Amplify Platinum (Amplify Rewards)

Compare

Basic

Card Level
Card Level
Platinum
Interest Free Days
Interest Free Days
55
Maximum credit limit
Maximum credit limit
$80,000
Minimum credit limit
Minimum credit limit
$6,000
Minimum repayment dollars
Minimum repayment dollars
$10
Minimum repayment percent
Minimum repayment percent
2
Number free supplementary
Number free supplementary
1
Annual Fee
Annual Fee
$99
Late Payment Fee
Late Payment Fee
$15
Over limit fee
Over limit fee
$0
Duplicate statement fee
Duplicate statement fee
$8
Supplementary card annual fee
Supplementary card annual fee
$0
Apple Pay available
Apple Pay available
Google Pay available
Google Pay available
Samsung Pay available
Samsung Pay available
Card Level
Card Level
Platinum
Interest Free Days
Interest Free Days
55
Maximum credit limit
Maximum credit limit
$80,000
Minimum credit limit
Minimum credit limit
$6,000
Minimum repayment dollars
Minimum repayment dollars
$10
Minimum repayment percent
Minimum repayment percent
2
Number free supplementary
Number free supplementary
1
Annual Fee
Annual Fee
$99
Late Payment Fee
Late Payment Fee
$15
Over limit fee
Over limit fee
$0
Duplicate statement fee
Duplicate statement fee
$8
Supplementary card annual fee
Supplementary card annual fee
$0
Apple Pay available
Apple Pay available
Google Pay available
Google Pay available
Samsung Pay available
Samsung Pay available

Rates

Purchase Rate
Purchase Rate
19.49%
Cash advance rate
Cash advance rate
20.24%
Purchase Rate
Purchase Rate
19.49%
Cash advance rate
Cash advance rate
20.24%

Balance Transfer

Balance Transfer Rate
Balance Transfer Rate
Transfer Limit
Transfer Limit
80%of the chosen credit limit
Balance Transfer Fee
Balance Transfer Fee
$0
Balance Transfer Rate
Balance Transfer Rate
Transfer Limit
Transfer Limit
80%of the chosen credit limit
Balance Transfer Fee
Balance Transfer Fee
$0

Overseas spending

Foreign Exchange Fee
Foreign Exchange Fee
3% on Visa
Overseas charges
Overseas charges
$5
Estimated ATM Cost
Estimated ATM Cost
$14for AU $300 withdrawal
Foreign Exchange Fee
Foreign Exchange Fee
3% on Visa
Overseas charges
Overseas charges
$5
Estimated ATM Cost
Estimated ATM Cost
$14for AU $300 withdrawal

Rewards

Program name
Program name
Amplify Rewards
Rewards Available
Rewards Available
Gift Card
Program name
Program name
Amplify Rewards
Rewards Available
Rewards Available
Gift Card

Eligibility

Minimum age
Minimum age
18
Minimum income
Minimum income
Eligibility conditions
Eligibility conditions
NO strict minimum income, all circumstantial
Minimum age
Minimum age
18
Minimum income
Minimum income
Eligibility conditions
Eligibility conditions
NO strict minimum income, all circumstantial

Earn Rates

RateCard TypeEarnsCondition
1 point for $1 spentVisauncappedeligible domestic and international transactions

Perks

  • Concierge
  • Extended Warranty
  • Free Domestic Travel Insurance
  • Free International Travel Insurance
  • Free Travel Insurance Days
  • Free Supplementary Cards
Other Benefits
Can redeem twice the number of Qantas Points, once with Amplify Platinum card and again with program partner

Features

The St George Bank Amplify Platinum Visa card has a moderately high interest rate, a moderate number of interest-free days and a moderate annual fee.

You can opt to have additional cards at no extra cost, and each cardholder needs to be at least 16 years old.

The St George Bank Amplify Platinum Visa lets you earn points for purchases and payments, while providing extra benefits such as extended warranties and travel insurance.

Points can be redeemed on these frequent flyer programs: Virgin Australia’s Velocity, Malaysia Airlines’ Enrich and Singapore Airlines’ KrisFlyer programs.

An auto-redemption facility lets you opt-in to automatically convert Amplify points to Velocity Frequent Flyer points.

You can use the St George Amplify Platinum Visa to make payWave contactless payments for transactions under $100. Your transactions are protected by 24/7 fraud monitoring.

Pros
  • Earn points overseas
  • Complimentary travel insurance
  • Free additional cardholders
Cons
  • No balance transfers
  • Late payment fee charged
  • Dishonour fee charged

 

Who is it good for?

The St George Bank Amplify Platinum Visa might suit travellers wanting to build on and reap the benefits of their reward points.

If you prefer using a credit card over cash, you could benefit from the flexibility offered by the Amplify Rewards program. 

The points you earn on your card provide access to Amplify Travel, where you can use your Amplify points to book domestic and international flights.

You can choose from all major Australian airlines, and choose any seat on any flight, with no restrictions. You can also book and pay for your accommodation using Amplify points.

You could book travel for friends, family members – and if you're a frequent flyer member, you'll still earn points with the relevant airline on eligible flights.

Complimentary travel insurance is provided on trips of up to three months for St George Bank Amplify Platinum Visa cardholders and their immediate family.

What RateCity says

St George’s Amplify Platinum Visa card focuses on amplifying reward points for cardholders. It offers a flexible program where customers can transfer points to third-party programs.

In addition to points earned through payments and purchases, customers are rewarded with fringe benefits such as complimentary travel and credit card insurance.

In exchange for a moderately high interest rate and a moderate number of interest-free days, customers get to enjoy a concierge service.

While the card doesn’t offer much more than many other cards within this price range, it does take the thinking out of managing how points are applied.

The Amplify Platinum Visa would be suited to Velocity Frequent Flyer members who can opt-in to automatically convert Amplify points to Velocity Frequent Flyer points.

If you’re not much of a traveller, there would be few benefits to owning this card other than using the points for shopping and discounts.

Applying/eligibility

To be eligible for the St George Amplify Platinum Visa card you need to be at least 18 years old and a permanent Australian resident. You can apply online or in a branch, and would need to provide a copy of your Australian driver's licence, Medicare card, passport, Australian birth certificate or a NSW Photo Card. Ensure you have information about your income and employment on hand, including details of your financial commitments.

About St George  

St George Bank was founded in Sydney, in 1937, as the St George Co-operative Building Society. It achieved full banking status and acquired its banking licence in 1992. Two years later, it became a full-service bank when it acquired the commercial banking division of Barclays. In 2008, St George merged with Westpac Banking Corporation. St George offers personal, business and corporate banking as well as wealth management solutions. It has branches and ATMs throughout Australia.

Compare your product with the big 4 banks, or add more products to compare
As seen on