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- Low Rate Card
Summerland Bank Low Rate Card
- Balance transfer
- Low annual fee
Purchase rate p.a.
11.99%
Balance transfer rate
0%
Annual fee
$0
for 12 months then $49 thereafter
Summerland Bank Low Rate Card
- Balance transfer
- Low annual fee
Purchase rate p.a.
11.99%
Balance transfer rate
0%
Annual fee
$0
for 12 months then $49 thereafter
Pros and Cons
For Summerland Bank Low Rate Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- $0 annual fee in the first 12 months and $49 p.a thereafter.
- Lower than average annual fee
- Free supplementary cards
Drawbacks
- No reward program
Summerland Bank Rate Credit Card overview
For Low Rate Card
Details
Card level
Standard
Card type
Visa
Interest free days
56
Minimum monthly repayment
2.5% or $20
Minimum credit limit
$1,000
Maximum credit limit
$0
Free supplementary cards
Instant approval
Target Market Determination
Visit Summerland Bank to view Target Market Determination.
Fees
Annual fee
$0
for 12 months then $49 thereafter
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$0
Over limit fee
$0
Duplicate statement fee
$2
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
11.99%
Cash advance rate
15.99%
Cash advance fee
3% or $3.5
Balance Transfer
Balance transfer rate
0%
Transfer limit
No set max
Balance transfer fee
Overseas spending
Foreign exchange fee
3% on Visa
Overseas charges
$3.5
Estimated ATM cost
$12.5
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Residency
Perks
FREE SUPPLEMENTARY CARDS
