Important disclosure

St.George Bank

St.George Bank Amplify Signature (Amplify Rewards)

  • Apple & Google Pay
  • Balance transfer

Bonus Points

150,000 Amplify Points, $199 Annual Fee, and 0% balance transfers for 24 months

150,000 bonus Amplify Points when you spend $12k+ on eligible purchases. That can get you up to $675 in eGift cards. $199 card fee for the first year (reverts to $295) Plus 0% p.a. interest on balance transfers for 24 months when requested at card application. 1% balance transfer fee applies if you make a balance transfer. The variable cash advance rate will apply after the promotional period. New cards only, Eligibility criteria and T&Cs apply.

Purchase Rate

19.49%

p.a

Balance Transfer Rate

0%

p.a

Tags
  • Apple & Google Pay
  • Balance transfer
Purchase Rate

19.49%

p.a

Balance Transfer Rate

0%

p.a

Annual Fee

$199

for 12 months then $295 thereafter

Pros and cons

For Amplify Signature (Amplify Rewards)

Benefits

  • Rewards Available through Amplify Rewards
  • Extra 150,000 points subject to eligibility conditions
  • $199 annual fee in the first 12 months and $295 p.a thereafter.
  • Domestic travel insurance
  • International travel insurance
  • Free supplementary cards
  • Extended warranty
  • Concierge
  • Airport lounge
  • Rental vehicle excess in Australia insurance
  • Purchase protection insurance

Drawbacks

  • Higher than average ongoing annual fee

St.George Bank Rate Credit card overview

For Amplify Signature (Amplify Rewards)

Details

Card Level

Premium

Card Type

Visa

Interest Free Days

55

Minimum monthly repayment

2% or $10

Minimum credit limit

$15k

Maximum credit limit

$80k

Free supplementary cards

Instant Approval

Target Market Determination

Visit St.George Bank to view Target Market Determination.

Fees

Annual Fee

$199

for 12 months then $295 thereafter

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$15

Over limit fee

$0

Duplicate statement fee

$2

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

19.49%

p.a

Cash advance rate

21.49%

Cash advance fee

3% or $2.5

Balance Transfer

Balance Transfer Rate

0%

p.a

Transfer Limit

80%

of the approved credit limit

Balance Transfer Fee

1%

Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

$5

Estimated ATM Cost

$14

for AU $300 withdrawal

Rewards

Program name

Amplify Rewards

Rewards Available

Gift Card

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Regular, verifiable income.

Residency

Australia Citizen, Permanent Resident, Temporary Visa 12 Months Valid

Perks

  • DOMESTIC TRAVEL INSURANCE
  • INTERNATIONAL TRAVEL INSURANCE Cover lasts for 180 days per year
  • FREE SUPPLEMENTARY CARDS
  • EXTENDED WARRANTY
  • CONCIERGE
  • AIRPORT LOUNGE
  • RENTAL VEHICLE EXCESS IN AUSTRALIA INSURANCE
  • PURCHASE PROTECTION INSURANCE
Specials
  • Bonus PointsBalance TransferOther 150,000 Amplify Points, $199 Annual Fee, and 0% balance transfers for 24 months
    150,000 bonus Amplify Points when you spend $12k+ on eligible purchases. That can get you up to $675 in eGift cards. $199 card fee for the first year (reverts to $295) Plus 0% p.a. interest on balance transfers for 24 months when requested at card application. 1% balance transfer fee applies if you make a balance transfer. The variable cash advance rate will apply after the promotional period. New cards only, Eligibility criteria and T&Cs apply.

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  • Apple, Google & Samsung Pay
  • Balance transfer

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  • Apple, Google & Samsung Pay
  • Balance transfer

Bonus Points

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p.a

Annual Fee

$199

for 12 months then $295 thereafter

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  • Apple, Google & Samsung Pay
  • Balance transfer

Bonus Points

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for 12 months then $295 thereafter