get to enjoy a concierge service.

While the card doesn’t offer much more than many other cards within this price range, it does take the thinking out of managing how points are applied.

The Amplify Platinum Visa would be suited to Velocity Frequent Flyer members who can opt-in to automatically convert Amplify points to Velocity Frequent Flyer points.

If you’re not much of a traveller, there would be few benefits to owning this card other than using the points for shopping and discounts.


To be eligible for the St George Amplify Platinum Visa card you need to be at least 18 years old and a permanent Australian resident. You can apply online or in a branch, and would need to provide a copy of your Australian driver's licence, Medicare card, passport, Australian birth certificate or a NSW Photo Card. Ensure you have information about your income and employment on hand, including details of your financial commitments.

About St George  

St George Bank was founded in Sydney, in 1937, as the St George Co-operative Building Society. It achieved full banking status and acquired its banking licence in 1992. Two years later, it became a full-service bank when it acquired the commercial banking division of Barclays. In 2008, St George merged with Westpac Banking Corporation. St George offers personal, business and corporate banking as well as wealth management solutions. It has branches and ATMs throughout Australia.

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